The top-rated umbrella insurance agent in Mansfield, Texas is Texas Insurance Agency Inc, rated 4.9 stars across 152 reviews. Other highly rated options include Farmers Insurance - Karen Ray, PJ Insurance Agency inc, Rollo Insurance. This directory lists 19 umbrella insurance agents serving Mansfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texas Insurance Agency Inc | 500 E Broad St | (817) 226-9988 |
| 2 | Farmers Insurance - Karen Ray | 1710 Country Club Dr #100 | (817) 693-0033 |
| 3 | PJ Insurance Agency inc | 99 Regency Pkwy STE 311 | (817) 818-0844 |
| 4 | Rollo Insurance | 105 E Oak St #201 | (817) 779-4160 |
| 5 | Adam Rope - State Farm Insurance Agent | 951 Matlock Rd | (972) 522-7888 |
| 6 | McKnight Insurance Services | 2364 U.S. 287 Frontage Rd | (817) 277-6166 |
| 7 | Phillip Boyer Insurance-TWFG Insurance Services | 1848 Lone Star Rd Suite 105 | (817) 225-4203 |
| 8 | Your Healthy Insurance Gal | 603 Jamie Ln | (817) 471-8462 |
| 9 | YWI Agency | 1710 Country Club Dr #102 | (817) 405-7164 |
| 10 | Goosehead Insurance - Robert Prescott | 200 Carlin Rd Suite 100 | (817) 200-7295 |
Texas Insurance Agency Inc serves the Mansfield, Texas area as an umbrella insurance agent. This category of insurance provides additional liability coverage that extends beyond the limits of standard home and auto policies. The agency assists local residents and businesses in protecting their assets against major claims and lawsuits. Clients work with the firm to secure broader liability protection for unexpected incidents. The company handles excess liability coverage for homeowners and personal umbrella policies for auto owners.
Homeowners, property managers, and small business owners in Mansfield, Texas rely on this agency for umbrella insurance policies that provide extra liability coverage beyond standard limits. The agent helps clients protect their assets by structuring layers of protection that activate when underlying policies are exhausted. Serving both residential and commercial accounts, the agency focuses on tailoring umbrella plans to suit specific risk profiles. Its service area also extends to neighboring communities throughout the Mid-Cities region of the Dallas-Fort Worth metroplex.
Serving Mansfield, Texas, and the surrounding communities, PJ Insurance Agency inc provides umbrella insurance coverage that extends additional liability protection beyond standard policies. The agency works with individuals and businesses facing risks that could exceed typical auto or homeowners limits, such as accidents on the property or major claims from guests. Its general approach to handling a typical job involves assessing the client’s existing liability coverage and recommending a policy layer that fills the gap, ensuring a financial safety net for uncovered lawsuit exposures.
Rollo Insurance in Mansfield, TX offers both one-time consultations for clients assessing their current liability exposure and scheduled ongoing service for those needing continuous policy adjustments. Umbrella insurance agents in this area typically help homeowners and vehicle owners secure extra liability coverage beyond primary policies, protecting assets against major claims. This firm addresses coverage needs by evaluating existing insurance limits and recommending supplemental layers of protection. Service for new and existing clients runs on an as-needed basis, allowing policyholders to request reviews when their circumstances change.
Adam Rope - State Farm Insurance Agent in Mansfield, TX, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency helps clients understand how an umbrella policy can protect personal assets and future earnings from major claims or lawsuits. They offer policy reviews to ensure adequate coverage and assist with adjustments as needs change. The agency serves properties including single-family homes, apartments, retail locations, and restaurants.
McKnight Insurance Services in Mansfield, TX offers umbrella liability policies that provide extended coverage beyond standard home and auto limits. The agency assists clients in safeguarding personal assets from large claims or lawsuits. These policies cover legal costs and settlements that could otherwise threaten financial security. The agency guides policyholders through coverage options designed to match their risk exposure. It helps residents address common concerns such as protecting their savings during severe Texas storm seasons when property damage claims may exceed primary policy maximums.
Phillip Boyer Insurance-TWFG Insurance Services provides general insurance guidance and specializes in umbrella policy add-ons that extend liability protection beyond standard coverage for clients in Mansfield, Texas. These excess layers can safeguard personal assets or business interests when a primary policy limit is exhausted. The firm works with a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring additional coverage limits to the specific operational risks of each type of facility.
Your Healthy Insurance Gal in Mansfield, TX, is known for providing specialized umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agent serves clients needing additional financial safeguarding against costly claims or lawsuits. This Mansfield-based service focuses on assessing individual risk levels and securing liability limits suited to local property values. As a specialty offering, it can also add personal umbrella liability coverage to help protect assets from unforeseen legal judgments.
YWI Agency in Mansfield, TX provides residential umbrella insurance to help local homeowners protect their assets beyond standard policy limits. The company similarly offers commercial umbrella coverage for businesses seeking additional liability protection across the surrounding Tarrant County area. By addressing potential gaps in existing policies through personal and professional exposure advice, the agency ensures clients receive appropriate extended coverage. They encourage periodic follow-up appointments to review changing needs and adjust policies before annual renewal visits, maintaining consistent financial safeguards between regular reviews.
In North Texas, sudden hailstorms can leave property owners facing unexpected liability risks. Goosehead Insurance in Mansfield connects clients with umbrella insurance that extends beyond standard home and auto limits. This agent provides tailored coverage options that help safeguard assets and future earnings from major claims or lawsuits. During an initial consultation, the agent evaluates personal exposure and liability gaps, reviewing existing policies to recommend appropriate coverage thresholds. A thorough risk assessment precedes any proposal for protection.
What Does an a Umbrella Insurance Agent in Mansfield Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 million to 5 million dollars may cost 300 to 1,000 dollars annually. Your actual premium depends on factors like your driving record, number of properties, and risk profile. This is general information and not insurance advice.
About umbrella insurance agents in Mansfield
An umbrella insurance agent in Mansfield, Texas helps you secure extra liability coverage that goes beyond your auto and home insurance limits. Texas law does not require umbrella insurance, but it can protect your savings and future earnings in a major lawsuit. Local agents understand the specific risks in the Dallas-Fort Worth area and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Mansfield do?
An umbrella insurance agent helps you purchase a personal liability policy that provides additional coverage above your existing auto, home, or boat insurance. In Texas, umbrella policies typically start at 1 million dollars in coverage. The agent will review your assets and risk factors to recommend an appropriate limit.
How much umbrella insurance do I need in Texas?
The amount of umbrella insurance you need depends on your total assets and potential liability exposure. Many Texas agents suggest coverage equal to your net worth plus future income. Common limits are 1 million, 2 million, or 5 million dollars. A local agent can help you calculate the right amount based on your specific situation.
Are there Texas laws that affect umbrella insurance policies?
Yes, Texas follows a modified comparative fault rule under Texas Civil Practice and Remedies Code Section 33.001. This means your compensation in a lawsuit can be reduced by your percentage of fault. Umbrella insurance helps cover your share of damages if you are found partially at fault in an accident.
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