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Find Umbrella Insurance Agents Near You in McAllen, TX

Browse umbrella insurance agents serving McAllen, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in McAllen, Texas is Farmers Insurance - Griselda Melendez, rated 5.0 stars across 648 reviews. Other highly rated options include Affordable Health Insurance Agency, LLC | Tomas Sanchez, Insurance Advisors Agency IAA, Acumen Insurance Group LLC. This directory lists 21 umbrella insurance agents serving McAllen.

Showing 21 umbrella insurance agents in McAllen, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Griselda Melendez505 Lindberg Ave(956) 622-5520
2Affordable Health Insurance Agency, LLC | Tomas Sanchez2021 W Nolana Ave(956) 686-1206
3Insurance Advisors Agency IAA2916 N McColl Rd(956) 682-6277
4Acumen Insurance Group LLC3400 N McColl Rd Suite i(956) 803-8000
5Verax Insurance Services5414 N 10th St(956) 928-1236
6Iglesias Insurance McAllen4400 Pecan Blvd Suite 50(956) 800-4450
7B&B Insurance Agency120 N 10th St(956) 687-8686
8Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services1321 Pecan Blvd Suite A(956) 668-7505
9J&M INSURANCE2711 S 23rd St #4(956) 393-8121
10Salgado Insurance1200 N 10th St Ste A(956) 616-5552
FI
505 Lindberg Ave
Farmers Insurance - Griselda Melendez
Umbrella Insurance Agent · McAllen, TX

Farmers Insurance - Griselda Melendez serves the McAllen, Texas metro area, offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This extra protection helps safeguard personal assets against major claims or lawsuits. The company also assists clients in tailoring their umbrella coverage to align with their specific property and liability needs in the Lower Rio Grande Valley. Handling excess liability protection for homeowners and automobile owners are key services this agency provides.

AH
2021 W Nolana Ave
Affordable Health Insurance Agency, LLC | Tomas Sanchez
Umbrella Insurance Agent · McAllen, TX

Affordable Health Insurance Agency, LLC | Tomas Sanchez provides umbrella insurance services to clients in McAllen, Texas, offering supplementary liability coverage that extends beyond standard home or auto policies. Service plans include personalized policy reviews to help ensure each client has adequate protection against major claims and lawsuits. Maintenance involves regular annual assessments to adjust coverage limits as property values change. The agency services single-family homes, apartments, retail spaces, and restaurants.

IA
2916 N McColl Rd
Insurance Advisors Agency IAA
Umbrella Insurance Agent · McAllen, TX

Homeowners, businesses, and property managers in McAllen, Texas, turn to Insurance Advisors Agency IAA for their umbrella insurance agent services. This coverage provides additional liability protection beyond standard policy limits, safeguarding assets from major claims and lawsuits. It is often essential for those with rental properties or high net worth. The agency also serves clients in nearby Edinburg, extending its presence throughout the Rio Grande Valley for convenient access to comprehensive liability solutions.

AI
3400 N McColl Rd Suite i
Acumen Insurance Group LLC
Umbrella Insurance Agent · McAllen, TX

Acumen Insurance Group LLC serves McAllen, Texas, and nearby communities in the Rio Grande Valley, offering umbrella insurance to individuals and businesses seeking extra liability protection. The agency handles policies that sit above standard auto, home, or commercial coverage, providing an additional layer against major claims or lawsuits. To manage a typical client's needs, it first reviews existing underlying policies and then structures higher-limit umbrella coverage to close potential gaps in overall protection.

VI
5414 N 10th St
Verax Insurance Services
Umbrella Insurance Agent · McAllen, TX

Verax Insurance Services assists clients in McAllen, Texas, with umbrella coverage, offering both one-time policy acquisitions and recurring annual renewals. This liability insurance extends beyond the limits of standard home and auto policies, providing broader financial protection against major claims. Service operates on a scheduled annual basis, with policy reviews and adjustments available on an as-needed basis to address changing client circumstances.

II
4400 Pecan Blvd Suite 50
Iglesias Insurance McAllen
Umbrella Insurance Agent · McAllen, TX

With McAllen’s hurricane season bringing unpredictable storm risks, property owners seek extra liability protection beyond standard policies. Iglesias Insurance McAllen serves as an umbrella insurance agent in McAllen, TX, helping clients close coverage gaps for large claims or lawsuits. This type of policy adds a layer of security for homes, vehicles, or rental properties when existing limits are exhausted. The agent begins by reviewing current insurance portfolios and identifying potential exposures during a detailed risk assessment. An initial consultation is scheduled to evaluate each client’s specific assets and liability concerns.

BI
120 N 10th St
B&B Insurance Agency
Umbrella Insurance Agent · McAllen, TX

B&B Insurance Agency in McAllen, TX specializes in umbrella insurance agent services, offering liability coverage that extends beyond standard home and auto policies to provide broadened protection. The firm assists clients in evaluating potential gaps in their current insurance portfolios and securing additional layers of liability security. This service is particularly valuable during the hurricane season, when increased local storm activity can elevate risks of significant property damage and associated legal claims.

AS
1321 Pecan Blvd Suite A
Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services
Umbrella Insurance Agent · McAllen, TX

Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services in McAllen, TX offers umbrella insurance for residential clients, providing extended liability protection beyond a standard policy. Commercial coverage is also available, serving businesses throughout the Rio Grande Valley to safeguard against major lawsuits and property claims. After securing initial policies, the agency provides ongoing annual policy reviews to ensure coverage keeps pace with changing assets, standing ready for follow-up needs or repeat service between regular visits.

JI
2711 S 23rd St #4
J&M INSURANCE
Umbrella Insurance Agent · McAllen, TX

J&M Insurance works with clients in McAllen, Texas to structure general liability coverage. The agency specializes in umbrella insurance, offering additional policy layers that extend beyond standard plan limits. Common scenarios involve excess liability protection for personal assets or business operations. J&M Insurance provides these supplemental policies to help small companies and property owners address risk management needs. The agency serves local sectors including professional offices, retail warehouses, and food service establishments.

SI
1200 N 10th St Ste A
Salgado Insurance
Umbrella Insurance Agent · McAllen, TX

Salgado Insurance, based in McAllen, TX, is known for personal umbrella insurance coverage that extends beyond standard policy limits. The agency serves clients seeking added liability protection across South Texas, covering risks from auto and home incidents. Policies typically provide a buffer layer for legal fees and settlements. As a specialty service, Salgado Insurance can also arrange umbrella policies for landlords with multiple rental properties.

FI
4900 W Expy 83 Ste 101
Farmers Insurance - Irasema Diaz
Umbrella Insurance Agent · McAllen, TX
(956) 664-9100
agents.farmers.com/tx/mcallen/irasema-diaz
UI
1700 Dove Ave W #40
Univista Insurance
Umbrella Insurance Agent · McAllen, TX
(956) 374-4553
univistainsurance.com/location/mcallen-tx-78504-1
SI
1321 Pecan Blvd Suite A
Showery Insurance & Financial Services
Umbrella Insurance Agent · McAllen, TX
(956) 668-7505
showeryins.com
GI
321 W Nolana Ave
Green Insurance Group
Umbrella Insurance Agent · McAllen, TX
(956) 687-2025
gigtx.com
GI
711 W Nolana Ave Suite 104-M
Goosehead Insurance - Robert Perez & Robby White
Umbrella Insurance Agent · McAllen, TX
(956) 378-6712
goosehead.com/agents/tx/mcallen/robert-perez-and-robby-white
HM
1400 N McColl Rd # 105
Higginbotham - McAllen
Umbrella Insurance Agent · McAllen, TX
(956) 682-9423
higginbotham.com/locations/mcallen
SI
800 N 10th St
SafeGuard Insurance Agency
Umbrella Insurance Agent · McAllen, TX
(956) 687-1811
safeguardnow.com
DI
4108 N 10th St
Dependable Insurance Agency
Umbrella Insurance Agent · McAllen, TX
(214) 617-5160
FI
6624 N 10th St D
Farmers Insurance
Umbrella Insurance Agent · McAllen, TX
(956) 287-3762
agents.farmers.com/tx/mcallen
SI
902 W Hackberry Ave
SafeGuard Insurance Agency
Umbrella Insurance Agent · McAllen, TX
(956) 467-0902
safeguardnow.com
RI
5801 N 10th St #600
Relation Insurance Services
Umbrella Insurance Agent · McAllen, TX
(956) 686-3888
relationinsurance.com/locations/texas/5801-n-10th-street-suite-600

What Does an a Umbrella Insurance Agent in McAllen Cost?

The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in McAllen

Umbrella insurance agents in McAllen Texas help residents secure additional liability coverage that goes beyond standard auto and homeowners policies. Texas law allows umbrella policies to cover personal injury claims and property damage lawsuits common in the Rio Grande Valley. An agent can explain how umbrella insurance can protect your savings and future earnings from large legal judgments.

Frequently Asked Questions

What does an umbrella insurance agent in McAllen do?

An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing auto and home insurance limits. They assess your risk factors and recommend a coverage amount that fits your situation.

How much umbrella coverage do I need in Texas?

Most agents recommend at least 1 million dollars in umbrella coverage for Texas homeowners with significant assets. The exact amount depends on your net worth, property value, and potential liability risks from activities like owning a pool or rental property.

Can umbrella insurance cover lawsuits in McAllen Texas?

Yes umbrella insurance can cover legal defense costs and settlements for claims like libel slander or accidental injury on your property. Texas courts often award damages that exceed standard policy limits so umbrella coverage adds an extra layer of protection.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.