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HomeUmbrella Insurance AgentsTexas › McKinney

Find Umbrella Insurance Agents Near You in McKinney, TX

Browse umbrella insurance agents serving McKinney, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in McKinney, Texas is Integrity Insurance Group, rated 5.0 stars across 747 reviews. Other highly rated options include Mauceri Bynum Insurance, Freeway Insurance, RiskWell. This directory lists 21 umbrella insurance agents serving McKinney.

Showing 21 umbrella insurance agents in McKinney, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Integrity Insurance Group4500 Eldorado Pkwy STE 2500(972) 930-7086
2Mauceri Bynum Insurance301 E Virginia St Suite 201(214) 733-8400
3Freeway Insurance1321 N Tennessee St STE 106(469) 314-3025
4RiskWell4500 Eldorado Pkwy STE 2000(469) 678-8001
5DW Insurance & Financial Services Inc6000 Alma Rd Suite 201(972) 665-8608
6Pierce Insurance Group, Inc7951 Collin McKinney Pkwy APT 1200(469) 252-8001
7Amity Insurance Group300 N McDonald St Unit 1118(972) 346-8138
8Your Agent LLC (INSURANCE AGENCY)5900 S Lake Forest Dr Suite #300(469) 585-6455
9Braly Insurance Group300 Davis St Suite 106(972) 359-9324
10Parker Preferred Insurance3900 S Stonebridge Dr #1601(972) 987-6083
II
4500 Eldorado Pkwy STE 2500
Integrity Insurance Group
Umbrella Insurance Agent · McKinney, TX

Integrity Insurance Group serves the McKinney, Texas, area as an umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard auto and homeowners policies. This protection helps safeguard personal assets against major claims or lawsuits. By working with this agent, clients can add a broader layer of security. The agent handles policy assessments for coverage gaps and assists with claims coordination for high-limit liability situations.

MB
301 E Virginia St Suite 201
Mauceri Bynum Insurance
Umbrella Insurance Agent · McKinney, TX

Mauceri Bynum Insurance provides umbrella insurance coverage in McKinney, TX, offering clients supplemental liability protection beyond standard policy limits. The agent works to help customers strengthen their financial defenses through careful plan evaluation and coverage adjustments. Service includes explaining policy terms thoroughly so clients understand how their primary insurance interacts with this extra layer of security. The company serves a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.

FI
1321 N Tennessee St STE 106
Freeway Insurance
Umbrella Insurance Agent · McKinney, TX

Freeway Insurance serves the McKinney, Texas area and surrounding Collin County communities, helping clients obtain umbrella insurance coverage. This agent works with individuals and families to secure additional liability protection that goes beyond standard homeowners and auto policies. Umbrella coverage here is essential for those who own property or have significant assets. Freeway Insurance assists in tailoring policies that offer higher liability limits. The company handles personal umbrella policies and coordinates with existing home and auto insurance providers in this region.

RI
4500 Eldorado Pkwy STE 2000
RiskWell
Umbrella Insurance Agent · McKinney, TX

RiskWell serves homeowners, businesses, and property managers in McKinney, Texas, who need additional liability coverage beyond standard policies. It provides umbrella insurance consultations and policy placement tailored to protect assets from major claims and lawsuits. The agent assists clients in understanding coverage limits and ensuring adequate protection for their properties and operations. This includes evaluating individual risk exposures to recommend appropriate policy layers. RiskWell also extends its umbrella insurance services to neighboring communities in the greater Collin County area.

DI
6000 Alma Rd Suite 201
DW Insurance & Financial Services Inc
Umbrella Insurance Agent · McKinney, TX

DW Insurance & Financial Services Inc serves McKinney, Texas and the surrounding Collin County communities, handling client protection through umbrella insurance policies. These policies provide extra liability coverage above standard homeowners and auto insurance limits. For a typical client, the agency assesses existing policy coverage, identifies potential gaps in personal liability exposure, and recommends specific coverage amounts that address everyday risks. It develops custom solutions by evaluating each client’s unique financial situation and asset profile, then coordinates seamlessly with base policy providers to ensure consistent protection across all insured assets.

PI
7951 Collin McKinney Pkwy APT 1200
Pierce Insurance Group, Inc
Umbrella Insurance Agent · McKinney, TX

Pierce Insurance Group, Inc in McKinney, TX offers umbrella insurance policies that operate as an extension of a client’s existing standard liability coverage, providing an extra layer of financial protection against major claims and lawsuits. Unlike one-time transactional services, the recurring option ensures continuous policy management and adjustment for evolving risks. This agent serves clients on both a scheduled and as-needed basis, adapting new coverage limits as personal or business assets change.

AI
300 N McDonald St Unit 1118
Amity Insurance Group
Umbrella Insurance Agent · McKinney, TX

Amity Insurance Group offers specialized services in umbrella insurance in McKinney, Texas. This agency helps clients obtain additional liability coverage that extends beyond the limits of standard home and auto policies. The firm assists in securing broader protection for a wider range of unexpected claims and legal fees. That added layer is particularly valuable for safeguarding assets during the peak spring storm and construction season, when temporary hazards can create new liability risks on a property.

YA
5900 S Lake Forest Dr Suite #300
Your Agent LLC (INSURANCE AGENCY)
Umbrella Insurance Agent · McKinney, TX

With McKinney’s spring storms bringing sudden hail and flash flooding, local homeowners often realize their standard policy leaves gaps in liability protection. Your Agent LLC in McKinney, TX, addresses this need by brokering umbrella insurance coverage, which extends added layers of personal liability limits above auto and home policies. The agency assesses each client’s current exposures against typical regional risks from slip-and-fall accidents or pet incidents. In the initial-assessment step, they review existing insurance declarations to recommend a suitable umbrella policy limit.

BI
300 Davis St Suite 106
Braly Insurance Group
Umbrella Insurance Agent · McKinney, TX

Braly Insurance Group provides personal and commercial insurance solutions from its base in McKinney, Texas. Its core service includes offering umbrella insurance policies that deliver added liability protection beyond standard home and auto coverage. These policies are designed to safeguard clients against major claims and lawsuits. The firm serves a range of commercial sectors, including offices, warehouses, and food service establishments.

PP
3900 S Stonebridge Dr #1601
Parker Preferred Insurance
Umbrella Insurance Agent · McKinney, TX

Parker Preferred Insurance provides umbrella insurance coverage for clients in McKinney, Texas, offering additional liability protection beyond standard policies. Its service includes helping evaluate risk exposure and securing policy limits that align with personal asset protection needs. Maintenance plans involve regular policy reviews to adjust coverage as clients’ asset portfolios or liability risks evolve over time. This insurance agent services single-family homes, apartments, retail spaces, and restaurants in the local area.

FI
1705 W University Dr Ste 106-B
Freeway Insurance
Umbrella Insurance Agent · McKinney, TX
(972) 426-5092
locations.freeway.com/freeway-insurance-mckinney-tx-75069
TI
6401 Eldorado Pkwy STE 119
The Taylor Insurance Agency
Umbrella Insurance Agent · McKinney, TX
(214) 556-1995
ktayloragency.com
IS
600 N McDonald St
Insurance Services Agency
Umbrella Insurance Agent · McKinney, TX
(972) 548-1199
isamcktx.com
NI
115 W Virginia St Ste 100
Nationwide Insurance: Hal L. Harbor
Umbrella Insurance Agent · McKinney, TX
(972) 529-1134
agency.nationwide.com/tx/mckinney/75069/harbor-insurance-and-financial
SI
210 S McDonald St
Shielded Insurance TX
Umbrella Insurance Agent · McKinney, TX
(214) 225-0987
CI
1805 N Graves St
CoreSecure Insurance Agency
Umbrella Insurance Agent · McKinney, TX
(214) 831-4910
PI
2491 Country Vw Ln #1129
Professional Insurance McKinney
Umbrella Insurance Agent · McKinney, TX
(214) 831-8211
FI
4025 E University Dr Ste D400
Farmers Insurance - Janice Crosswhite
Umbrella Insurance Agent · McKinney, TX
(469) 625-1239
agents.farmers.com/tx/mckinney/janice-crosswhite
US
2170 Lake Forest Dr
Unity Sure Insurance Agency
Umbrella Insurance Agent · McKinney, TX
(972) 379-9658
upperhillinsurance.com/contacts
GG
1807 West St
Gant Group Inc
Umbrella Insurance Agent · McKinney, TX
(214) 544-7230
gantgroup.com
AS
6839 Virginia Pkwy
All Security Insurance TX
Umbrella Insurance Agent · McKinney, TX
(972) 704-5231
scinsurancepros.com/contact-us

What Does an a Umbrella Insurance Agent in McKinney Cost?

The cost of an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as multiple properties or young drivers. Costs vary by case and depend on your underlying insurance policies and personal risk profile. This is general information, not insurance advice.

About umbrella insurance agents in McKinney

Umbrella insurance agents in McKinney Texas help residents and businesses add an extra layer of liability protection beyond standard auto and home policies. Texas law allows for high liability judgments in personal injury cases, making umbrella coverage a practical choice for those with significant assets. Local agents can tailor policies to match your specific risk profile and property values in the McKinney area.

Frequently Asked Questions

What does an umbrella insurance agent in McKinney do?

An umbrella insurance agent in McKinney helps you purchase a personal or commercial umbrella policy that provides additional liability coverage above your existing auto and homeowners insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit.

How much umbrella coverage do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Higher limits of 2 to 5 million dollars may be appropriate for those with rental properties or high net worth.

Is umbrella insurance required by Texas law?

No, umbrella insurance is not required by Texas law. However, it is often required by lenders or landlords if you have a mortgage or lease that includes liability coverage minimums. Texas courts can award large damages, making extra protection wise.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.