The top-rated umbrella insurance agent in Midland, Texas is Acceptance Insurance, rated 4.9 stars across 413 reviews. Other highly rated options include Debra Pena - State Farm Insurance Agent, Deanna Dempsey - State Farm Insurance Agent, Pirkle Weir Insurance Agency. This directory lists 20 umbrella insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 426 Andrews Hwy | (432) 218-2035 |
| 2 | Debra Pena - State Farm Insurance Agent | 3116 N Loop 250 W Ste 700 | (432) 684-0542 |
| 3 | Deanna Dempsey - State Farm Insurance Agent | 415 W Wall St #1204 | (432) 243-3100 |
| 4 | Pirkle Weir Insurance Agency | 3328 N Midkiff Rd #1 | (432) 848-3055 |
| 5 | A&S Elite Insurance Agency LLC | 2505 W Michigan Ave | (432) 218-7505 |
| 6 | Mike Lively Agency | 2607 Midland Dr | (432) 300-6219 |
| 7 | Brianna Ruiz Agency (Prominent Advisors LLC) | 3001 W Illinois Ave Suite 3B1 | (432) 215-9822 |
| 8 | Yorkman & Associates | 1710 N Lamesa Rd | (432) 683-9301 |
| 9 | Killebrew Insurance LLC - Midland | 1111 W Illinois Ave | — |
| 10 | Nationwide Insurance: Diana Ivonne Dominguez Agency | 4410 N Midkiff Rd Ste D1F | (432) 570-6500 |
Acceptance Insurance offers specialized umbrella insurance coverage to residents of Midland, Texas, providing an extra layer of liability protection beyond standard policies. It handles general insurance needs, helping clients safeguard assets and future earnings against major claims. This service is particularly valuable during the spring storm season, when increased risks of property damage and liability incidents require added financial security.
Debra Pena - State Farm Insurance Agent serves the Midland, TX, area as an umbrella insurance agent. This agency assists clients with securing additional liability coverage that extends beyond standard homeowners or auto policies. Umbrella insurance helps protect personal assets against major claims and lawsuits. The agency also regularly handles related insurance needs such as personal liability coverage. It provides helpful guidance on assessing individual risk and policy limits. Specific services include evaluating coverage gaps and tailoring umbrella policies for local residents and businesses.
Deanna Dempsey - State Farm Insurance Agent provides umbrella insurance coverage for clients in Midland, TX. This agency helps individuals and businesses secure additional liability protection beyond standard policy limits, offering extended financial safeguards against major claims and lawsuits. Routine policy reviews are available to ensure coverage amounts remain appropriate for changing assets or risk profiles. Services focus on both personal and commercial clients, including single-family homes, apartments, retail operations, and restaurants.
When severe spring storms sweep through the Permian Basin, homeowners often face unexpected liability from guest injuries or property damage. Pirkle Weir Insurance Agency in Midland, Texas, addresses these gaps by providing umbrella policies that extend basic liability limits for added financial protection. The agency works closely with clients to evaluate existing auto and home coverage, ensuring a seamless fit. An initial phone or in-person assessment identifies specific risk exposures before the agent quotes any additional umbrella policy terms for review.
A&S Elite Insurance Agency LLC serves homeowners, businesses, and property managers in Midland, Texas, by connecting them with umbrella insurance policies that provide extra liability protection beyond standard coverage limits. This type of policy helps clients safeguard their assets from major claims and lawsuits that could otherwise cause substantial financial loss. The agency works closely with each customer to identify appropriate coverage levels based on individual risk profiles and property values. It also serves clients in the surrounding Odessa area, extending its services throughout the greater Midland metro region.
Serving Midland and the surrounding communities of the Permian Basin, the Mike Lively Agency handles excess liability coverage designed to extend protection beyond standard auto and homeowners policies. As an umbrella insurance agent in this area, it addresses the need for additional asset protection against serious claims or lawsuits. To manage this, it carefully assesses each client’s existing liability limits before recommending additional coverage levels suited to their personal risk profile.
Brianna Ruiz Agency, operating as Prominent Advisors LLC in Midland, Texas, offers umbrella insurance to provide extended liability coverage beyond standard policies. It assists clients in selecting appropriate policy limits to protect personal assets against large claims or lawsuits. The agency reviews existing coverage and coordinates with primary insurers to ensure seamless policy integration. Its service plan includes annual assessments to adjust coverage as client needs evolve. The agency services single-family homes, apartments, retail locations, and restaurants requiring broad liability protection.
Yorkman & Associates in Midland, TX understands that umbrella insurance can be arranged as either a one-time policy for a single liability event or as a recurring, annual coverage that protects against multiple incidents. Their services focus on extending personal liability protection beyond the limits of standard homeowners and auto policies, offering an extra layer of financial safety for local clients. Coverage details are always reviewed with each client’s existing policies in mind. This agent provides its service on both a one-time and a scheduled, recurring as-needed basis.
Nationwide Insurance: Diana Ivonne Dominguez Agency in Midland, Texas provides umbrella insurance coverage to extend liability protection beyond standard policies. The agency serves local homeowners and drivers seeking additional security against major claims. It evaluates personal assets and risk exposure to recommend appropriate policy limits. With fluctuating weather often affecting the region, the agency frequently helps clients reassess coverage after significant property updates or prior to the spring storm season.
What Does an a Umbrella Insurance Agent in Midland Cost?
Umbrella insurance costs in Texas typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Additional million dollar increments may cost 75 to 150 dollars each. Your premium depends on your driving record, home value, and number of properties. This is general information, not insurance advice.
About umbrella insurance agents in Midland
Umbrella insurance agents in Midland Texas help you add a layer of liability protection beyond your auto and homeowners policies. Texas law allows for high personal injury lawsuits and property damage claims, making umbrella coverage a smart choice for local homeowners and business owners. An agent can review your current policies and recommend a limit that fits your needs.
Frequently Asked Questions
What does an umbrella insurance agent do in Midland?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your auto or home insurance limits. They assess your risk profile and suggest coverage amounts based on your assets and local liability risks.
How much umbrella coverage do I need in Texas?
Most agents recommend at least 1 million dollars in umbrella coverage for Texas residents. The right amount depends on your net worth, property value, and potential lawsuit exposure in Midland.
Is umbrella insurance required by law in Texas?
No, Texas law does not require umbrella insurance. However, it is a common way to protect against large liability claims that exceed standard policy limits.
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