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Find Umbrella Insurance Agents Near You in Odessa, TX

Browse umbrella insurance agents serving Odessa, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Odessa, Texas is Nationwide Insurance: Melisa Copeland Strickland LLC, rated 4.8 stars across 444 reviews. Other highly rated options include Amtex Insurance, Farmers Insurance - Lisa Hand, Killebrew Insurance LLC. This directory lists 21 umbrella insurance agents serving Odessa.

Showing 21 umbrella insurance agents in Odessa, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nationwide Insurance: Melisa Copeland Strickland LLC2240 E 52nd St(432) 366-8888
2Amtex Insurance1629 E 8th St(432) 337-3200
3Farmers Insurance - Lisa Hand3916 Tanglewood Ln(432) 550-9405
4Killebrew Insurance LLC2531 Roper St(432) 332-6322
5Direct Auto Insurance4210 John Ben Shepperd Pkwy(432) 614-9751
6Nationwide Insurance: Diana Dominguez Agency Inc1301 N Grant Ave(432) 333-3500
7Five Star Insurance1127 W University Blvd(432) 653-4812
8Martinez and Associates Insurance601 Dotsy Ave(432) 580-8750
9Permian Agency Insurance1800 Andrews Hwy(432) 333-1483
10Beth Insurance Company Texas2817 John Ben Shepperd Pkwy Suite C 102(432) 287-2678
NI
2240 E 52nd St
Nationwide Insurance: Melisa Copeland Strickland LLC
Umbrella Insurance Agent · Odessa, TX

Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas metro area as an umbrella insurance agent. This agency helps clients obtain additional liability coverage that extends beyond the limits of standard homeowners or auto policies, providing an extra layer of financial protection. Umbrella insurance is important for safeguarding personal assets against major claims or lawsuits. The agency handles both personal umbrella policies and commercial umbrella coverage for local businesses.

AI
1629 E 8th St
Amtex Insurance
Umbrella Insurance Agent · Odessa, TX

Serving Odessa, Texas, and the surrounding communities, Amtex Insurance handles broad liability protection through umbrella insurance policies. These policies provide extra coverage beyond standard home and auto limits for various risks. The company guides clients through evaluating existing liability coverage to determine appropriate additional protection levels. For a typical job, Amtex Insurance compares current policies against potential large claims, then coordinates an extension of liability limits that responds when underlying policy coverage is exhausted.

FI
3916 Tanglewood Ln
Farmers Insurance - Lisa Hand
Umbrella Insurance Agent · Odessa, TX

Farmers Insurance - Lisa Hand serves homeowners, businesses, and property managers in Odessa, Texas, who need liability protection beyond standard policy limits. As an umbrella insurance agent, it helps clients cover large claims that could otherwise threaten personal assets or business operations. The agency works with individuals seeking extra security against lawsuits and property owners guarding against unforeseen losses. It also provides services to residents and commercial operators in the nearby Midland metropolitan area.

KI
2531 Roper St
Killebrew Insurance LLC
Umbrella Insurance Agent · Odessa, TX

Killebrew Insurance LLC provides coverage options as an umbrella insurance agent in Odessa, TX, helping clients extend liability protection beyond standard policies. It offers service plans that include periodic policy reviews to ensure adequate limits and coverage gaps are addressed, with maintenance support for adjusting policies as personal or business circumstances evolve. The company services single-family homes, apartments, retail, and restaurants.

DA
4210 John Ben Shepperd Pkwy
Direct Auto Insurance
Umbrella Insurance Agent · Odessa, TX

Direct Auto Insurance serves Odessa, Texas, and the surrounding Permian Basin communities, handling personal umbrella liability coverage that extends beyond standard policy limits. It assists clients in protecting their assets against unforeseen lawsuits and major claims. The agency manages policies that provide extra security for auto incidents and potential property-damage exposures faced by local residents. To handle a typical job, it begins by reviewing existing liability limits, assesses the client's risk profile, and then calculates the additional coverage amount needed to provide sufficient asset protection.

NI
1301 N Grant Ave
Nationwide Insurance: Diana Dominguez Agency Inc
Umbrella Insurance Agent · Odessa, TX

Nationwide Insurance: Diana Dominguez Agency Inc in Odessa, TX offers umbrella insurance through both one-time policy setups and ongoing coverage management. These policies provide extra liability protection beyond standard home and auto limits, helping safeguard personal assets from major claims or lawsuits. As an umbrella insurance agent, the agency assesses individual risk and tailors coverage amounts accordingly. Service for new policies is typically handled as a one-time arrangement, while existing policyholders receive scheduled reviews and annual updates to keep their coverage current on an as-needed basis.

FS
1127 W University Blvd
Five Star Insurance
Umbrella Insurance Agent · Odessa, TX

Five Star Insurance specializes in umbrella liability policies that extend coverage beyond standard home and auto limits. Operating out of Odessa, Texas, it works to help clients protect assets from large claims and lawsuits. The agency assists with tailoring extra coverage for property owners and drivers facing increased liability risks in the Permian Basin region. For those concerned about unpredictable storms or accidents from seasonal highway traffic, Five Star Insurance can provide additional financial shielding specific to these events.

MA
601 Dotsy Ave
Martinez and Associates Insurance
Umbrella Insurance Agent · Odessa, TX

Martinez and Associates Insurance provides general insurance services to clients in Odessa, Texas, with a specific focus on umbrella insurance agent coverage. This specialty adds an extra layer of liability protection that goes beyond the limits of standard home, auto, or watercraft policies. Umbrella insurance can help safeguard personal assets against major claims and lawsuits that might otherwise exceed underlying policy limits. The firm serves various commercial sectors, including office complexes, warehouses, and food service operations.

PA
1800 Andrews Hwy
Permian Agency Insurance
Umbrella Insurance Agent · Odessa, TX

As summer storms and flash floods sweep across the Permian Basin, residents often review their coverage for unexpected property damage. Permian Agency Insurance in Odessa, TX, helps homeowners and drivers evaluate their existing liability limits and purchase umbrella policies that provide an additional layer of financial protection. These policies activate after standard home and auto coverage is exhausted, safeguarding assets from major claims or lawsuits. An agent will first review your current policies and assets before recommending a suitable new amount of coverage during a complimentary consultation.

BI
2817 John Ben Shepperd Pkwy Suite C 102
Beth Insurance Company Texas
Umbrella Insurance Agent · Odessa, TX

Beth Insurance Company Texas in Odessa offers residential umbrella insurance protection, extending coverage beyond standard home policies to safeguard personal assets. Commercial clients in the area also benefit from this additional liability layer, which applies across a broad territory including midland and the permian basin. The agency structures policies to address common regional exposure from industry activity. Between regular policy reviews, the office remains available for questions about claims updates, endorsement changes, or coverage adjustments to maintain the client's financial security and peace of mind.

AD
3527 Billy Hext Rd Bldg A
Allbright & Duncan Insurance
Umbrella Insurance Agent · Odessa, TX
(432) 362-6361
allbrightduncan.com
SI
813 Standard Ave
Satisfaction Insurance Co
Umbrella Insurance Agent · Odessa, TX
(432) 294-6546
PT
1104 E 8th St
Patricia Torres Insurance Agency LLC
Umbrella Insurance Agent · Odessa, TX
(432) 272-0497
torresinsure.com
BI
1100 N Texas Ave
Basin Insurance
Umbrella Insurance Agent · Odessa, TX
(432) 332-1000
JP
1002 E 91st St
Jennie Pertzborn Insurance Agency, Representing Chambers Bay Insurance
Umbrella Insurance Agent · Odessa, TX
(432) 586-7943
BA
515 N Grant Ave
Brad Allbright Insurance
Umbrella Insurance Agent · Odessa, TX
(214) 851-2583
HO
4800 E University Blvd UNIT B
Higginbotham - Odessa
Umbrella Insurance Agent · Odessa, TX
(432) 368-7676
higginbotham.com/locations/odessa
SI
1911 N County Rd W
Statewide Insurance
Umbrella Insurance Agent · Odessa, TX
(432) 334-9998
HI
501 N Lee Ave
Hayes Insurance Services
Umbrella Insurance Agent · Odessa, TX
(432) 333-1242
hayesinsurance.net
HI
2817 John Ben Shepperd Pkwy Ste. E24
Harris Insurance
Umbrella Insurance Agent · Odessa, TX
(432) 552-6673
harrisinsuranceodessa.com
SI
120 E 8th St
Safelight Insurance Agents
Umbrella Insurance Agent · Odessa, TX
(432) 897-0124

What Does an a Umbrella Insurance Agent in Odessa Cost?

The cost of an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more, with 2 million dollars often costing 200 to 600 dollars annually. Actual premiums vary based on your risk factors, claims history, and the underlying policies. This is general information and not insurance advice.

About umbrella insurance agents in Odessa

Umbrella insurance agents in Odessa Texas help residents secure additional liability coverage that goes beyond the limits of standard auto and homeowners policies. This extra layer of protection is especially important in Texas where state law allows high damage awards in personal injury lawsuits. An agent can review your current policies and recommend an umbrella limit that fits your risk profile and budget.

Frequently Asked Questions

What does an umbrella insurance agent in Odessa do?

An umbrella insurance agent in Odessa helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. They assess your assets and liability risks to recommend an appropriate coverage amount.

How much umbrella coverage do I need in Texas?

Common umbrella policy limits in Texas range from 1 million to 5 million dollars. The right amount depends on your net worth, income, and potential lawsuit exposure. An agent can help you calculate a suitable limit based on your financial situation.

Is umbrella insurance required by Texas law?

No, Texas law does not require umbrella insurance. However, it is strongly recommended for individuals with significant assets or high liability risks. Texas courts can award large judgments in personal injury cases, making extra coverage a wise choice.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.