The top-rated umbrella insurance agent in Plano, Texas is Insurigo Inc - Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include The Sterling Insurance Group, The Powell Agency NTX, Monarch Insurance Group. This directory lists 20 umbrella insurance agents serving Plano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurigo Inc - Insurance Agency | 555 Republic Dr ste 440 | (214) 764-2224 |
| 2 | The Sterling Insurance Group | 3415 Custer Rd #104 | (972) 964-4825 |
| 3 | The Powell Agency NTX | 5600 Tennyson Pkwy #170 | (469) 850-0860 |
| 4 | Monarch Insurance Group | 5151 Headquarters Dr #155 | (972) 872-8444 |
| 5 | Dean Insurance Group | 5600 Tennyson Pkwy | (214) 227-9377 |
| 6 | Insurance City | 3209 Premier Dr Suite 103 | (972) 422-1400 |
| 7 | Magnum Choice Insurance Agency Inc | 5016 Tennyson Pkwy | (972) 801-6878 |
| 8 | Trusted Insurance Partners LLC | 3415 Custer Rd Ste 192 | (469) 656-8477 |
| 9 | Integrity Insurance Group- Matt Lohoefer Insurance | 5805 Coit Rd Ste 401 | (972) 930-7086 |
| 10 | Insurance Crib | Mailing Only:, 1121 E Spring Creek Pkwy #110-213 | (469) 300-0271 |
Insurigo Inc - Insurance Agency serves the greater Plano, Texas area as a local provider for personal umbrella insurance policies. These policies offer an extra layer of liability coverage that extends beyond the limits of standard auto or homeowners insurance. Residents often seek such coverage to protect their assets against major claims or lawsuits. Insurigo Inc works with clients to determine appropriate coverage levels for their individual risk profiles. The agency specifically handles both personal umbrella liability policies and excess liability coverage needs.
The Sterling Insurance Group provides essential umbrella liability coverage designed to protect assets beyond the limits of standard auto and homeowner policies. Its service includes thorough policy evaluations to ensure clients receive adequate protection against major claims and lawsuits. Service plans involve personalized consultations and annual coverage reviews to adjust limits as personal circumstances evolve. It services single-family homes, apartments, retail, and restaurants throughout Plano and surrounding North Texas communities.
Homeowners, businesses, and property managers in the Plano area turn to The Powell Agency NTX for umbrella insurance agent services that provide extra liability coverage beyond standard policies. This agency helps clients protect assets from large claims or lawsuits, offering an additional safety net for unforeseen risks. The Powell Agency NTX also serves clients in surrounding Collin County communities, including the city of Frisco.
Monarch Insurance Group serves clients in Plano, Texas, and the surrounding Dallas-Fort Worth metroplex communities. As a local umbrella insurance agent, the agency handles the placement of liability coverage that extends above the limits of standard homeowners, auto, and watercraft policies. This excess protection helps safeguard personal assets against major claims or lawsuits. Before binding any policy, the agent typically reviews each client’s underlying insurance portfolio and exposure risks. It then matches the umbrella policy to the specific coverage gaps and liability limits required for that individual situation.
Dean Insurance Group offers specialty services in personal umbrella liability coverage, providing an extra layer of protection beyond standard homeowners and auto policies. It serves clients throughout the Plano, Texas area, helping customers evaluate their existing liability limits to identify potential gaps in coverage. The agency focuses on securing broad protection for significant assets, such as homes and savings, against costly lawsuits. As seasonal activities like holiday entertaining or summer pool parties increase liability risks, Dean Insurance Group helps clients adjust their umbrella policies to maintain adequate safeguards.
Umbrella insurance from Insurance City in Plano, Texas offers coverage that extends beyond the limits of standard home and auto policies, protecting against large liability claims and lawsuits. One-time service may involve a single policy evaluation or claim consultation, while recurring service includes annual policy reviews and ongoing risk assessments. The company provides personal liability protection for incidents occurring on your property, such as dog bites or guest injuries, as well as libel or slander allegations. Service runs on a scheduled basis for all clients.
As spring storms bring golf-ball-sized hail and sudden floods to neighborhoods across Plano and Collin County, many homeowners find themselves facing liability claims far beyond their standard policy limits. Magnum Choice Insurance Agency Inc serves local residents by offering umbrella insurance that extends coverage for personal injury, property damage, and legal defense costs. This additional layer helps protect savings and future earnings when a single accident exceeds base policy ceilings. Their process begins with a complimentary initial review of existing homeowners and auto policies to determine appropriate coverage amounts and gaps.
Trusted Insurance Partners LLC serves residential clients in Plano, Texas with tailored umbrella liability policies that provide extra protection beyond standard home coverage. The agency also assists local businesses in securing commercial umbrella insurance to safeguard against large claims. Their service area includes Plano and surrounding communities throughout Collin County. Clients often return between regular home or auto policy cycles to adjust their coverage limits as personal assets or business operations grow.
Integrity Insurance Group- Matt Lohoefer Insurance in Plano, Texas provides general liability coverage and various insurance solutions for local property owners and businesses. As an umbrella insurance agent, the company specializes in offering extra liability layers that protect clients beyond the limits of their primary policies. Their services can support a range of commercial sectors including small office spaces, warehouses, and full-service food establishments.
Insurance Crib is known for protecting Plano residents from catastrophic liability claims that exceed standard policy limits. As an umbrella insurance agent, this company helps clients secure extra liability coverage to safeguard savings and future earnings against major lawsuits or accidents. Insurance Crib works closely with individuals and families to assess risk exposure and recommend appropriate policy layers that coordinate with underlying homeowners or auto coverage. A specialty service the agency can add on is excess liability protection for properties with swimming pools or trampolines.
What Does an a Umbrella Insurance Agent in Plano Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your premium depends on factors like your driving record, home value, and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in Plano
Umbrella insurance agents in Plano Texas help you secure extra liability coverage that goes beyond your auto and homeowners policies. Texas law allows for high liability judgments in personal injury cases, making umbrella coverage a smart choice for homeowners and drivers in Collin County. A local agent can explain how a personal umbrella policy adds a layer of protection starting at one million dollars.
Frequently Asked Questions
What does an umbrella insurance agent in Plano do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage above the limits of your auto and home insurance. The agent reviews your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Texas?
Most agents recommend at least one million dollars in umbrella coverage for Texas residents. The amount you need depends on your net worth, income, and potential liability risks. A Plano agent can help you calculate a suitable limit based on your personal situation.
Is umbrella insurance required by Texas law?
Texas law does not require umbrella insurance. However, it is strongly advised for anyone with significant assets or high liability exposure. Without umbrella coverage, a lawsuit could put your savings and future earnings at risk.
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