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Find Umbrella Insurance Agents Near You in Prosper, TX

Browse umbrella insurance agents serving Prosper, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 529 reviews. Other highly rated options include Bird’s Eye Insurance, Kevin George - State Farm Insurance Agent, Prosper Insurance Center. This directory lists 20 umbrella insurance agents serving Prosper.

Showing 20 umbrella insurance agents in Prosper, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christian Lett - State Farm Insurance Agent861 N Coleman St #180(972) 346-1638
2Bird’s Eye Insurance130 N Preston Rd Ste 100(972) 607-9246
3Kevin George - State Farm Insurance Agent1170 N Preston Rd #240(469) 715-9500
4Prosper Insurance Center900 N Preston Rd B(972) 347-5573
5Matt Cox - State Farm Insurance Agent291 S Preston Rd Ste 710(972) 346-2888
6Bamford Insurance Agency PLLC301 S Coleman St Ste 40(972) 731-2923
7DFW Insurance Services130 N Preston Rd(972) 781-1115
8Farmers Insurance - Daniel Dubberstein212 E Broadway St(469) 535-7999
9Lifelong Insurance Agency511 E Broadway St(469) 606-4590
10Goosehead Insurance - Eric Buchanan130 N Preston Rd Suite 252(972) 930-5744
CL
861 N Coleman St #180
Christian Lett - State Farm Insurance Agent
Umbrella Insurance Agent · Prosper, TX

Christian Lett - State Farm Insurance Agent serves the Prosper, Texas area, focusing on umbrella insurance coverage. This firm helps residents protect their assets by providing additional liability coverage beyond standard home and auto policies. An umbrella policy can offer crucial financial security for unexpected events that exceed primary policy limits. The agent works with clients to determine appropriate coverage levels for their property and lifestyle needs. Services handled here include personal umbrella insurance for extended household liability and excess protection for multiple vehicles and properties.

BS
130 N Preston Rd Ste 100
Bird’s Eye Insurance
Umbrella Insurance Agent · Prosper, TX

Bird’s Eye Insurance provides a range of personal umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. Its service includes policy review to ensure adequate protection against major claims or lawsuits. The agency also assists clients in adjusting coverage as their assets and lifestyle change. It services single-family homes, apartments, retail storefronts, and restaurants in the Prosper area.

KG
1170 N Preston Rd #240
Kevin George - State Farm Insurance Agent
Umbrella Insurance Agent · Prosper, TX

Homeowners, businesses, and property managers in Prosper, TX turn to Kevin George - State Farm Insurance Agent for umbrella insurance coverage that extends beyond standard liability limits. This agency designs extra protection to help safeguard personal assets and business investments against major claims or lawsuits. Services include tailoring umbrella policies to coordinate with existing home and auto insurance, providing a broader safety net for unforeseen events. The agency also serves neighboring communities throughout Collin County and the greater Dallas-Fort Worth metro area.

PI
900 N Preston Rd B
Prosper Insurance Center
Umbrella Insurance Agent · Prosper, TX

Serving Prosper, Texas, and the surrounding communities, the agency handles umbrella insurance policies that extend liability coverage beyond standard homeowner and auto policies. These policies provide an additional layer of financial protection, helping to shield clients from major claims and lawsuits. When managing a typical application, the agent reviews an individual’s current insurance limits, assets, and specific exposure risks to recommend an appropriate coverage amount. This tailored approach ensures the chosen policy integrates seamlessly with existing underlying plans.

MC
291 S Preston Rd Ste 710
Matt Cox - State Farm Insurance Agent
Umbrella Insurance Agent · Prosper, TX

Matt Cox - State Farm Insurance Agent in Prosper, TX offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. A one-time policy can protect against a single major claim, while a scheduled, ongoing policy renews annually to cover multiple potential risks. Coverage typically extends to legal defense costs and claims arising from accidents on your property. These services run on either a one-time setup for individual cases or an as-needed basis for clients who require flexible, short-term protection.

BI
301 S Coleman St Ste 40
Bamford Insurance Agency PLLC
Umbrella Insurance Agent · Prosper, TX

Bamford Insurance Agency PLLC in Prosper, TX specializes in providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. The agency serves local residents by reviewing existing insurance portfolios and identifying gaps in personal liability protection. Their work involves structuring policies that protect clients from major claims and lawsuits. This is especially relevant during the holiday season, when increased social hosting and travel elevate the risk of unforeseen accidents on one's property.

DI
130 N Preston Rd
DFW Insurance Services
Umbrella Insurance Agent · Prosper, TX

In North Texas, sudden hailstorms and unexpected liability risks from backyard pools or rental properties often catch homeowners off guard. DFW Insurance Services of Prosper, TX, guides local residents through the process of securing umbrella coverage that extends protection beyond standard home or auto policies. The agency helps clients assess personal liability exposure for everyday situations in this growing suburban community. An initial consultation typically involves a review of current policies and asset values to determine appropriate coverage limits before an official needs assessment is completed.

FI
212 E Broadway St
Farmers Insurance - Daniel Dubberstein
Umbrella Insurance Agent · Prosper, TX

Farmers Insurance - Daniel Dubberstein provides general insurance services for individuals and businesses in the Prosper, Texas area. As an umbrella insurance agent, the company specializes in offering extra liability coverage that extends beyond the limits of standard policies. This additional protection helps safeguard assets against large claims or lawsuits. The firm can serve various commercial sectors, including offices, warehouses, and food service operations, addressing their distinct liability needs with appropriate supplemental policies.

LI
511 E Broadway St
Lifelong Insurance Agency
Umbrella Insurance Agent · Prosper, TX

Lifelong Insurance Agency in Prosper, Texas, serves residential clients by offering umbrella policies that provide additional liability coverage beyond standard homeowners and auto limits. The agency also assists commercial clients with broader umbrella protection for business operations across the greater Prosper area. For each policy, an agent reviews existing coverage limits, helps assess potential personal or business risks, and recommends appropriate umbrella amounts. The same agent typically follows up before each policy renewal or when clients schedule regular property insurance updates, ensuring consistent service between visits and ongoing protection as needs evolve.

GI
130 N Preston Rd Suite 252
Goosehead Insurance - Eric Buchanan
Umbrella Insurance Agent · Prosper, TX

Goosehead Insurance - Eric Buchanan, based in Prosper, Texas, is known for providing comprehensive umbrella insurance solutions to local homeowners and auto policyholders. The agency assists clients in securing additional liability coverage that extends beyond standard policy limits, protecting assets from major claims and lawsuits. By working with multiple carriers, it tailors policies to meet individual risk profiles. Clients can add on specialized coverage for recreational vehicles or rental properties.

PI
713 E First St
Prosper Insurance Agency
Umbrella Insurance Agent · Prosper, TX
(972) 347-2707
prosperinsagency.com
CB
301 S Coleman St Ste 40
Clay Baker: Allstate Insurance
Umbrella Insurance Agent · Prosper, TX
(469) 440-2585
agents.allstate.com/clay-baker-prosper-tx.html
CH
170 S Preston Rd #50
Chris Hatfield: Allstate Insurance
Umbrella Insurance Agent · Prosper, TX
(469) 907-5757
agents.allstate.com/chris-hatfield-prosper-tx.html
JC
202 S Coleman St Ste 200 Suite 200
Jeff Clarke Insurance Agency
Umbrella Insurance Agent · Prosper, TX
(469) 777-4583
FI
2120 Prairie Dr #704
Farmers Insurance - Gayatri Ganapathy
Umbrella Insurance Agent · Prosper, TX
(469) 405-2463
agents.farmers.com/tx/prosper/gayatri-ganapathy
FI
670 N Preston Rd
Farmers Insurance - Mona Simons
Umbrella Insurance Agent · Prosper, TX
(972) 347-5113
agents.farmers.com/tx/prosper/mona-simons
GI
301 S Coleman St Ste 40
Goosehead Insurance - BJ Gunn and Agustina Rodriguez
Umbrella Insurance Agent · Prosper, TX
(214) 646-2012
goosehead.com/agents/tx/prosper/bj-gunn-and-agustina-rodriguez
JM
301 S Coleman St #30
John Mark Baker - State Farm Insurance Agent
Umbrella Insurance Agent · Prosper, TX
(972) 346-3160
johnmbaker.com
LI
202 E Broadway St
Long Insurance
Umbrella Insurance Agent · Prosper, TX
(903) 845-5533
longinsgroup.com
CI
900 S Preston Rd STE 50-154
Churchwell Insurance Agency
Umbrella Insurance Agent · Prosper, TX
(844) 604-1357
churchwellagency.com

What Does an a Umbrella Insurance Agent in Prosper Cost?

In Texas, umbrella insurance premiums typically range from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Prosper

An umbrella insurance agent in Prosper Texas helps you add a layer of liability coverage beyond your auto and homeowners policies. In Texas, where severe weather and high-value properties are common, umbrella policies can protect against large lawsuits. Agents can explain how Texas law affects coverage limits and claim procedures.

Frequently Asked Questions

What does an umbrella insurance agent in Prosper do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing limits. They review your assets and recommend coverage amounts based on Texas legal standards.

How much umbrella coverage do I need in Texas?

Most Texas agents suggest at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Higher limits may be needed for rental properties or business exposure.

Does umbrella insurance cover legal defense in Texas?

Yes, umbrella policies typically cover legal defense costs for covered claims. Texas courts allow large judgments, so this coverage can help pay for attorney fees and settlements.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.