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Compare umbrella insurance agents in Richardson. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Richardson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 18 umbrella insurance agents in Richardson, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rodriguez Insurance Agency LLC
901 Waterfall Way #701, Richardson, TX 75080
(972) 528-6695
riagency.us
Insurance Source Of Dallas
888 S Greenville Ave Ste 134, Richardson, TX 75081
(972) 907-1100
insurancesourceofdallas.com
Insurance of DFW
1056 E Belt Line Rd, Richardson, TX 75081
(469) 518-9695
insuranceofdfw.com
Decisive Insurance Agency
2100 N Greenville Ave ste 203, Richardson, TX 75082
(214) 730-0391
decisiveinsurance.com
Basha Insurance
1001 S Sherman St ste 100D, Richardson, TX 75081
(972) 677-7770
bashainsurance.com
Brightway Insurance, The Phan Agency
500 E Arapaho Rd Suite 103, Richardson, TX 75081
(972) 865-7242
brightway.com
Highstreet Insurance - Sandy Garza & Associates
3400 N Central Expy Suite 110-221, Richardson, TX 75080
(972) 889-1833
myhighstreet.com
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
833 E Arapaho Rd #107, Richardson, TX 75081
(214) 739-5610
assurnet.biz
Farmers Insurance - Thomas Bernock
2007 N Collins Blvd Ste 405, Richardson, TX 75080
(214) 434-1065
agents.farmers.com
Five Star Insurance Group
100 N Central Expy # 1205, Richardson, TX 75080
(972) 235-8881
fivestarinsurancegroup.com
Rising Star Insurance Group
508 Twilight Trail Suite 201, Richardson, TX 75080
(972) 586-2981
risingstarins.com
Platinum Eagle Insurance Agency
465 W President George Bush Hwy, Richardson, TX 75080
(866) 640-6558
Classic Insurance
1221 Abrams Rd #116, Richardson, TX 75081
(972) 412-1244
classicagencies.com
Farmers Insurance - Scott Moltzan
2929 N Central Expy # 210, Richardson, TX 75080
(972) 407-9226
agents.farmers.com
INSURANCE SOURCE OF TEXAS
888 S Greenville Ave Suite 134, Richardson, TX 75081
(972) 907-1100
insurancesourceoftexas.com
Bright Future Insurance of Texas
800 E Campbell Rd, Richardson, TX 75081
(469) 200-2198
Bireley Insurance Agency
100 N Central Expy, Richardson, TX 75080
(972) 235-0400
bireleyinsurance.com
All-Around Protection Insurance
1201 Richardson Dr # 165, Richardson, TX 75080
(972) 671-2933
farmers.com
Umbrella insurance agents in Richardson Texas help you obtain personal liability coverage that goes beyond the limits of your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can be valuable for homeowners with pools or rental properties. Working with a local agent ensures your policy aligns with Texas liability statutes and court procedures.
What Does a Umbrella Insurance Agent in Richardson Cost?
Typical costs for a one million dollar umbrella insurance policy in Texas range from 150 to 300 dollars per year. A two million dollar policy may cost 250 to 500 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Richardson do?
An umbrella insurance agent evaluates your existing auto and home policies to recommend an appropriate amount of excess liability coverage. They help you file claims and ensure the policy meets Texas insurance regulations. The agent also advises on how umbrella coverage interacts with Texas homestead exemptions.
How much umbrella coverage should I get in Richardson Texas?
Most agents recommend at least one million dollars in umbrella coverage for Richardson residents with significant assets or potential liability risks. Texas courts can award large judgments in personal injury cases so higher limits like two or five million may be wise for high net worth individuals. Your agent can run a risk assessment specific to your property and lifestyle.
Can I bundle umbrella insurance with my home and auto in Richardson?
Yes many Richardson agents offer multi policy discounts when you bundle umbrella insurance with your home and auto policies. Texas law allows insurers to offer package discounts for multiple lines of coverage. Bundling can reduce your total premium by ten to twenty percent.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.