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HomeUmbrella Insurance AgentsTexas › Richmond

Find Umbrella Insurance Agents Near You in Richmond, TX

Browse umbrella insurance agents serving Richmond, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Richmond, Texas is Polo Garcia - State Farm Insurance Agent, rated 4.9 stars across 1,127 reviews. Other highly rated options include Acrisure Digital Solutions / Rockland Insurance Agency, Vahn Doctolero - State Farm Insurance Agent, Full Scope Insurance Agency, LLC. This directory lists 14 umbrella insurance agents serving Richmond.

Showing 14 umbrella insurance agents in Richmond, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Polo Garcia - State Farm Insurance Agent15002 Lakefair Dr Ste 205(281) 937-7491
2Acrisure Digital Solutions / Rockland Insurance Agency2740 FM359(281) 242-0020
3Vahn Doctolero - State Farm Insurance Agent2035 FM359 I(281) 232-2200
4Full Scope Insurance Agency, LLC7829 Powerline Rd(832) 490-1380
5Mark Boles Insurance Agency1117 FM359(281) 633-2094
6Stieber Insurance Group, LLC515 FM 359 Rd #104, 515 FM359(281) 341-7141
7DuVal Insurance Agency1800 FM359(281) 342-2061
8GLS Insurance Solutions LLC7507 Blossommist Ln(832) 759-1400
9Grayless Insurance Agency, LLC2116 Thompson Rd(281) 342-8127
10Farmers Insurance - Daniel Gerken2208 Thompson Rd(281) 342-5757
PG
15002 Lakefair Dr Ste 205
Polo Garcia - State Farm Insurance Agent
Umbrella Insurance Agent · Richmond, TX

Polo Garcia - State Farm Insurance Agent serves Richmond and the surrounding Fort Bend County area with umbrella insurance coverage. As an independent agent, this office helps individuals and families obtain supplemental liability protection that extends beyond standard home and auto policies. Umbrella insurance from this agency provides an extra layer of financial security against major claims or lawsuits. The agency also assists clients in assessing their total asset exposure to determine appropriate policy limits. It handles both personal umbrella policies and commercial umbrella coverage for local small business owners.

AD
2740 FM359
Acrisure Digital Solutions / Rockland Insurance Agency
Umbrella Insurance Agent · Richmond, TX

Acrisure Digital Solutions / Rockland Insurance Agency provides umbrella insurance coverage that extends liability protection beyond standard policies for clients in Richmond, Texas. Their service approach includes personalized risk assessments to determine appropriate coverage limits tailored to individual needs. Maintenance plans involve periodic policy reviews to adjust for changes in asset values or liability exposure. This agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

VD
2035 FM359 I
Vahn Doctolero - State Farm Insurance Agent
Umbrella Insurance Agent · Richmond, TX

Vahn Doctolero - State Farm Insurance Agent serves homeowners, businesses, and property managers in Richmond, Texas, with comprehensive umbrella insurance policies. This coverage provides an additional layer of liability protection beyond standard home or auto policies, helping safeguard assets against major claims or lawsuits. The agency assists clients in assessing their unique risk exposure and determining appropriate excess liability limits. Services include policy customization and periodic coverage reviews. The agent’s office also extends its services to the neighboring Sugar Land area within the greater Houston metro region.

FS
7829 Powerline Rd
Full Scope Insurance Agency, LLC
Umbrella Insurance Agent · Richmond, TX

Serving Richmond and the surrounding communities of Fort Bend County, Full Scope Insurance Agency, LLC handles comprehensive umbrella insurance for clients seeking extra liability protection beyond standard policies. This coverage safeguards assets from major claims or lawsuits. For a typical job, the agent reviews existing home and auto policies to identify coverage gaps, then quotes an appropriate policy layer to increase total liability limits.

MB
1117 FM359
Mark Boles Insurance Agency
Umbrella Insurance Agent · Richmond, TX

Mark Boles Insurance Agency in Richmond, TX offers umbrella insurance clients a choice between one-time policy consultations and recurring coverage reviews. The agency specializes in extra liability protection that extends beyond standard auto and homeowners policies, safeguarding personal assets from major claims and lawsuits. Service is available on an as-needed basis, allowing clients to request policy adjustments or new coverage whenever their liability exposure changes.

SI
515 FM 359 Rd #104, 515 FM359
Stieber Insurance Group, LLC
Umbrella Insurance Agent · Richmond, TX
DI
1800 FM359
DuVal Insurance Agency
Umbrella Insurance Agent · Richmond, TX

DuVal Insurance Agency works with individuals and businesses to secure liability coverage that extends beyond standard policy limits. The firm specializes in umbrella insurance, providing added financial protection against major claims or lawsuits. These policies serve to cover gaps in underlying liability insurance for unforeseen events. The agency assists commercial enterprises including offices requiring liability buffers, warehouses with substantial operational exposures, and food service operations needing comprehensive coverage for customer interactions and delivery logistics.

GI
7507 Blossommist Ln
GLS Insurance Solutions LLC
Umbrella Insurance Agent · Richmond, TX

As Richmond homeowners face another season of heavy rain and flood risks, a single uninsured liability claim can threaten years of financial security. GLS Insurance Solutions LLC helps local residents protect their assets beyond standard policies by offering personalized umbrella insurance coverage tailored to Houston-area exposures. Their agents meet with clients to review existing home, auto, and watercraft policies, then recommend an additional liability layer for catastrophic events. The process begins with a no-obligation evaluation of current coverage gaps and risk factors during an initial consultation.

GI
2116 Thompson Rd
Grayless Insurance Agency, LLC
Umbrella Insurance Agent · Richmond, TX

Grayless Insurance Agency, LLC is known in Richmond, Texas for connecting residents with policies that cover liability gaps beyond standard home or auto limits. The company advises clients on protecting major personal assets from large claims or lawsuits, offering umbrella insurance that broadens existing coverage easily. For business owners, Grayless Insurance Agency can also add on extra liability layers that safeguard commercial properties and operations.

FI
2208 Thompson Rd
Farmers Insurance - Daniel Gerken
Umbrella Insurance Agent · Richmond, TX

Farmers Insurance - Daniel Gerken provides umbrella insurance services for residential clients in Richmond, Texas, offering added liability protection beyond standard policies. Commercial coverage is also available, helping businesses address larger claims that exceed their primary limits. Service extends throughout Richmond and the surrounding area, ensuring local access to supplemental policies. Clients seeking follow-up support can arrange for ongoing service between regular visits to adjust coverage as circumstances change.

MW
611 Morton St
McDonald & Wessendorff Insurance
Umbrella Insurance Agent · Richmond, TX
(281) 342-2857
mcwess-insurance.com
FI
3318 FM359
Farmers Insurance - Janic King
Umbrella Insurance Agent · Richmond, TX
(281) 341-5225
agents.farmers.com/tx/richmond/janic-king
NI
9825 Mason Rd Ste 270
Nationwide Insurance: Michael Todd Bailey
Umbrella Insurance Agent · Richmond, TX
(281) 342-0401
agency.nationwide.com/tx/richmond/77406/michael-todd-bailey
CI
401 S 5th St
Cinquemani – Integra Insurance Services
Umbrella Insurance Agent · Richmond, TX
(832) 532-1238
cinquemaniintegra.com

What Does an a Umbrella Insurance Agent in Richmond Cost?

A typical umbrella insurance policy in Texas costs between 150 and 350 dollars per year for one million dollars in coverage. Adding each additional million usually costs 50 to 100 dollars per year. Rates vary by your driving record home value and number of properties. This is general information not insurance advice.

About umbrella insurance agents in Richmond

Umbrella insurance agents in Richmond Texas help you secure extra liability coverage that goes beyond your auto home or boat policies. Texas law does not require umbrella insurance but it can shield your savings and future wages from large lawsuits. Many agents in Fort Bend County offer policies that start at one million dollars in coverage.

Frequently Asked Questions

What does an umbrella insurance agent in Richmond do?

An umbrella insurance agent reviews your current policies and recommends a personal liability umbrella policy. They help you choose a coverage limit that fits your assets and risk level. The agent then binds the policy with an insurer licensed in Texas.

Do I need umbrella insurance in Texas?

Texas has no cap on personal injury damages in civil lawsuits. If you are at fault in a serious accident you could face a judgment exceeding your auto or home policy limits. Umbrella insurance provides an extra layer of protection for your assets and future income.

How much umbrella coverage do Richmond homeowners typically buy?

Many Richmond homeowners choose one million to five million dollars in umbrella coverage. The amount depends on your net worth property value and risk factors. Your agent can help you calculate a suitable limit based on your financial situation.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.