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Compare Umbrella Insurance Agents in Richmond, TX

Directory of umbrella insurance agents in Richmond, Texas. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 13 umbrella insurance agents in Richmond, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Polo Garcia - State Farm Insurance Agent
15002 Lakefair Dr Ste 205, Richmond, TX 77406
(281) 937-7491 pologarcia.com
Acrisure Digital Solutions / Rockland Insurance Agency
2740 FM359, Richmond, TX 77406
(281) 242-0020 gorockland.com
Vahn Doctolero - State Farm Insurance Agent
2035 FM359 I, Richmond, TX 77406
(281) 232-2200 insuredintx.com
Full Scope Insurance Agency, LLC
7829 Powerline Rd, Richmond, TX 77469
(832) 490-1380 fullscopeins.com
Mark Boles Insurance Agency
1117 FM359, Richmond, TX 77406
(281) 633-2094 weinsuretexas.com
GLS Insurance Solutions LLC
7507 Blossommist Ln, Richmond, TX 77407
(832) 759-1400 glsinsurancesolutionsllc.com
DuVal Insurance Agency
1800 FM359, Richmond, TX 77406
(281) 342-2061 duvalinsuranceagency.com
Farmers Insurance - Daniel Gerken
2208 Thompson Rd, Richmond, TX 77469
(281) 342-5757 agents.farmers.com
Grayless Insurance Agency, LLC
2116 Thompson Rd, Richmond, TX 77469
(281) 342-8127 graylessins.com
McDonald & Wessendorff Insurance
611 Morton St, Richmond, TX 77469
(281) 342-2857 mcwess-insurance.com
Farmers Insurance - Janic King
3318 FM359, Richmond, TX 77406
(281) 341-5225 agents.farmers.com
Nationwide Insurance: Michael Todd Bailey
9825 Mason Rd Ste 270, Richmond, TX 77406
(281) 342-0401 agency.nationwide.com
Cinquemani – Integra Insurance Services
401 S 5th St, Richmond, TX 77469
(832) 532-1238 cinquemaniintegra.com

Umbrella insurance agents in Richmond Texas help you secure extra liability coverage that goes beyond your auto home or boat policies. Texas law does not require umbrella insurance but it can shield your savings and future wages from large lawsuits. Many agents in Fort Bend County offer policies that start at one million dollars in coverage.

What Does a Umbrella Insurance Agent in Richmond Cost?

A typical umbrella insurance policy in Texas costs between 150 and 350 dollars per year for one million dollars in coverage. Adding each additional million usually costs 50 to 100 dollars per year. Rates vary by your driving record home value and number of properties. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Richmond do?
An umbrella insurance agent reviews your current policies and recommends a personal liability umbrella policy. They help you choose a coverage limit that fits your assets and risk level. The agent then binds the policy with an insurer licensed in Texas.
Do I need umbrella insurance in Texas?
Texas has no cap on personal injury damages in civil lawsuits. If you are at fault in a serious accident you could face a judgment exceeding your auto or home policy limits. Umbrella insurance provides an extra layer of protection for your assets and future income.
How much umbrella coverage do Richmond homeowners typically buy?
Many Richmond homeowners choose one million to five million dollars in umbrella coverage. The amount depends on your net worth property value and risk factors. Your agent can help you calculate a suitable limit based on your financial situation.