The top-rated umbrella insurance agent in Round Rock, Texas is Sameer Chande - GEICO Insurance Agent, rated 5.0 stars across 2,011 reviews. Other highly rated options include Amy Davis - State Farm Insurance Agent, Lawhorn & Moore Insurance Brokers, Hughes Insurance Group, LLC. This directory lists 21 umbrella insurance agents serving Round Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sameer Chande - GEICO Insurance Agent | 2200 E Palm Valley Blvd Suite 120 | (737) 220-9800 |
| 2 | Amy Davis - State Farm Insurance Agent | 3401 Royal Vista Blvd B-100 | (512) 837-4210 |
| 3 | Lawhorn & Moore Insurance Brokers | 1311 Chisholm Trail Rd STE 403 | (512) 246-9955 |
| 4 | Hughes Insurance Group, LLC | 600 Round Rock W Dr Suite 201 | (512) 244-7727 |
| 5 | Beau Sharpe - State Farm Insurance Agent | 4010 Sandy Brook Dr #205 | (512) 358-1008 |
| 6 | Chande Agency Inc | 2200 E Palm Valley Blvd Ste 120 | (737) 220-9800 |
| 7 | Greg Meyer - State Farm Insurance Agent | 600 Round Rock W Dr #205 | (512) 255-3672 |
| 8 | Contigo Insurance Agency | 1800 N Mays St Suite 106 | (512) 388-0346 |
| 9 | DGIA | Daniel Gutschewski Insurance Agency | 1 Chisholm Trail Rd Building 1 Ste. 450 | (737) 332-3442 |
| 10 | Bill Muench Insurance Agency, Inc | 409 W Main St #122 | (512) 388-4633 |
Sameer Chande - GEICO Insurance Agent serves the Round Rock, Texas area as a local provider of coverage solutions for individuals and families. The agency specializes in helping clients protect their assets through liability insurance that extends beyond standard homeowners or auto policies. Umbrella insurance offers additional financial protection against major claims and lawsuits, which is a practical consideration for many local residents with property or savings to protect. The company handles personal umbrella policies and excess liability coverage tailored to individual needs.
Amy Davis, a State Farm Insurance Agent in Round Rock, Texas, provides umbrella insurance policies. These plans offer extended liability coverage that goes beyond the limits of standard home or auto insurance policies. The agent works with clients to assess their personal risk exposure and select an appropriate level of additional protection. Maintenance of a policy typically involves periodic reviews of assets and coverage needs. The agency services the insurance needs for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, local businesses, and property managers in and around Round Rock, Lawhorn & Moore Insurance Brokers provides personal and commercial umbrella liability policies. These agents help clients secure extra coverage above standard auto, home, or business policies to protect assets from major claims or lawsuits. The firm guides families and entrepreneurs through selecting appropriate excess liability limits. They also assist those with rental properties or recreational vehicles seeking broader financial protection. Their service area extends north into the neighboring community of Georgetown within the greater Austin metro region.
Serving Round Rock and the surrounding Central Texas communities, Hughes Insurance Group, LLC handles umbrella insurance coverage, which provides additional liability protection beyond standard auto and homeowners policies. This extra layer is designed to safeguard clients from major claims and lawsuits that might otherwise exceed their existing limits. To address a typical job, this agency begins by thoroughly assessing a client’s current assets and risk exposures, then diligently matches those needs with an appropriate policy from a reliable carrier.
Beau Sharpe - State Farm Insurance Agent in Round Rock, TX provides umbrella insurance services, which offer additional liability coverage beyond standard policies, protecting assets from major claims or lawsuits. A one-time consultation explains policy limits and eligibility requirements, while recurring services include annual policy reviews to adjust coverage as life circumstances change. Coverage typically extends across auto, home, and watercraft liability exposures, safeguarding against unforeseen events. Service runs on an as-needed basis for claims assistance and scheduled for annual policy check-ins.
Chande Agency Inc in Round Rock, TX, specializes in umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard home and auto policies. It helps clients protect long-term financial stability by offering additional layers of security against large claims or lawsuits. The agency works with individuals and families to assess their exposure and tailor extra coverage to their unique lifestyles. As the region experiences heavy spring hailstorms and frequent flash floods, Chande Agency offers guidance on revisiting personal liability limits to safeguard assets during these seasonal risks.
As spring storms approach Round Rock, homeowners often seek extra liability protection beyond standard policies, which is where Greg Meyer - State Farm Insurance Agent steps in to offer umbrella insurance coverage. This type of policy extends limits for accidents or injuries that exceed underlying home or auto deductibles. An initial consultation typically reviews existing assets and risk exposure to determine appropriate liability limits, followed by an inspection of property and coverage details to assess eligibility for the added layer of security.
Contigo Insurance Agency, based in Round Rock, Texas, is known for providing umbrella insurance policies that extend liability coverage beyond the limits of standard homeowners and auto policies. Its service range includes helping residents safeguard their assets against major claims and lawsuits. The agency works with clients to assess personal risk profiles and select appropriate coverage levels for comprehensive protection. As a specialty service, Contigo Insurance Agency can also add on personal liability coverage for incidents occurring on the policyholder’s property.
DGIA | Daniel Gutschewski Insurance Agency in Round Rock, TX provides residential umbrella insurance services for homeowners seeking additional liability protection beyond standard policies. Commercial umbrella coverage is also offered for local businesses needing higher policy limits. The agency serves clients throughout the Round Rock area. Existing customers frequently return for policy reviews and adjustments between regular visits to ensure continued appropriate coverage.
The Bill Muench Insurance Agency, Inc in Round Rock, TX helps individuals and businesses manage financial risk through tailored insurance coverages. It specializes in umbrella insurance, providing an additional layer of liability protection beyond standard auto, home, or business policies. The agency serves diverse commercial sectors, including offices, warehouses, and food service operations, where extra liability coverage can help safeguard against significant claims.
What Does an a Umbrella Insurance Agent in Round Rock Cost?
Umbrella insurance in Texas typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Additional millions cost about 75 to 100 dollars each annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information, not insurance advice.
About umbrella insurance agents in Round Rock
Umbrella insurance provides an extra layer of liability protection beyond standard auto and homeowners policies. In Round Rock, Texas, agents help residents secure coverage for events like lawsuits or accidents that exceed primary policy limits. Texas law does not require umbrella insurance, but it is a common safeguard for property owners and drivers in Williamson County.
Frequently Asked Questions
What does an umbrella insurance agent in Round Rock do?
An umbrella insurance agent helps you assess your liability risks and purchase a policy that covers claims above your auto or home insurance limits. They explain how Texas liability laws apply to your personal assets and recommend appropriate coverage amounts.
How much umbrella coverage do I need in Texas?
Most agents suggest at least 1 million dollars in umbrella coverage for Texas homeowners and drivers. The amount depends on your net worth, property value, and potential lawsuit risks. Your agent can calculate a suitable limit based on your specific situation.
Are there Texas-specific rules for umbrella insurance?
Texas follows a fault-based system for auto accidents, meaning you can be sued for damages above your primary policy limits. Umbrella insurance helps protect your savings and future wages. Texas also has a two-year statute of limitations for personal injury lawsuits, making extra coverage valuable.
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