The top-rated umbrella insurance agent in San Antonio, Texas is My Insurance Group, rated 5.0 stars across 1,202 reviews. Other highly rated options include Primera Insurance & Tax Services, Ben Zeitz - State Farm Insurance Agent, Goosehead Insurance - Phil Delgado, San Antonio, TX. This directory lists 26 umbrella insurance agents serving San Antonio.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Insurance Group | 18587 Sigma Rd Ste 210 | (210) 708-3203 |
| 2 | Primera Insurance & Tax Services | 2118 S Zarzamora St Suite 434 | (210) 569-0397 |
| 3 | Ben Zeitz - State Farm Insurance Agent | 7654 FM78 #127 | (210) 661-0707 |
| 4 | Goosehead Insurance - Phil Delgado, San Antonio, TX | 18503 Sigma Rd | (210) 899-3800 |
| 5 | Bienvenido Insurance | 251 S WW White Rd | (210) 333-0707 |
| 6 | Freeway Insurance | 6848 San Pedro Ave | (210) 255-2213 |
| 7 | Shannon Miller Insurance Agency | 18410 U.S. Hwy 281 N Ste. 109 | (210) 955-0500 |
| 8 | SOGO Insurance | 10127 Coachlight St | (210) 499-5050 |
| 9 | Robertson Insurance Group | 5835 Callaghan Rd Suite 406 | (210) 890-5577 |
| 10 | Ellis Insurance Agency | 15335 San Pedro Ave | (210) 979-9000 |
My Insurance Group serves clients throughout the San Antonio, Texas, metro area as an umbrella insurance agent. This company helps local policyholders secure additional liability coverage that extends beyond the limits of standard home and auto policies. Such protection is designed to safeguard personal assets against major claims or lawsuits. Operating in a growing urban region, this firm guides customers through the process of evaluating their coverage gaps. It handles both excess personal liability policies and Commercial Umbrella insurance for area businesses.
Primera Insurance & Tax Services provides umbrella insurance coverage in San Antonio, Texas. Their service plans are designed to extend additional liability protection beyond standard auto or homeowners policies, with systematic policy reviews to ensure proper coverage levels are maintained. They assist clients in assessing potential risks and adjusting insurance limits accordingly over time. The company works with a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and business owners in San Antonio turn to Ben Zeitz - State Farm Insurance Agent for umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. A local agent helps clients protect their assets against major claims and lawsuits in this growing metro area; policies bundle easily with existing household or commercial coverage. The same personalized service extends to residents in neighboring Alamo Heights and surrounding Bexar County communities.
Serving San Antonio, Texas, and its surrounding communities, Goosehead Insurance - Phil Delgado handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto limits. This firm assists local residents in protecting assets such as savings and future earnings from major claims or lawsuits. They evaluate each client’s personal exposure to risk and calculate the necessary additional protection layer. The general approach uses personalized consultations to identify unique financial exposures and then secures coverage tailored to fill those crucial liability gaps.
Bienvenido Insurance offers umbrella insurance clients a choice between one-time policy purchases and recurring annual coverage renewals. As an agent in San Antonio, TX, the company helps individuals and businesses secure additional liability protection beyond standard auto, home, or other primary policies. This extra layer applies to claims like bodily injury or property damage lawsuits. The agency provides ongoing policy reviews and claims support. Service runs on an as-needed basis, with scheduled check-ins to adjust coverage limits.
Freeway Insurance offers umbrella insurance for residential properties in San Antonio, Texas, protecting homeowners with additional liability coverage that extends beyond standard policies. The agency also provides comparable coverage for commercial clients operating businesses throughout the area. Their service encompasses the greater San Antonio region and nearby communities. Clients typically schedule an initial consultation to assess their specific coverage needs, followed by periodic policy reviews to confirm ongoing protection between regular visits.
As a specialist umbrella insurance agent, Shannon Miller Insurance Agency provides supplemental liability coverage that extends beyond standard auto and homeowners policies, serving clients in San Antonio, Texas. Its general service work includes securing extra protection for personal assets against major claims or lawsuits. During the spring storm season, when property damage and accident risks rise across Bexar County, the agency helps homeowners and drivers reassess their liabilities and close coverage gaps that could otherwise be financially devastating.
As summer storm season approaches San Antonio, SOGO Insurance helps homeowners and drivers understand how umbrella insurance provides an extra layer of liability protection beyond standard auto and home policies. Many local residents seek this coverage to safeguard assets from costly claims or lawsuits. The agency explains coverage gaps and tailors policy limits to each client’s specific risk profile and lifestyle. A complimentary initial consultation reviews existing policies and identifies potential exposure before an agent offers a personalized coverage assessment.
Robertson Insurance Group helps clients in San Antonio manage personal liability exposures through umbrella coverage that extends beyond standard homeowner and auto policies. This specialty layer addresses larger claim risks often not covered by primary insurance, offering additional protection for unforeseen incidents. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, assisting these businesses with liability solutions that safeguard assets and operations from significant financial loss.
Ellis Insurance Agency serves residents of San Antonio by securing umbrella liability policies that provide extra protection beyond standard home or auto coverage. For commercial clients in the area, the agency arranges additional layers of coverage to guard against large claims or lawsuits. Operating throughout San Antonio, the agency structures policies that respond when underlying limits are exhausted. Between regular visits, clients often return to adjust coverage limits as their assets grow or risk profiles change, maintaining continued protection tailored to evolving needs.
What Does an a Umbrella Insurance Agent in San Antonio Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record number of properties and risk factors. This is general information not insurance advice.
About umbrella insurance agents in San Antonio
An umbrella insurance agent in San Antonio Texas helps you secure a personal liability policy that provides coverage above the limits of your auto and homeowners insurance. Texas law does not require umbrella insurance but it can protect your assets in lawsuits common in the state such as dog bite claims or auto accidents on busy highways like I-35 and Loop 410. Agents in San Antonio can tailor a policy to cover legal defense costs and judgments up to several million dollars.
Frequently Asked Questions
What does an umbrella insurance agent do in San Antonio?
An umbrella insurance agent in San Antonio helps you evaluate your current liability risks and recommends a policy that adds extra coverage on top of your existing auto and home insurance. They handle policy quotes explain coverage limits and assist with claims. Agents in Texas must be licensed by the Texas Department of Insurance.
How much umbrella coverage do I need in Texas?
Most Texas agents suggest at least 1 million dollars in umbrella coverage to protect assets like a home or savings. The amount you need depends on your net worth and potential liability risks. Texas law does not set a minimum but many insurers require underlying auto and home policies with at least 300000 dollars in liability coverage.
Can umbrella insurance cover legal fees in Texas?
Yes umbrella insurance typically covers legal defense costs for covered claims even if the lawsuit is groundless. In Texas this can include attorney fees court costs and settlements up to your policy limit. The policy usually pays after your underlying auto or home insurance limits are exhausted.
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