The top-rated umbrella insurance agent in San Juan, Texas is Valley Insurance Providers, rated 4.9 stars across 267 reviews. Other highly rated options include Raul Resendez - State Farm Insurance Agent, Rick Puente Insurance, Amtex Insurance. This directory lists 18 umbrella insurance agents serving San Juan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valley Insurance Providers | 400 W Expy 83 | (956) 787-8536 |
| 2 | Raul Resendez - State Farm Insurance Agent | 102 W Amy Dr | (956) 702-2886 |
| 3 | Rick Puente Insurance | 2203 N Raul Longoria Rd b2 | (956) 782-8425 |
| 4 | Amtex Insurance | 2016 N Raul Longoria Rd | (956) 705-0070 |
| 5 | Full Coverage Car Insurance | 100 State Hwy 495 | (956) 783-1165 |
| 6 | Farmers Insurance - Griselda Melendez | 101 S Nebraska Ave Ste 1 | (956) 622-5520 |
| 7 | Ontiveros Insurance | 2012 N Raul Longoria Rd D | (956) 608-6161 |
| 8 | Elizabeth Gutierrez: Allstate Insurance | 1002 N Raul Longoria Rd | (956) 246-4290 |
| 9 | Greenspoint Insurance - San Juan | 200 W Expy 83 Suite E | (956) 329-1002 |
| 10 | A-MAX Auto Insurance | 111 Ferguson 495 Ste. 7 | (956) 702-6000 |
Valley Insurance Providers serves customers throughout the Hidalgo County area, including the city of San Juan, Texas, as an umbrella insurance agent. The company assists individuals and families by arranging liability coverage that extends beyond the limits of standard homeowners or auto policies. This added protection helps safeguard personal assets in the event of a major accident or lawsuit. Clients may consult the agency for guidance on personal umbrella policies or for coverage adjustments tied to rental properties and recreational vehicles.
Raul Resendez - State Farm Insurance Agent in San Juan, TX, provides umbrella liability insurance to extend coverage limits beyond standard home and auto policies. The agency assists clients in reviewing existing policies to identify gaps in protection and recommends appropriate umbrella coverage for broader financial security. Service includes policy adjustments as life circumstances change. The agency regularly serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Rick Puente Insurance serves homeowners, local businesses, and property managers needing personal umbrella liability coverage in San Juan, Texas. The agency helps clients protect assets beyond standard policy limits, offering supplementary liability for accidents or property damage claims. This additional layer of coverage provides crucial financial security for individuals and commercial entities alike. Residents and business owners seeking broader protection can receive guidance tailored to their needs. The agency also extends its services to clients in the nearby community of Pharr.
Amtex Insurance serves San Juan and the surrounding Hidalgo County area, providing umbrella insurance coverage for local residents and businesses. This type of policy offers an extra layer of liability protection beyond standard homeowners or auto insurance limits, helping to safeguard assets from major claims. The company assists clients in assessing their personal risk exposure and securing appropriate policy limits. Specific services include evaluating coverage gaps for high-net-worth individuals and advising on protection for rental property liabilities.
Full Coverage Car Insurance serves San Juan, Texas, and the surrounding communities in Hidalgo County with umbrella insurance. It handles excess personal liability coverage that extends beyond standard auto and homeowners policies. This agent protects policyholders by offering additional defense against major claims and lawsuits. Each account is assessed to match additional layers of coverage to an existing base policy. The company reviews client assets and risk exposure to recommend appropriate liability limits for each individual household.
Farmers Insurance - Griselda Melendez in San Juan, Texas provides umbrella insurance policies that extend extra liability coverage beyond standard home or auto limits. The agency assists clients in evaluating their personal risk exposure and tailors additional protection plans to safeguard assets and future earnings. Routine policy reviews are offered to ensure coverage adapts to changing needs. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
As storm season brings higher liability risks to the Rio Grande Valley, Ontiveros Insurance in San Juan, TX works with residents to review exposure and strengthen coverage. Umbrella policies extend protection beyond standard auto and home limits, addressing costly claims that threaten savings or assets. The agent begins by evaluating a client’s current policies and personal financial picture to determine appropriate additional coverage needs. An initial consultation is then scheduled to inspect liability gaps and recommend suitable options.
When considering an umbrella insurance agent, clients must decide between a single one-time policy review for basic coverage or an ongoing service arrangement that monitors coverage as assets and liabilities change over time. Elizabeth Gutierrez: Allstate Insurance in San Juan, TX, helps clients bridge the gap between standard auto or home policies and larger liability exposure through personal umbrella insurance. This agent serves the local community by offering policies that extend liability protection beyond underlying limits. Service arrangements are typically managed on a scheduled annual renewal basis to ensure consistent coverage.
Greenspoint Insurance - San Juan helps clients manage financial risk through tailored insurance solutions. The company specializes in umbrella insurance, which provides additional liability coverage beyond standard policies for extra protection. This service is valuable for safeguarding personal assets and business operations against unforeseen claims. Located in San Juan, Texas, the agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
A-MAX Auto Insurance in San Juan, TX provides umbrella liability insurance, offering extra coverage beyond standard policies for major claims. It also assists clients with related personal insurance needs, helping to safeguard assets from unforeseen legal and financial risks. In the event of a serious accident or lawsuit during the rainy winter months, its umbrella coverage can protect a household from potentially devastating financial losses.
What Does an a Umbrella Insurance Agent in San Juan Cost?
In Texas, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums can be higher if you have multiple properties, young drivers, or high-risk exposures. Costs vary by carrier, location, and your underlying policy limits. This is general information and not insurance advice.
About umbrella insurance agents in San Juan
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In San Juan, Texas, an agent can help you assess risks specific to the Rio Grande Valley, such as flood exposure or high-traffic areas. Texas law does not require umbrella insurance, but it can protect your assets in case of a major lawsuit or accident.
Frequently Asked Questions
What does an umbrella insurance agent in San Juan do?
An umbrella insurance agent helps you purchase a policy that adds extra liability coverage above your existing home and auto limits. They review your assets and risks to recommend an appropriate coverage amount. In Texas, agents must be licensed by the Texas Department of Insurance.
How much umbrella coverage do I need in Texas?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant savings. Texas courts can award large judgments, so higher limits may be wise for those with substantial assets. Your agent can help you calculate the right amount based on your net worth.
Can I get umbrella insurance if I have a pool or a dog in San Juan?
Yes, but certain high-risk features like a swimming pool or a dog breed with a history of bites may affect your eligibility or premium. Texas law holds homeowners liable for injuries on their property, so umbrella coverage is often recommended. Your agent will ask about these details during the application process.
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