ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Sherman, TX

Browse umbrella insurance agents serving Sherman, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Sherman, Texas is Spencer Marks - State Farm Insurance Agent, rated 5.0 stars across 385 reviews. Other highly rated options include Nat McClure - State Farm Insurance Agent, McCullough & Pierson Insurance, Terry Jones Insurance Agency. This directory lists 20 umbrella insurance agents serving Sherman.

Showing 20 umbrella insurance agents in Sherman, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Spencer Marks - State Farm Insurance Agent226 E Houston St(903) 487-0303
2Nat McClure - State Farm Insurance Agent2201 N Heritage Pkwy(903) 893-9621
3McCullough & Pierson Insurance229 W Washington St(903) 868-1200
4Terry Jones Insurance Agency1711 N Heritage Pkwy #200(903) 893-7200
5David Vogel: Allstate Insurance5621 Texoma Pkwy(903) 892-0380
6Garland Insurance & Financial Services600 N Walnut St(903) 893-1633
7Goosehead Insurance - Blaine Brawley714 N Travis St Unit 2U(903) 289-1487
8Turner Insurance Solutions200 N Travis St Suite 408(214) 274-8094
9My Family Agency Insurance Services119 E Lamar St(972) 468-0003
10Jose Gonzalez2008 N Travis St(469) 429-4164
SM
226 E Houston St
Spencer Marks - State Farm Insurance Agent
Umbrella Insurance Agent · Sherman, TX

Spencer Marks - State Farm Insurance Agent serves the Sherman, Texas area and surrounding Grayson County as an umbrella insurance agent. This agency helps clients by providing additional liability coverage that extends beyond the limits of standard home and auto policies. Such specialized insurance protects policyholders against major claims and lawsuits that could otherwise jeopardize personal assets. The agency assists residents by analyzing individual risk factors and recommending appropriate policy limits. It works with local clients to ensure they have the proper coverage for vehicles and residential properties.

NM
2201 N Heritage Pkwy
Nat McClure - State Farm Insurance Agent
Umbrella Insurance Agent · Sherman, TX

Nat McClure - State Farm Insurance Agent in Sherman, TX, offers umbrella liability insurance policies that provide additional coverage beyond standard home and auto limits. Service involves reviewing existing policies to determine appropriate umbrella coverage levels, with maintenance plans that adjust protection as assets or risks change. Ongoing support includes claims assistance and periodic policy reviews to reflect life events. This agency serves single-family homes, apartments, retail businesses, and restaurants.

MP
229 W Washington St
McCullough & Pierson Insurance
Umbrella Insurance Agent · Sherman, TX

Homeowners, businesses, and property managers in Sherman, Texas, rely on McCullough & Pierson Insurance for comprehensive umbrella insurance coverage. This professional agency helps clients secure an extra layer of liability protection beyond standard homeowners and auto policies, safeguarding assets from major claims and lawsuits. Their local expertise ensures policy limits are adequate for individual risk profiles. The agency also serves clients seeking coverage in nearby Denison and across the broader Texoma region.

TJ
1711 N Heritage Pkwy #200
Terry Jones Insurance Agency
Umbrella Insurance Agent · Sherman, TX

Terry Jones Insurance Agency serves Sherman, Texas, and the surrounding communities of Grayson County, including Denison and Van Alstyne. The company handles umbrella insurance policies that provide extra liability protection beyond standard homeowners or auto coverage. This additional layer of coverage helps secure clients against major claims and lawsuits. For each policy, the agents examine the client's existing insurance limits and risks to recommend appropriate umbrella coverage that matches their personal assets and needs.

DV
5621 Texoma Pkwy
David Vogel: Allstate Insurance
Umbrella Insurance Agent · Sherman, TX

Serving the Sherman, Texas area, David Vogel: Allstate Insurance provides specialist umbrella insurance policies that extend liability coverage beyond standard auto and home policies. This agent also assists clients with their general personal and commercial insurance needs. Umbrella insurance helps protect assets and future earnings when a lawsuit depletes standard liability limits. As spring brings increased outdoor activities, such as hosting pool parties or using recreational vehicles, the agent helps families consider extra protection for accident liability on their property.

GI
600 N Walnut St
Garland Insurance & Financial Services
Umbrella Insurance Agent · Sherman, TX

Garland Insurance & Financial Services in Sherman, TX offers umbrella insurance options that can be structured either as a one-time policy purchase or as a recurring annual service for ongoing liability protection. Coverage extends beyond standard auto and home policies, providing an additional layer of financial security against major claims or lawsuits. General umbrella insurance work in this area assists local residents in selecting appropriate policy limits to safeguard personal assets. Service for client consultations and policy adjustments runs on both a scheduled and an as-needed basis depending on customer preference.

GI
714 N Travis St Unit 2U
Goosehead Insurance - Blaine Brawley
Umbrella Insurance Agent · Sherman, TX

As North Texas storm season brings sudden hail and high winds, homeowners in Sherman look to strengthen their financial safety net. Goosehead Insurance - Blaine Brawley offers umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This added layer helps shield personal assets from major claims or lawsuits that could otherwise be financially devastating. The company begins with a complimentary consultation to assess individual risk factors and coverage gaps. A thorough inspection of current policies follows to determine appropriate umbrella limits.

TI
200 N Travis St Suite 408
Turner Insurance Solutions
Umbrella Insurance Agent · Sherman, TX

Residential umbrella insurance is provided by Turner Insurance Solutions to property owners in Sherman, TX, offering a layer of liability protection beyond standard home policies. The agency also delivers commercial umbrella coverage for local businesses seeking additional risk management. Serving Sherman and the surrounding area, their team works with clients to tailor coverage that addresses individual liability exposures. Following an initial policy placement, the agency provides ongoing check-ins and policy reviews to adjust limits as needs change, ensuring continued support between regular renewal visits.

MF
119 E Lamar St
My Family Agency Insurance Services
Umbrella Insurance Agent · Sherman, TX

My Family Agency Insurance Services in Sherman, TX, provides financial protection through general liability policies and specializes in umbrella insurance agent coverage, which adds an extra layer beyond standard limits. This supplementary insurance is valuable for individuals or businesses facing higher liability risks from accidents or property claims. The agency can assist commercial sectors such as offices, warehouses, and food service operations in securing broader liability safeguards for their daily activities.

JG
2008 N Travis St
Jose Gonzalez
Umbrella Insurance Agent · Sherman, TX

Jose Gonzalez is an umbrella insurance agent serving Sherman, Texas, known for providing extra liability coverage that extends beyond standard policies. This agent helps clients safeguard assets against major claims and lawsuits. The area’s growing residential and commercial properties increase demand for such protection. Jose Gonzalez advises on policy limits tailored to individual needs, exploring options for broader risk coverage. The agency can also add personal liability protection for rental properties or watercraft.

HI
808 E Pecan Grove Rd
Hulett Insurance
Umbrella Insurance Agent · Sherman, TX
(903) 891-4646
hulettinsurance.com/locations/sherman-tx-insurance
FI
1401 S Sam Rayburn Fwy Ste 300
Farmers Insurance - Diana Salas
Umbrella Insurance Agent · Sherman, TX
(903) 771-2323
agents.farmers.com/tx/sherman/diana-salas
PI
1505 E Lamar St
Premier Insurance & Services
Umbrella Insurance Agent · Sherman, TX
(903) 357-5544
AI
320 N Travis St #307
Allison Insurance
Umbrella Insurance Agent · Sherman, TX
(903) 893-3166
allisoninsurance.net
HI
115 W Lamberth Rd suite a
Hejny Insurance Agency
Umbrella Insurance Agent · Sherman, TX
(903) 892-8068
hejnyinsurance.com
AA
1909 Texoma Pkwy
Affordable Aeromex
Umbrella Insurance Agent · Sherman, TX
(903) 251-4400
affordableinsuranceusa.com/locations
GI
1800 Teague Dr Suite 524
Goosehead Insurance - Brian Kimberlin
Umbrella Insurance Agent · Sherman, TX
(903) 385-3805
goosehead.com/agents/tx/sherman/brian-kimberlin
BH
600 E Taylor St suite 1001
Bayless-Hall & Blanton Insurance Agency
Umbrella Insurance Agent · Sherman, TX
(903) 868-9696
bayless-hall.com
TT
200 S Heritage Pkwy
Terry Thomas Insurance Agency
Umbrella Insurance Agent · Sherman, TX
(903) 821-8057
AI
217 N Travis St
Aspect Insurance Services
Umbrella Insurance Agent · Sherman, TX
(909) 297-5499
aspect-insurance.com

What Does an a Umbrella Insurance Agent in Sherman Cost?

The cost for umbrella insurance in Texas typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars cost more but still offer significant value for the protection provided. Your actual premium depends on factors like your driving record home value and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Sherman

An umbrella insurance agent in Sherman Texas helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific liability risks in Grayson County and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Sherman do?

An umbrella insurance agent in Sherman helps you buy a personal liability policy that provides additional coverage above your existing home and auto insurance. The agent assesses your assets and risk level to recommend an appropriate coverage amount. They also explain how the policy interacts with your other insurance in Texas.

How much umbrella insurance do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage but your exact need depends on your assets and income. A common rule is to have enough coverage to protect your net worth plus future earnings. Your agent can run a risk analysis to suggest a specific limit for your situation.

Does umbrella insurance cover legal fees in Texas?

Yes umbrella insurance typically covers legal defense costs in addition to the policy limit. This is important because Texas courts can award large judgments in personal injury cases. The policy also covers certain claims not included in standard auto or home policies like false arrest or slander.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.