The top-rated umbrella insurance agent in Southlake, Texas is Barger & Associates: Allstate Insurance, rated 5.0 stars across 8,279 reviews. Other highly rated options include Phil Rice - State Farm Insurance Agent, Buffer Insurance, Texas Medicare and Health Agent. This directory lists 17 umbrella insurance agents serving Southlake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barger & Associates: Allstate Insurance | 170 Players Cir | (817) 382-9042 |
| 2 | Phil Rice - State Farm Insurance Agent | 395 W State Hwy 114 Suite 120 | (817) 756-7521 |
| 3 | Buffer Insurance | 550 Reserve St Suite 250 | (214) 238-4414 |
| 4 | Texas Medicare and Health Agent | 512 Silicon Dr | (817) 308-4445 |
| 5 | Vic McLane - State Farm Insurance Agent | 700 E Southlake Blvd #170 | (817) 428-4000 |
| 6 | Starline Insurance Group | 301 Preakness Cir | (817) 601-2113 |
| 7 | Corin Insurance Group | 550 Reserve St Suite 190 | (817) 688-4108 |
| 8 | Farmers Insurance - Sammy McKamie | 2273 E Continental Blvd Ste 100 | (817) 251-0541 |
| 9 | Hulett Insurance | 185 S Kimball Ave #110 | (817) 461-3251 |
| 10 | Goosehead Insurance - Mary Randall | 165 S Kimball Ave #110 | (817) 345-6366 |
Barger & Associates: Allstate Insurance serves the Southlake, Texas area and the surrounding Dallas-Fort Worth metroplex as an umbrella insurance agent. Umbrella insurance provides an extra layer of liability protection beyond standard auto and homeowners policies. The agency helps clients evaluate their personal liability risks, particularly those with significant assets or recreational vehicles. Barger & Associates handles umbrella policy selection to cover potential gaps in existing coverage and offers comprehensive policy reviews for homeowners seeking increased liability limits.
Phil Rice - State Farm Insurance Agent in Southlake, TX, offers a range of umbrella insurance services designed to provide extra liability coverage beyond standard policies. The agency helps clients assess their current risk exposure and tailor a plan that offers broader financial protection against unforeseen events. Regular policy reviews are conducted to ensure coverage keeps pace with changing circumstances. The agency focuses on serving residential properties such as single-family homes and apartments, as well as commercial properties including retail establishments and restaurants.
Buffer Insurance serves homeowners, businesses, and property managers in and around Southlake, Texas, who need personal or commercial umbrella liability protection. This agency helps clients secure additional coverage beyond standard policy limits for major claims or lawsuits. Their work focuses on evaluating individual risk profiles and recommending appropriate excess liability policies from reputable carriers. Residents and commercial operators seeking extra asset protection can turn here for professional guidance on umbrella insurance solutions. The agency also serves nearby communities throughout the Dallas-Fort Worth metroplex, including Keller and Grapevine.
Serving Southlake, Texas, and the surrounding communities, Texas Medicare and Health Agent handles umbrella insurance needs for local residents and businesses. The agency manages policies that provide extra liability coverage beyond standard homeowners and auto limits. It works with clients to identify potential gaps in their existing insurance protections. A typical job involves reviewing current policies and then securing additional coverage that aligns with the client’s asset profile. The agency approaches each case by first evaluating individual exposures before customizing the coverage terms.
Vic McLane - State Farm Insurance Agent in Southlake, TX offers umbrella insurance coverage that provides an extra layer of liability protection beyond standard policies. For one-time needs, clients secure a single policy for a specific high-risk event, while recurring service involves annual policy renewals that adjust as assets or risks change. This coverage typically responds when underlying home or auto limits are exhausted. Policies are written for umbrella agents by major carriers. Service at this agency runs on a recurring, scheduled annual basis to maintain continuous protection against unforeseen liability claims.
As the spring storm season approaches in Southlake, Starline Insurance Group helps homeowners and families review their existing coverage to identify gaps that a standard policy might leave exposed. Umbrella insurance agents in this region work closely with clients to layer additional liability protection beyond auto and home limits, granting broader financial security. A clear initial step in this process involves a thorough inspection and risk assessment review for each prospective policyholder.
Corin Insurance Group in Southlake, Texas, assists clients with general liability coverage and specializes in umbrella insurance policies that extend additional protection above standard limits. This type of policy helps safeguard personal and commercial assets from major claims or lawsuits. The agency serves a range of commercial sectors, providing coverage for offices, warehouses, and food service businesses needing broader liability buffers against unforeseen risks.
Farmers Insurance - Sammy McKamie in Southlake, TX offers umbrella insurance agent services, which provide extra liability coverage beyond standard policies. These policies help protect personal assets from major claims or lawsuits. The agency also handles general insurance needs for local homeowners and drivers, working to ensure adequate protection for everyday risks. During the spring season, when severe storms in the Dallas-Fort Worth area can cause flooding or hail damage, the agency assists clients in reviewing their umbrella policies to safeguard against uncovered gaps in their home or auto coverage.
Hulett Insurance provides residential umbrella liability coverage for homeowners in Southlake, Texas, offering an extra layer of protection beyond standard policies. Commercial umbrella policies are also available for local business owners seeking additional coverage against major claims. The agency services the entire Southlake area and surrounding communities. Clients typically return between scheduled policy reviews to adjust coverage limits following major life or business changes, ensuring consistent long-term protection.
Goosehead Insurance - Mary Randall is known for connecting Southlake, TX, clients with personalized umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency focuses on helping individuals and families protect their assets from unexpected lawsuits or claims. Its service range includes assessing existing coverage gaps, tailoring policy limits to specific lifestyles, and advising on cost-effective protection strategies. As a specialty service, the agency can add on high-limit personal liability coverage to safeguard future earnings and substantial net worth.
What Does an a Umbrella Insurance Agent in Southlake Cost?
In Texas umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Each additional million may cost 50 to 100 dollars more. Your premium depends on your risk profile and the number of underlying policies. This is general information not insurance advice.
About umbrella insurance agents in Southlake
An umbrella insurance agent in Southlake Texas helps you secure additional liability coverage that goes beyond your home and auto policies. Texas law does not require umbrella insurance but it can protect your savings and future earnings in a lawsuit. Local agents understand the liability risks specific to the Dallas-Fort Worth area.
Frequently Asked Questions
What does an umbrella insurance agent in Southlake do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage after your other insurance limits are used up. This can cover claims like bodily injury or property damage. The agent reviews your current policies and recommends a coverage amount based on your assets.
How much umbrella coverage do I need in Texas?
Most experts suggest at least 1 million dollars in umbrella coverage for Texas homeowners. The right amount depends on your net worth, income, and risk factors like owning a pool or a dog. An agent can help you calculate a suitable limit.
Does umbrella insurance cover lawsuits in Texas?
Yes umbrella insurance covers legal defense costs and settlements for covered claims. Texas courts can award large judgments so umbrella coverage adds an extra layer of protection. It does not cover intentional acts or business liabilities.
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