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Compare umbrella insurance agents in Temple. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Temple, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 umbrella insurance agents in Temple, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shaffin Wegener - State Farm Insurance Agent
4212 S 5th St, Temple, TX 76502
(254) 228-0369
heartoftexassf.com
Maxwell Financial Group: Allstate Insurance
201 Clinite Grove Blvd Ste 110, Temple, TX 76502
(254) 332-1263
maxwellinsuranceagency.com
Pronto Insurance
1505 W Adams Ave, Temple, TX 76504
(254) 800-1000
prontoinsurance.com
AllAbout Insurance
4102 S 31st St #300, Temple, TX 76502
(254) 773-3833
allaboutinsurancetexas.com
Texell Insurance
7083 Members Pkwy #109, Temple, TX 76502
(254) 774-5181
texellinsurance.com
ALPA Insurance
1420 S 31st St, Temple, TX 76504
(254) 295-9400
alpainsurance.com
John R Farwell - State Farm Insurance Agent
3604 SW H K Dodgen Loop #100, Temple, TX 76504
(254) 778-1333
johnfarwell.net
Winkler Insurance Agency
1102 W Adams Ave # B, Temple, TX 76504
(254) 771-5600
winklerinsurance.com
Farmers Insurance - Ronnie Gaines
1005 Marlandwood Rd Ste 106, Temple, TX 76502
(254) 773-8866
agents.farmers.com
RVOS Farm Mutual Insurance
2301 S 37th St, Temple, TX 76504
(800) 792-3084
rvos.com
Acrisure Temple, TX (The David Nix Agency)
2526 Blue Meadow Dr, Temple, TX 76502
(254) 770-3355
acrisure.com
Coufal Insurance Services
12270 Moffat Rd, Temple, TX 76502
(254) 986-2448
davidcoufalinsurance.com
BKCW Insurance
4 S 9th St, Temple, TX 76501
(254) 773-6844
bkcw.com
Texas Farm Bureau Insurance Company
1341 Marlandwood Rd, Temple, TX 76502
(254) 778-4741
txfb-ins.com
Farmers Insurance - Paysse Insurance Agency LLC
7372 Honeysuckle, Temple, TX 76502
(254) 778-7136
agents.farmers.com
Wheeler & Associates Insurance
1605 W Avenue H #100, Temple, TX 76504
(254) 791-0039
Goosehead Insurance - Christopher Washington
3513 SW H K Dodgen Loop Suite 201, Temple, TX 76502
(512) 599-9111
goosehead.com
Farmers Insurance - Craig Marshall
6204 W Adams Ave, Temple, TX 76502
(254) 778-3786
agents.farmers.com
Capable Insurance Temple
1301 S 1st St, Temple, TX 76504
(254) 545-9014
Texas Liberty Insurance
803 S 5th St, Temple, TX 76504
(254) 773-8899
texaslibertyins.com
An umbrella insurance agent in Temple Texas helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Texas law does not require umbrella insurance, but it can protect your savings and future earnings if you face a large lawsuit. Local agents understand the risks specific to Central Texas, such as weather-related claims and high-traffic areas like I-35.
What Does a Umbrella Insurance Agent in Temple Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 250 to 600 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Temple do?
An umbrella insurance agent helps you find a policy that provides extra liability coverage above your existing home and auto limits. In Texas, umbrella policies typically start at 1 million dollars in coverage. The agent will review your assets and risk factors to recommend an appropriate amount.
How much umbrella coverage do I need in Texas?
The amount of umbrella coverage you need depends on your assets and income. Many Texas agents recommend at least 1 million dollars in coverage if you own a home or have significant savings. Higher limits like 2 to 5 million dollars may be wise for business owners or those with rental properties.
Can I get umbrella insurance if I have a pool or a dog in Temple?
Yes, but these factors may affect your premium. Texas agents will ask about pools, trampolines, and dog breeds because they increase liability risk. Most insurers will still offer umbrella coverage, but they may require you to have minimum underlying limits on your homeowners policy first.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.