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Find Umbrella Insurance Agents Near You in Waco, TX

Browse umbrella insurance agents serving Waco, Texas. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 umbrella insurance agents in Waco, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Dill - State Farm Insurance Agent
1221 Hewitt Dr Suite C, Waco, TX 76712
(254) 752-2022 mattdill.net
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727 bakerandcareyinsurance.com
HighView Insurance Group
510 N Valley Mills Dr Ste 503, Waco, TX 76710
(254) 339-6606 highviewinsurance.com
Rosalinda's Insurance Agency
3221 Franklin Ave #201, Waco, TX 76710
(254) 644-4437
Herman Bell Insurance Agency
2118 La Salle Ave, Waco, TX 76706
(254) 756-0691 hermanbellinsurance.com
Vista Insurance
2800 W Waco Dr, Waco, TX 76710
(254) 235-8000 vistainsuranceagency.com
Browder General Insurance Agency Inc
4800 Lakewood Dr #3, Waco, TX 76710
(254) 776-1582 browderinsurance.com
Shivers & Associate Insurance
8283 Bosque Blvd, Waco, TX 76712
(254) 751-1446 shiversagency.com
Greater Waco Insurance Solutions
7530 Bosque Blvd Suite #D, Waco, TX 76710
(254) 751-1254 gwinsurancesolutions.com
Lillard Financial and Insurance Services
6605 Sanger Ave suite 1, Waco, TX 76710
(254) 545-5273 lillardinsuranceservices.com
Elite Insurance Group
100 N 6th St #201, Waco, TX 76701
(254) 799-9616 insurewithelite.com
Fortress Insurance Group
200 Hwy 6 STE 330A, Waco, TX 76712
(254) 262-3180 fortressinsurancegrp.com
Keith Sanders Insurance Group
6801 Steinbeck Bend Dr, Waco, TX 76708
(254) 235-8185 keithsandersinsurance.com
Capable Insurance Agency TX
5401 Bosque Blvd, Waco, TX 76710
(254) 522-9690
Best Coverage Agency TX
1521b Wooded Acres Dr, Waco, TX 76710
(254) 863-8903
Higginbotham - Waco
7528 Bosque Blvd, Waco, TX 76712
(254) 751-1710 higginbotham.com
Insurors of Texas
225 S 5th St, Waco, TX 76701
(254) 759-3701 insurorsoftexas.com
Pinnacle Insurance Group, Inc.
112 Sharron Dr, Waco, TX 76712
(800) 701-5909 pinnacleinsgroup.com
Salinas Insurance Inc
345 Owen Ln # 129, Waco, TX 76710
(254) 741-0770

What Does a Umbrella Insurance Agent in Waco Cost?

In Texas, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs depend on your driving record, number of properties, and the underlying insurance limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Waco do?
An umbrella insurance agent reviews your current auto and home policies to determine the right amount of extra liability coverage. They then help you purchase a policy that kicks in after your underlying limits are exhausted. This service is especially useful for Waco homeowners with pools or rental properties.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage. Higher limits of 2 to 5 million dollars are common for those with significant assets or high income. Your agent will help you calculate a suitable amount based on your net worth and local liability risks.