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HomeUmbrella Insurance AgentsTexas › Wichita Falls

Find Umbrella Insurance Agents Near You in Wichita Falls, TX

Browse umbrella insurance agents serving Wichita Falls, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Wichita Falls, Texas is Acceptance Insurance, rated 4.9 stars across 227 reviews. Other highly rated options include Pond Insurance Agency Ltd, Mark Inman Insurance Agency, LLC, Kristy Aranda Insurance. This directory lists 20 umbrella insurance agents serving Wichita Falls.

Showing 20 umbrella insurance agents in Wichita Falls, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance4022 Kemp Blvd(940) 341-2895
2Pond Insurance Agency Ltd2101 Kemp Blvd(940) 723-4567
3Mark Inman Insurance Agency, LLC1401 Kemp Blvd(940) 322-2800
4Kristy Aranda Insurance620 Scott Ave(940) 386-2300
5All-American Insurance1501 Midwestern Pkwy #111(940) 689-9300
6McCray Insurance Agency1601 Kemp Blvd(940) 687-8877
7Holub Insurance Agency4001 Featherston Ave(940) 691-1053
8Kelly Ho-Montoya Insurance Group LLC1810 Southwest Pkwy Suite 200(940) 264-2644
9NavSav Insurance – Wichita Falls2108 Kemp Blvd(940) 322-3122
10Farmers Insurance - Brandee Samuels3512 McNiel Ave(940) 691-4020
AI
4022 Kemp Blvd
Acceptance Insurance
Umbrella Insurance Agent · Wichita Falls, TX

Acceptance Insurance serves Wichita Falls and the surrounding area as an Umbrella Insurance Agent. The company provides extra liability coverage that goes beyond the limits of standard home or auto policies. This type of insurance helps protect local clients against major claims and lawsuits. An umbrella policy is designed to cover incidents such as property damage or personal injury for which a client might be held legally responsible. The business handles personal umbrella insurance and excess liability coverage for individuals and families in the region.

PI
2101 Kemp Blvd
Pond Insurance Agency Ltd
Umbrella Insurance Agent · Wichita Falls, TX

Pond Insurance Agency Ltd in Wichita Falls, TX, provides umbrella insurance services that extend liability coverage beyond standard home and auto policies. The firm offers supplemental protection plans designed to cover major claims and legal defense costs. These maintenance plans can help safeguard personal assets against unforeseen incidents. The agency serves a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

MI
1401 Kemp Blvd
Mark Inman Insurance Agency, LLC
Umbrella Insurance Agent · Wichita Falls, TX

Mark Inman Insurance Agency, LLC serves the Wichita Falls, Texas metro area as an umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard home and auto policies, offering additional protection against major claims or lawsuits. The agency tailors these policies to safeguard assets and future earnings for local residents and business owners. Among its services, it handles personal umbrella policies for homeowners and commercial umbrella coverage for small businesses seeking higher liability limits.

KA
620 Scott Ave
Kristy Aranda Insurance
Umbrella Insurance Agent · Wichita Falls, TX

Kristy Aranda Insurance serves Wichita Falls and the surrounding North Texas communities with personal umbrella liability coverage. This agency handles excess liability policies that extend protection beyond standard homeowners, auto, and watercraft insurance limits. Typically, it focuses on securing additional layers of coverage to safeguard assets from major claims or lawsuits. For a typical job, the agency reviews a client’s existing underlying policies to identify gaps and then recommends an appropriate umbrella limit to match their personal risk exposure and financial situation.

AA
1501 Midwestern Pkwy #111
All-American Insurance
Umbrella Insurance Agent · Wichita Falls, TX

Homeowners, businesses, and property managers in Wichita Falls, TX, turn to All-American Insurance for umbrella liability coverage that extends beyond standard policy limits. This agency helps clients protect their assets by securing an extra layer of financial security. Navigating local risk factors, such as severe weather or automobile liability, requires knowledgeable guidance in selecting appropriate protection. All-American Insurance also serves clients residing in the neighboring community of Burkburnett.

MI
1601 Kemp Blvd
McCray Insurance Agency
Umbrella Insurance Agent · Wichita Falls, TX

McCray Insurance Agency in Wichita Falls, Texas, offers umbrella insurance on either a one-time policy review or a scheduled, ongoing basis, helping clients fill liability gaps left by standard home and auto policies. This extra coverage typically protects against major claims or lawsuits that could exceed primary policy limits. Service runs on both a one-time basis for initial policy placement and a scheduled basis for annual policy renewals and coverage adjustments.

HI
4001 Featherston Ave
Holub Insurance Agency
Umbrella Insurance Agent · Wichita Falls, TX

Holub Insurance Agency in Wichita Falls, TX specializes in umbrella insurance, providing extra liability coverage beyond standard policies. It also offers general insurance services to help clients protect their assets from unforeseen claims and lawsuits. This agent works with individuals and families who seek additional security against major financial losses. During the severe storm season common in North Texas, it assists with ensuring sufficient coverage to handle potential liability from debris damage or third-party injuries on your property.

KH
1810 Southwest Pkwy Suite 200
Kelly Ho-Montoya Insurance Group LLC
Umbrella Insurance Agent · Wichita Falls, TX

Kelly Ho-Montoya Insurance Group LLC provides insurance services to clients in Wichita Falls and the surrounding Texas area. The company offers liability protection through umbrella insurance, which adds extra coverage above standard policy limits. This type of policy helps safeguard personal assets from large claims or lawsuits. The agency serves business clients in local commercial sectors, including offices, warehouses, and food service operations.

NI
2108 Kemp Blvd
NavSav Insurance – Wichita Falls
Umbrella Insurance Agent · Wichita Falls, TX

In Wichita Falls, when heavy spring storms threaten local homes and businesses, residents often seek extra financial coverage. NavSav Insurance – Wichita Falls provides umbrella insurance agent services, helping clients secure liability protection beyond standard policy limits. The company guides customers through the process of assessing their need for this additional safeguard, typically during property reviews or after significant asset changes. Each engagement begins with a thorough inspection of the client’s existing policies and risk exposure to determine a suitable initial assessment step for customized umbrella coverage.

FI
3512 McNiel Ave
Farmers Insurance - Brandee Samuels
Umbrella Insurance Agent · Wichita Falls, TX

Farmers Insurance - Brandee Samuels in Wichita Falls, TX provides residential umbrella coverage to protect local homeowners from major liability claims. This agency also offers commercial umbrella policies for small businesses seeking additional layers of protection beyond standard limits. Service extends throughout the Wichita Falls area and surrounding communities. Clients appreciate the straightforward guidance on how umbrella policies integrate with existing auto or home insurance. Follow-up arrangements are made after each policy review, ensuring coverage stays current between regular visits.

EI
1315 Kemp Blvd
Eichelmann Insurance Agency in Wichita Falls
Umbrella Insurance Agent · Wichita Falls, TX
(940) 248-9717
eichelmanninsurance.com
FI
2014 Kell W Blvd Ste A
Farmers Insurance - Donald Cowman
Umbrella Insurance Agent · Wichita Falls, TX
(940) 691-2768
agents.farmers.com/tx/wichita-falls/donald-cowman
MI
4511 Southwest Pkwy
Morris Insurance Agency LLC
Umbrella Insurance Agent · Wichita Falls, TX
(940) 696-1199
morrisinsuranceagency.net
HW
1300 10th St
Higginbotham - Wichita Falls
Umbrella Insurance Agent · Wichita Falls, TX
(940) 723-0771
higginbotham.com/locations/wichita-falls
HH
811 Ohio Ave
Harmony Haven Insurance TX
Umbrella Insurance Agent · Wichita Falls, TX
(940) 240-2184
SI
3704 Kell W Blvd
Stoiloff Insurance Group
Umbrella Insurance Agent · Wichita Falls, TX
(940) 687-2193
HI
3415 McNiel Ave STE 104
Hoover Insurance Agency, LLC
Umbrella Insurance Agent · Wichita Falls, TX
(940) 692-3999
CI
2001 9th St
Confidant Insurance Wichita Falls
Umbrella Insurance Agent · Wichita Falls, TX
(940) 248-9946
SS
2501 Kemp Blvd
Serge Sonsini Insurance
Umbrella Insurance Agent · Wichita Falls, TX
(940) 692-8341
BW
1700 9th St A
Bill Waddle Insurance
Umbrella Insurance Agent · Wichita Falls, TX
(940) 322-2860
billwaddle.com

What Does an a Umbrella Insurance Agent in Wichita Falls Cost?

In Texas, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Wichita Falls

Umbrella insurance agents in Wichita Falls Texas help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Texas law allows for high liability judgments in personal injury cases, making umbrella coverage a practical option for protecting assets. Local agents can explain how a personal umbrella policy works with your existing insurance in Wichita Falls.

Frequently Asked Questions

What does an umbrella insurance agent in Wichita Falls do?

An umbrella insurance agent in Wichita Falls helps you purchase a personal liability umbrella policy that provides additional coverage above your auto and home insurance limits. The agent reviews your current policies and recommends a coverage amount based on your assets and risk factors.

How much umbrella coverage do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability exposure. Texas courts can award large settlements in accident cases, so higher limits may be wise for homeowners with significant assets.

Is umbrella insurance required by law in Texas?

No, umbrella insurance is not required by Texas law. However, it is a common recommendation for anyone who wants extra protection against lawsuits. Texas does not have a cap on punitive damages in some cases, making umbrella coverage a valuable safeguard.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.