The top-rated umbrella insurance agent in Parkersburg, West Virginia is Cole Clutter - State Farm Insurance Agent, rated 5.0 stars across 118 reviews. Other highly rated options include Curtis Miller Insurance Agency, McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance, Jurado McClead Insurance. This directory lists 18 umbrella insurance agents serving Parkersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cole Clutter - State Farm Insurance Agent | 901 Kemper St Suite A | (304) 485-5477 |
| 2 | Curtis Miller Insurance Agency | 1800 Blizzard Dr | (304) 485-6431 |
| 3 | McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance | 2121 Pike St | (304) 428-8171 |
| 4 | Jurado McClead Insurance | 1215 Blizzard Dr | (304) 485-6001 |
| 5 | Waters Fanta Insurance Agency | 1023 Garfield Ave | (304) 485-5569 |
| 6 | Wenmoth Insurance Specialists, LLC | 2108 Camden Ave Suite C | (681) 200-4002 |
| 7 | Rhodes Insurance Services | 3016 E 7th St | (304) 485-1590 |
| 8 | Secure Net Insurance Parkersburg | 601 Avery St | (304) 715-3285 |
| 9 | Bradley Insurance, Inc. | 3518 Elm St | (304) 428-0132 |
| 10 | Kiger Insurance Agency | 1215 Avery St | (304) 422-7505 |
Cole Clutter - State Farm Insurance Agent in Parkersburg, WV, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Service includes policy reviews to ensure adequate coverage limits and assistance with claims coordination. The agent helps clients understand how umbrella insurance can safeguard assets against major lawsuits or accidents. Services cover single-family homes, apartments, retail locations, and restaurants, offering a broad solution for personal and commercial property owners.
Curtis Miller Insurance Agency serves Parkersburg, West Virginia and the surrounding Wood County area as a dedicated umbrella insurance agent. This firm helps local residents and business owners obtain extra liability coverage that goes beyond the limits of standard home or auto policies. Umbrella insurance from this agency provides crucial financial protection against major claims and lawsuits. The agent assists clients in securing personal umbrella policies for enhanced liability limits and commercial umbrella coverage for broader business risk management.
Homeowners, businesses, and property managers in Parkersburg, WV, turn to McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance, for umbrella insurance coverage. This agency provides additional liability protection that extends beyond the limits of standard auto, home, or business policies. It helps safeguard clients against major claims and lawsuits. The agency also serves clients in the neighboring Vienna, WV, area.
Jurado McClead Insurance serves Parkersburg, West Virginia, and the surrounding communities, handling umbrella insurance policies for both personal and commercial clients. These policies provide extra liability coverage beyond standard home or auto limits, protecting a policyholder’s assets against major claims and lawsuits. The agency typically begins an engagement by thoroughly reviewing a client’s existing insurance portfolio to identify coverage gaps, then recommends a suitable liability limit that aligns with the client’s individual risk profile and financial circumstances.
Waters Fanta Insurance Agency in Parkersburg, WV offers both one-time coverage for single high-value assets and recurring umbrella policies that layer additional liability protection over existing homeowners and auto insurance. This added layer safeguards personal assets against major claims and lawsuits that could exceed standard policy limits. Umbrella insurance typically covers legal costs and settlements from incidents like dog bites or car accidents where damages surpass underlying coverage. Their service operates on a one-time, scheduled, or as-needed basis, allowing clients to request a policy review at any time.
Wenmoth Insurance Specialists, LLC offers umbrella insurance agent services for individuals and families in Parkersburg, WV, providing an additional layer of liability protection beyond standard policies. Its general service work involves helping clients evaluate their personal risk exposure and securing coverage that increases overall financial security. When a winter storm causes a neighbor’s fall on an icy driveway, this protection can help address resulting legal or medical expenses.
When spring storms and unexpected liability risks arise in Parkersburg, West Virginia, Rhodes Insurance Services provides umbrella insurance agency help to secure additional coverage beyond standard policies. This local operation assists residents and small business owners in assessing potential gaps in their existing protection, particularly during seasons of increased travel and roadside hazards. Policies can include coverage for legal fees and property damage claims that surpass typical homeowners or auto plan limits. The team begins each relationship with a thorough inspection of the client's current policies and personal exposure levels.
Secure Net Insurance Parkersburg provides comprehensive liability coverage with a focus on high-limit umbrella insurance policies in Parkersburg, WV. The agency helps clients in the local market protect assets by extending coverage beyond standard homeowners and auto policies. Its services address situations where underlying insurance limits may be insufficient against major claims. This firm works with commercial enterprises such as offices, warehouses, and food service businesses to ensure adequate financial protection against unforeseen lawsuits or large settlements.
Bradley Insurance, Inc. provides umbrella insurance primarily for residential clients in Parkersburg, WV, offering an additional layer of liability protection to safeguard personal assets. The agency extends this same type of coverage to commercial clients, helping businesses address risks that exceed primary policy limits. Service is generally available to residents and business owners throughout the Parkersburg area. After an initial policy is placed, the agency typically follows up to review coverage needs during regular visits, ensuring continued alignment with changing circumstances.
Kiger Insurance Agency in Parkersburg, WV is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency helps residents safeguard assets from major claims, offering an added layer of financial protection against lawsuits. Their service range includes assessing personal risk exposure and recommending appropriate policy limits. Clients can also secure excess liability coverage, which acts as a backup over existing policies for comprehensive peace of mind.
What Does an a Umbrella Insurance Agent in Parkersburg Cost?
Typical umbrella insurance costs in West Virginia range from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. Costs vary by case. This is general information, not insurance advice.
About umbrella insurance agents in Parkersburg
An umbrella insurance agent in Parkersburg West Virginia can help you add an extra layer of liability protection beyond your home and auto policies. West Virginia law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. Local agents understand the risks specific to the Mid-Ohio Valley region and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Parkersburg do?
An agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing home and auto insurance limits. This can protect your savings and future income if you are sued for damages.
How much umbrella coverage do I need in West Virginia?
Common coverage amounts start at one million dollars and go up from there. Your agent will review your assets and risks to recommend an appropriate limit. West Virginia does not set a state-specific minimum for umbrella policies.
Does umbrella insurance cover legal defense costs in West Virginia?
Yes, most umbrella policies cover legal defense costs even if the lawsuit is groundless. This can be important in West Virginia where court costs and attorney fees can add up quickly.
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