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Compare Umbrella Insurance Agents in St Albans, WV
Directory of umbrella insurance agents in St Albans, West Virginia. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
St Albans, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 13 umbrella insurance agents in St Albans, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J.C. Spears - State Farm Insurance Agent
120 Walnut St, St Albans, WV 25177
(304) 722-7227
jcspearssf.com
Colby Johnson - State Farm Insurance Agent
222 Third Ave, St Albans, WV 25177
(304) 722-4201
protectwithcolbyj.com
Affordable Insurance Solutions: Ethan Poole
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
affordableautohomelife.com
Saint Albans Insurance Agency
701 6th Ave, St Albans, WV 25177
(304) 396-7353
State Farm Insurance
222 Third Ave, St Albans, WV 25177
(304) 722-4201
Morris Insurance Services
715 6th Ave, St Albans, WV 25177
(304) 722-6443
morrisinsuranceservices.com
D. Scott Jarrett: Allstate Insurance
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 220-7026
agents.allstate.com
Horace Mann Insurance
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
agents.horacemann.com
Nationwide Insurance: Oscar R Sanford Ii
500 4th St, St Albans, WV 25177
(304) 722-4627
agency.nationwide.com
LeRose Insurance LLC
701 6th Ave, St Albans, WV 25177
(304) 722-5512
leroseinsurancellc.com
Trusted insurance co
221 4th Ave, St Albans, WV 25177
(304) 202-1478
luciennevina259076.wixsite.com
Mountain State Senior Insurance Services
103 6th Ave, St Albans, WV 25177
(304) 201-0100
Ficon-Bush Insurance Agency, Inc
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 727-7228
Umbrella insurance agents in St Albans, West Virginia help residents secure extra liability coverage beyond standard auto and home policies. This additional protection is valuable in areas like Kanawha County where local assets and future earnings could be at risk in a lawsuit. Agents can explain how West Virginia law does not cap personal injury awards, making umbrella policies a prudent choice for many families.
What Does a Umbrella Insurance Agent in St Albans Cost?
Umbrella insurance in West Virginia usually costs between 150 and 300 dollars per year for one million dollars of coverage. Rates vary based on your driving record, home value, and number of properties. Adding additional million-dollar layers may cost 75 to 100 dollars each. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in St Albans?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and homeowners limits. They assess your risk factors and recommend a coverage amount that protects your savings and property in St Albans.
How much umbrella coverage do I need in West Virginia?
Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. West Virginia courts do not limit damages in personal injury cases, so higher coverage may be wise for homeowners or business owners.
Does umbrella insurance cover legal defense costs in West Virginia?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. In West Virginia, this can be important because litigation expenses can quickly exceed your primary policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.