The top-rated umbrella insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 327 reviews. Other highly rated options include Amanda Sugden American Family Insurance, Jaysen Jorgensen - State Farm Insurance Agent, Colleen Frentzel American Family Insurance. This directory lists 20 umbrella insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | Jaysen Jorgensen - State Farm Insurance Agent | 1341 N Wright Rd | (608) 756-9208 |
| 4 | Colleen Frentzel American Family Insurance | 4407 Milton Ave Ste 110 | (608) 302-4101 |
| 5 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 6 | Wisco Insurance Company | 7 N Main St | (608) 743-2145 |
| 7 | Nickols & Associates LLC American Family Insurance | 1613 Newman St | (608) 754-6421 |
| 8 | Rob Seeman Agency Llc | 1344 Creston Park Dr | (608) 757-4372 |
| 9 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
| 10 | Zachary Wilke Agency LLC American Family Insurance | 431 S River St | (608) 752-9317 |
Katie Myers - State Farm Insurance Agent serves Janesville and Rock County, Wisconsin, providing umbrella insurance agent services. An umbrella policy offers extra liability coverage beyond standard home and auto policies. This additional protection helps safeguard personal assets against large claims or lawsuits. The agency works with clients to assess their financial exposure and determine appropriate coverage limits. It handles both personal umbrella insurance for homeowners and liability protection for auto policies alongside existing State Farm plans in the Janesville area.
Amanda Sugden American Family Insurance provides customizable umbrella insurance policies to residents and businesses in Janesville, Wisconsin. These policies offer additional liability coverage beyond standard home or auto insurance limits. The agency assists clients in evaluating their personal risk exposure and selecting appropriate coverage amounts to protect their assets. After a policy is issued, ongoing support includes policy adjustments and claims assistance. The agency services various property types, including single-family homes, apartments, retail locations, and restaurants.
Jaysen Jorgensen - State Farm Insurance Agent helps homeowners, businesses, and property managers in Janesville find umbrella insurance coverage. These policies extend liability limits above standard auto or home policies, protecting personal assets against major claims. The agency guides clients through assessing their individual risk exposure, ensuring appropriate policy limits are selected for comprehensive coverage. Professional advice is given on how umbrella coverage interacts with underlying policies to close gaps in protection. This agent also serves customers in nearby Beloit and the surrounding Rock County communities.
Serving Janesville, Wisconsin, and the surrounding communities, Colleen Frentzel American Family Insurance provides umbrella insurance agent services that handle excess liability coverage beyond standard policies. This type of insurance protects clients from major claims and lawsuits that could exhaust underlying policy limits. To manage a typical job, the agent evaluates each client’s existing home and auto policies, then recommends appropriate umbrella coverage amounts to create an extra layer of financial protection.
TLLA Insurance Agency in Janesville, WI offers umbrella insurance agents who distinguish between one-time policy adjustments and recurring personal liability reviews to match changing client needs. Their coverage expands existing home and auto protection with additional layers that safeguard assets against major claims or lawsuits. Typical services include assessing risk exposure levels across a household and recommending appropriate coverage gaps. This agency operates primarily on an as-needed basis, so policyholders can request consultations whenever life events such as new purchases or property changes warrant a coverage reassessment.
Wisco Insurance Company serves Janesville, Wisconsin, specializing in umbrella insurance coverage that extends personal liability protection beyond standard policies. It also assists clients with general risk management needs for families and individuals throughout the area. Its agents evaluate existing homeowners and auto policies to identify potential coverage gaps. During the spring thaw or after heavy local rainfall, Wisco Insurance Company helps property owners address increased liability exposures related to melting snow, flood aftermath, or wet road conditions.
Nickols & Associates LLC American Family Insurance works with individuals and businesses to secure primary liability coverage up to policy limits. For those needing broader protection, the agency offers umbrella insurance, which provides additional liability limits beyond standard policies for accidents or injuries. This extra coverage is especially valuable for premises-related incidents common across area operations. The Janesville, WI agency can serve commercial sectors that include offices, warehouses, and food service establishments.
Rob Seeman Agency Llc in Janesville, Wisconsin, is known for providing umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. The agency serves local residents seeking added financial protection against large claims and lawsuits through straightforward policy offerings. Knowledgeable agents evaluate client needs to recommend appropriate coverage levels for broader security. As part of its service range, the agency can assist with bundling umbrella coverage alongside excess liability options for higher-risk situations.
Adam Johnston Insurance provides umbrella insurance for residential properties in Janesville, Wisconsin, offering additional liability coverage beyond standard homeowners policies. Commercial umbrella policies are also available for local businesses in the region seeking extra asset protection. Serving clients throughout Janesville and the surrounding county, this agency ensures coverage limits meet personal and business needs. Clients return between regular insurance reviews to discuss changing policy thresholds.
What Does an a Umbrella Insurance Agent in Janesville Cost?
Umbrella insurance in Wisconsin typically costs between 150 and 300 dollars per year for one million dollars in coverage. Adding more coverage, such as two million dollars, may cost 200 to 500 dollars annually. Costs vary based on your number of vehicles, properties, and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Janesville
An umbrella insurance agent in Janesville Wisconsin can help you secure additional liability coverage that goes beyond your home and auto policies. Wisconsin law requires minimum liability limits for auto insurance, but umbrella policies provide an extra layer of protection for major claims. Local agents understand the specific risks facing homeowners and drivers in Rock County.
Frequently Asked Questions
What does an umbrella insurance agent in Janesville do?
An umbrella insurance agent helps you find a policy that covers liability claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In Wisconsin, umbrella policies often cover legal defense costs and personal injury claims.
How much umbrella insurance do I need in Wisconsin?
Most Wisconsin residents choose at least one million dollars in umbrella coverage. Your agent will consider your home value, savings, and future income to determine the right amount. Wisconsin courts can award large judgments, so higher limits may be wise for those with significant assets.
Can I get umbrella insurance if I have a rental property in Janesville?
Yes, umbrella insurance can cover liability from rental properties you own in Wisconsin. Your agent will need details about each property and your existing landlord policies. This extra coverage protects you if a tenant or visitor is injured on your rental property.
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