The top-rated umbrella insurance agent in Madison, Wisconsin is Alejandra Bustamante - State Farm Insurance Agent, rated 5.0 stars across 909 reviews. Other highly rated options include Cliff Insurance Agency, Inc, Action Insurance Agency, C4 Insurance Services, LLC. This directory lists 22 umbrella insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alejandra Bustamante - State Farm Insurance Agent | 2929 Atwood Ave STE 100 | (608) 249-4718 |
| 2 | Cliff Insurance Agency, Inc | 2009 W Beltline Hwy Ste 100 | (608) 203-8585 |
| 3 | Action Insurance Agency | 2009 W Beltline Hwy Suite 101 | (608) 222-4555 |
| 4 | C4 Insurance Services, LLC | 8446 Excelsior Dr Ste 2 | (608) 824-7267 |
| 5 | Prairie Land Insurance Agency | 2045 Atwood Ave Suite 113A | (608) 251-3009 |
| 6 | Vicki Wagener Agency LLC American Family Insurance | 5609 Medical Cir Suite 1 | (608) 249-2184 |
| 7 | Stokes & Associates, Inc. American Family Insurance | 3830 Atwood Ave | (608) 221-1149 |
| 8 | Scott Hinrichs at Comparion Insurance Agency | 555 Zor Shrine Pl #100 | (608) 535-3094 |
| 9 | McClone Insurance - Madison | 2601 W Beltline Hwy Suite 510 | (608) 238-2686 |
| 10 | Jennifer Haack & Associates, LLC American Family Insurance | 3312 Packers Ave | (608) 249-2182 |
As an umbrella insurance agent in Madison, Wisconsin, Alejandra Bustamante - State Farm Insurance Agent provides additional liability coverage that extends beyond the limits of standard homeowners, auto, and watercraft policies. Serving local clients, the agency helps design protection plans that safeguard personal assets against major claims and lawsuits. It services a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.
Cliff Insurance Agency, Inc. serves the Madison, Wisconsin area providing umbrella insurance coverage. Umbrella insurance offers an extra layer of liability protection above standard home and auto policies, helping to cover major claims or lawsuits. This agency assists clients in the region with evaluating their personal risk exposure and selecting appropriate excess liability limits. It handles both personal umbrella policies to safeguard assets and excess liability solutions for potential gaps in underlying coverage.
Homeowners and small businesses in the Madison area receive personalized umbrella coverage from Action Insurance Agency. This agency helps property managers and individuals secure supplemental liability protection that extends beyond standard policy limits. The team evaluates risks specific to Wisconsin weather and local traffic conditions. By offering tailored policies, they ensure clients in both suburban and urban settings gain broader financial safeguards. Action Insurance Agency also serves clients throughout the surrounding Dane County communities, including the neighboring city of Middleton.
C4 Insurance Services, LLC serves residents in Madison, Wisconsin, and the surrounding communities, handling the specialty area of umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond the limits of standard home and auto policies. They assist clients in securing higher coverage limits to help safeguard personal assets against unforeseen claims and lawsuits. Each policy is reviewed with an emphasis on identifying potential gaps in existing coverage and tailoring the additional limits to match the client’s individual financial exposure and lifestyle.
Prairie Land Insurance Agency in Madison offers one-time umbrella insurance policies for specific liability needs and recurring coverage for ongoing protection against major claims. Clients choose between a single policy term or renewable annual plans that safeguard assets from personal liability lawsuits and property damage judgments. Coverage extends beyond standard home and auto limits, providing additional security for unforeseen events. This agency schedules its services on an as-needed or annual renewal basis, depending on the client’s selection for continuous or single-term protection.
Vicki Wagener Agency LLC American Family Insurance in Madison, WI specializes in umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard policy limits. It generally serves clients by offering protection against major claims and lawsuits that could threaten personal assets. This agency helps local property owners and drivers address gaps in their existing policies. During the winter season, it assists with concerns over increased accident risks from icy roads and potential slip-and-fall incidents on residential properties, which can require added liability safeguards.
As winter storms and seasonal hazards threaten properties across Madison, Stokes & Associates, Inc. American Family Insurance provides umbrella insurance policies that extend liability protection beyond standard home and auto limits. This added coverage helps safeguard a client's financial assets against unforeseen lawsuits or major claims that could otherwise be devastating. Their agency focuses on assessing each individual's total risk exposure, offering personalized consultations to review existing policies. The initial step in securing this protection involves a thorough inspection of the client’s current coverage to identify potential gaps.
Scott Hinrichs at Comparion Insurance Agency in Madison, WI provides residential umbrella insurance coverage to protect homeowners from major liability claims. Commercial clients in the Madison area can also access additional layers of liability protection beyond their primary policies. The agency serves clients across the wider region, including surrounding communities. Follow-up service is offered between regular policy reviews to adjust coverage as client circumstances change.
Mcclone Insurance in Madison provides comprehensive general liability coverage, with umbrella insurance serving as an essential add-on that extends policy limits beyond standard underlying protection. This specialty layer of coverage helps safeguard personal and business assets from major claims or settlements. The firm’s umbrella policies are designed to complement existing insurance for local commercial sectors, including retail offices, small warehouse operations, and food service establishments.
Jennifer Haack & Associates, LLC American Family Insurance serves as an umbrella insurance agent in Madison, WI. It provides extra liability coverage beyond standard policies, protecting clients from major claims and lawsuits. The agency helps safeguard personal assets with broader protection for homes and vehicles. A specialty service, such as coverage for watercraft or rental property liability, can be added to reinforce existing home and auto policies for comprehensive risk management across Southeastern Wisconsin.
What Does an a Umbrella Insurance Agent in Madison Cost?
The cost for an umbrella insurance policy in Wisconsin typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors such as your driving record number of properties and prior claims history affect the premium. Costs vary by case and this is general information not insurance advice.
About umbrella insurance agents in Madison
An umbrella insurance agent in Madison Wisconsin helps you secure extra liability coverage beyond standard auto and home policies. Wisconsin law requires minimum liability limits for drivers but an umbrella policy can protect your assets from large claims. Agents in Madison understand local risks such as winter weather accidents and lake-related incidents.
Frequently Asked Questions
What does an umbrella insurance agent in Madison do?
An umbrella insurance agent in Madison helps you assess your liability risks and purchase a policy that provides additional coverage above your existing home and auto insurance. They can explain how Wisconsin liability laws affect your need for extra protection.
How much umbrella coverage do I need in Wisconsin?
Most Wisconsin agents recommend at least one million dollars in umbrella coverage to protect against serious accidents or lawsuits. Your specific needs depend on your assets income and lifestyle factors like owning a pool or boat.
Does Wisconsin law require umbrella insurance?
No Wisconsin law does not require umbrella insurance. However Wisconsin law sets minimum auto liability limits of 25000 per person and 50000 per accident which may not be enough to cover a major claim. An umbrella policy adds a layer of protection beyond those minimums.
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