The top-rated workers' compensation insurance agent in Phoenix, Arizona is Arizona Preferred Insurance, rated 4.8 stars across 466 reviews. Other highly rated options include Adrar Insurance Agency, Touchdown Insurance, Southland Insurance Services. This directory lists 26 workers' compensation insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 2 | Adrar Insurance Agency | 4801 N 19th Ave #4 | (888) 253-4476 |
| 3 | Touchdown Insurance | 11022 S 51st St #205 | (602) 677-2310 |
| 4 | Southland Insurance Services | 3030 N Central Ave suite 1000 | (623) 259-4100 |
| 5 | Lumenasa Insurance Agency LLC | 4742 N 24th St suite 355 | — |
| 6 | Ray Johnson - Insurance Agency | 2415 E Camelback Rd 700 Suite A | (480) 542-0051 |
| 7 | Hill & Usher | 3033 N 44th St #300 | (602) 956-4220 |
| 8 | Contractors Insurance Agency Inc | 1010 E Jefferson St | (480) 804-0707 |
| 9 | Always Insured LLC | 4836 N 59th Ave | (602) 419-3323 |
| 10 | Pro Financial Insurance | 4425 E Agave Rd #136 | (480) 706-1805 |
Arizona Preferred Insurance serves employers in the Phoenix metro area and throughout Maricopa County as a dedicated workers’ compensation insurance agent. The company helps businesses secure the mandatory coverage required by Arizona law and assists in managing claims to control costs. Agents guide clients through payroll classification to ensure accurate premiums and avoid penalties. This agency routinely handles employer liability coverage and return-to-work coordination for injured employees.
Adrar Insurance Agency in Phoenix, Arizona provides workers' compensation insurance policies and counsel to local employers, managing claims and regulatory compliance. Its service plans include periodic policy reviews to adjust coverage for changing workforce sizes and risk exposures. Ongoing maintenance involves coordinating with payroll providers to ensure accurate premium calculations and timely renewals. The agency serves businesses operating single-family homes, apartment complexes, retail establishments, and restaurants within the Phoenix metropolitan area.
Touchdown Insurance serves Arizona businesses that need workers’ compensation coverage, including small contractors, retail operations, and professional offices in the Phoenix area. As a local agent, the firm assists employers in selecting policies that meet state insurance requirements and help protect employees against on-the-job injuries. Representatives work to explain coverage options and the claims process in straightforward terms. The agency extends its services to employers in nearby Scottsdale and other communities throughout the greater Phoenix metropolitan region.
As summer heat intensifies construction and outdoor work across Phoenix, the risk of workplace injuries climbs higher. Southland Insurance Services provides specialized workers’ compensation insurance agency services tailored to local businesses facing those seasonal demands. The firm helps employers identify their coverage obligations under Arizona regulations and secure policies that protect both their workforce and financial stability. On-the-ground guidance is offered to ensure adequate liability limits are set and claims procedures are clearly understood. An initial walk-through of your company’s premises and current operations schedules a thorough risk assessment.
Ray Johnson - Insurance Agency provides specialized workers’ compensation coverage for businesses in the Phoenix area, focusing on policies for small and medium-sized operations. It also offers general advice on managing claims and controlling premium costs through safety planning. The agency helps employers understand their legal obligations under Arizona’s workers’ compensation laws and assists with policy adjustments during seasonal hiring peaks, ensuring adequate protection as workloads increase.
Hill & Usher operates as a workers' compensation insurance agent in Phoenix, Arizona. The firm focuses on helping businesses manage the complexities of workplace injury coverage while securing policies that meet legal requirements. It also assists clients in integrating return-to-work programs and risk management strategies into their existing operations. These services are designed to stabilize premium costs and support a safer work environment. The company serves commercial sectors including offices, warehouses, and food service establishments seeking localized support.
Contractors Insurance Agency Inc, based in Phoenix, Arizona, is known for connecting local businesses with workers' compensation insurance policies that meet state requirements and employer needs. The agency serves general contractors, subcontractors, and other construction-related trades across the greater Phoenix area. It also works with companies in light manufacturing and service industries to manage workplace risk exposure. Under a standard application, this agency additionally provides workplace safety consultations tailored to the insurer’s specific operational hazards.
As Phoenix businesses prepare for the summer heat, which often increases workplace strain, Always Insured LLC coordinates Workers' Compensation Insurance coverage for local employers. The company focuses on policies that meet Arizona's legal requirements while protecting both small shops and larger commercial operations in the metro area. By evaluating each client's specific industry risks, they help secure appropriate protection against employee injury claims. An initial on-site inspection of the workplace is the first step they take to assess safety conditions.
What Does a a Workers' Compensation Insurance Agent in Phoenix Cost?
Workers compensation insurance costs in Arizona vary by industry, payroll size, and claims history. For a small business in Phoenix, annual premiums typically range from $500 to $3,000 per employee for low-risk jobs. Higher risk industries like construction may see rates from $5 to $20 per $100 of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Phoenix
Workers compensation insurance agents in Phoenix help businesses comply with Arizona state law. Arizona requires most employers with one or more employees to carry workers comp coverage. An agent can guide you through policy options and ensure you meet legal obligations under Arizona Revised Statutes Title 23.
Frequently Asked Questions
Who needs workers compensation insurance in Phoenix Arizona?
In Arizona, any employer with one or more employees must carry workers compensation insurance. This includes full-time, part-time, and seasonal workers. Sole proprietors and some independent contractors may be exempt.
What are the penalties for not having workers comp in Arizona?
Arizona law imposes fines of up to $1,000 per day for noncompliance. The Arizona Industrial Commission can also issue stop-work orders. Criminal charges may apply for willful violations.
How can a Phoenix workers comp agent help my business?
An agent can compare policies from multiple carriers to find suitable coverage. They can also help you understand Arizona classification codes and premium calculations. This saves time and reduces risk of underinsurance.
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