The top-rated workers' compensation insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 19 workers' compensation insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 6 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 7 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 8 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 9 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 10 | Business Insurance Services Inc | 1080 Kilauea Ave | (808) 935-1888 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a resource for workers’ compensation insurance. They assist local businesses in securing coverage that addresses medical expenses and lost wages for employees injured on the job. This agency navigates the specific regulations affecting employers in Hawaii, helping clients maintain compliance with state requirements for workplace injury protection. Their services include policy placement for a range of business sizes and claims assistance for injured workers navigating the compensation process.
Iris Kuwaye - State Farm Insurance Agent provides workers' compensation insurance coverage for businesses throughout Hilo, HI. The agency offers policies tailored to meet state requirements and helps manage claims efficiently. Service plans include regular policy reviews to ensure coverage aligns with evolving business needs, as well as assistance with paperwork and compliance updates. Maintenance plans are designed to support ongoing risk management and premium accuracy. This agent services single-family homes, apartments, retail stores, and restaurants.
Claire Justo - State Farm Insurance Agent serves local homeowners, business owners, and property managers in Hilo by providing workers' compensation insurance coverage. This agent assists clients in understanding policy options that meet Hawaii's regulatory requirements for employee protection. Guidance is offered for managing claims and keeping premiums stable. Service also extends to neighboring communities such as Pāhoa and the broader South Hilo District.
Zack Pacleb - State Farm Insurance Agent serves Hilo, Hawaii, and the surrounding communities throughout the Big Island. It handles workers' compensation insurance policies for local businesses, helping employers meet state coverage requirements. The agency works with clients to review their payroll, job classifications, and coverage needs. To handle a typical job, it provides a detailed policy analysis and explains how benefit calculations apply to their specific industry operations.
For workers’ compensation coverage, a business may choose a single-policy purchase or a recurring plan that renews each term. Cary Ichinose - State Farm Insurance Agent in Hilo, HI helps local employers secure policies that meet state requirements for employee medical and wage protection. Clients can expect guidance on basic policy options and liability limits. This agent typically offers service on a scheduled basis, with periodic reviews to adjust coverage as business needs change.
Pyramid Insurance - Hilo provides workers’ compensation coverage, risk management consultation, and claims assistance to local businesses. It helps employers navigate Hawaii’s unique insurance regulations and maintain compliance with state requirements. Daily services include policy review, premium audits, and loss control guidance for various industries. Toward the end of each policy year, the agency assists clients with renewal preparations to accommodate shifting workforce numbers during the Big Island’s busy agricultural and tourist cycles.
As the islands’ seasonal rains and volcanic vog bring both physical strain and workplace hazards to the Big Island, businesses in Hilo turn to Hope Chu Hing - State Farm Insurance Agent for workers’ compensation insurance guidance. This local agency helps employers understand coverage requirements under Hawaii’s unique labor environment. They work to match policies with the specific risks found in agriculture, hospitality, and construction industries common to the area. An initial assessment of current operations and potential liabilities starts with a direct inspection of your workplace and safety protocols.
Fast Insurance Agency HI assists local businesses with workers' compensation insurance, specializing in coverage for employee injuries and lost wages in Hilo, HI. The agency emphasizes compliance with Hawaii’s distinct regulatory environment for workplace safety and claims management. Its services help employers navigate premium audits and risk reduction strategies. Businesses of all sizes can turn to the agency for tailored coverage solutions. They serve commercial clients including offices, warehouses, and food service operations.
Mind Insurance HI in Hilo, Hawaii, is known for helping local businesses navigate workers' compensation insurance requirements, offering policies that cover medical expenses and lost wages for injured employees. It assists employers in assessing risk and securing compliant coverage. The agency focuses on clear guidance through application processes and claims support. Specialty services can include safety program consultations tailored to regional industries like agriculture and tourism.
Business Insurance Services Inc handles residential workers' compensation insurance coverage for clients throughout Hilo, and they also provide commercial policies for local businesses. Their agency focuses on helping employers manage claims and comply with Hawaii’s unique island labor regulations, ensuring fair treatment for injured workers. Follow-up services include assisting with policy adjustments and claims documentation between regular visits, helping maintain consistent coverage as business needs evolve.
What Does a a Workers' Compensation Insurance Agent in Hilo Cost?
The cost of workers compensation insurance in Hawaii varies by industry, payroll, and claims history. For a small business in Hilo, annual premiums typically range from a few hundred to several thousand dollars. Rates are set by the Hawaii Department of Labor and Industrial Relations. This is general information and not insurance advice.
About workers' compensation insurance agents in Hilo
A workers compensation insurance agent in Hilo can help you obtain the coverage required by Hawaii state law. Hawaii requires most employers to carry workers compensation insurance for their employees. An agent can explain how local factors like the island economy affect your policy.
Frequently Asked Questions
What does a workers compensation insurance agent in Hilo do?
An agent helps you find a policy that meets Hawaii state requirements. They can explain different coverage options and assist with claims reporting. They also help you understand how your premium is calculated based on your payroll and industry.
Is workers compensation insurance required in Hawaii?
Yes, Hawaii law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
How do I choose a workers compensation insurance agent in Hilo?
Look for an agent licensed in Hawaii with experience serving local businesses. Ask about their knowledge of Hawaii specific laws and the Hawaii Workers Compensation Law. Check if they offer ongoing support for claims and policy changes.