The top-rated workers' compensation insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 15 workers' compensation insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 5 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 6 | Liberty Insurance Agency | 75-5586 Ololi Rd | (808) 515-6427 |
| 7 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 8 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 9 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 10 | ProService Hawaii | 75-1000 Henry St Suite 207 | (808) 334-1775 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a resource for workers’ compensation insurance. They assist local businesses in securing coverage that addresses medical expenses and lost wages for employees injured on the job. This agency navigates the specific regulations affecting employers in Hawaii, helping clients maintain compliance with state requirements for workplace injury protection. Their services include policy placement for a range of business sizes and claims assistance for injured workers navigating the compensation process.
First American Title Company, Inc. serves Kailua-Kona and the broader Hawaii County area as a workers’ compensation insurance agent. The firm assists local employers in securing coverage that complies with state regulations and protects against work-related injury claims. It provides policy comparisons and guidance on premium audits. The company specifically handles claims management support and payroll classification services for Hawaii businesses.
Matt DeMille, a local workers' compensation insurance agent in Kailua-Kona, serves small businesses, property managers, and commercial property owners seeking essential employer liability coverage. His office helps local firms navigate workplace injury policies and regulatory requirements within Hawaii's unique business landscape. Standard services include policy reviews, claims assistance, and coverage adjustments tailored for the region's hospitality and trade sectors. The agency also assists clients in nearby communities such as Captain Cook along the Kona coast.
Aloha Insurance Services Inc serves the greater Kailua-Kona area and surrounding communities throughout the Hawaii Island region. The company handles workers’ compensation insurance coverage, helping local businesses meet their legal obligations for employee injury protection. It assists employers in obtaining policies that comply with state requirements while aiming to manage premium costs. In handling a typical job, Aloha Insurance Services Inc analyzes a business’s classification codes and payroll data to recommend appropriate coverage options.
With Kailua-Kona’s seasonal shifts in construction and hospitality employment, Liberty Insurance Agency addresses the fluctuating risks local business owners face by providing workers’ compensation insurance agent services tailored to Hawaii’s unique market. They guide employers through mandatory coverage requirements, helping protect both full-time and temporary staff from job-related injuries. This agency focuses on analyzing each client’s liability exposure, offering policy options that align with local industry standards and safety regulations. A typical engagement begins with a thorough on-site inspection to evaluate workplace conditions and identify potential hazards.
In the realm of workers' compensation, businesses distinguish between the one-time purchase of a policy to cover a single project and the recurring, ongoing protection of a standard annual policy. Keinnen Kato - State Farm Insurance Agent, located in Kailua-Kona, HI, can provide guidance through these coverage options to meet local regulatory requirements. A general agent assists in evaluating risk and tailoring a policy accordingly. Service support usually runs on an as-needed basis, with annual policy reviews and claims assistance available upon request.
Atlas Insurance Agency in Kailua-Kona, Hawaii, provides workers' compensation insurance coverage and specialized risk management services to local businesses. The agency helps employers meet state requirements while protecting their workforce through tailored policy options. Clients benefit from ongoing claims support and guidance on safety protocols to reduce workplace injuries. The company serves a variety of commercial sectors including offices, warehouses, and food service operations across the Big Island community.
Paradise Insurance LLC specializes in providing workers' compensation insurance policies for employers in Kailua-Kona, Hawaii. It assists local businesses with securing coverage that addresses medical costs and lost wages for employees injured on the job. The agency also offers guidance on compliance with Hawaii’s specific workers' compensation regulations, helping companies manage risk and maintain proper documentation. During the busy tourist season or after a volcanic activity advisory, it helps businesses adjust their coverage to account for temporary staff or increased workplace hazards.
Based on ProService Hawaii in Kailua-Kona, this agency helps local businesses with workers compensation needs, starting with residential service for sole proprietors and home-based contractors in the area. The agent also arranges commercial coverage for larger employers, serving clients across the Kona and broader Big Island region. They provide guidance on policy compliance and claim support throughout the coverage period, and they schedule follow-up visits to review safety programs and update policies between regular renewal cycles.
What Does a a Workers' Compensation Insurance Agent in Kailua-Kona Cost?
Workers compensation insurance costs in Hawaii typically range from 1.5 to 5 percent of payroll for low risk office jobs and up to 15 percent or more for high risk industries like construction. The average rate in Hawaii was around 2.50 per 100 dollars of payroll in recent years. Actual costs depend on your specific business type and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Kailua-Kona
Workers compensation insurance agents in Kailua-Kona help employers meet Hawaii state law requirements. Hawaii law mandates that most employers with one or more employees carry workers compensation coverage. A local agent can guide you through the specific rules for Hawaii employers and help you find a policy that fits your business.
Frequently Asked Questions
What are the Hawaii requirements for workers compensation insurance?
Hawaii Revised Statutes Chapter 386 requires employers with at least one employee to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and legal penalties.
How can a Kailua-Kona agent help with my workers comp policy?
A local agent understands Hawaii specific classifications and rate factors. They can explain coverage options, help you complete required forms, and connect you with insurers licensed in Hawaii. They also assist with policy renewals and audits.
What factors affect workers comp insurance costs in Hawaii?
Costs depend on your business classification, payroll size, claims history, and safety record. Hawaii uses a competitive rating system, so rates vary by insurer. An agent can compare quotes from multiple carriers to find a suitable option.