The top-rated workers' compensation insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include ADH Insurance Agency, Inc, Greg Metelak - State Farm Insurance Agent, Farmers Insurance - Chantal Ortiz Meza. This directory lists 16 workers' compensation insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | ADH Insurance Agency, Inc | 2521 Technology Dr # 204 | (847) 697-0104 |
| 3 | Greg Metelak - State Farm Insurance Agent | 53 Douglas Ave | (847) 888-9875 |
| 4 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 5 | Freeway Insurance | 5 Clock Tower Plaza | (224) 856-4649 |
| 6 | Melissa Myers - State Farm Insurance Agent | 1350 E Chicago St Unit 8 | (847) 888-8050 |
| 7 | Pro Insurance Group | 2521 Technology Dr #201 | (833) 776-4671 |
| 8 | Leo R. Cox Agency | 1231 Larkin Ave | (847) 742-9713 |
| 9 | Kirkpatrick, Jones & Herzog Insurance Agency, Inc. | 19 S Spring St | (847) 741-9393 |
| 10 | Magnum Insurance Agency | 300 S McLean Blvd Unit C | (847) 608-7260 |
ADH Insurance Agency, Inc serves businesses in the greater Elgin and Kane County area, specializing in workers' compensation insurance agent services. The company helps local employers secure coverage that meets state-mandated requirements and protects against workplace injury claims. It assists with policy selection tailored to different industries, from manufacturing to service professions. ADH Insurance Agency, Inc also handles premium audits and provides guidance on loss control and safety compliance for Illinois-based employers.
Greg Metelak - State Farm Insurance Agent in Elgin, IL, offers workers' compensation insurance policies designed to cover medical expenses and lost wages for employees injured on the job. The agency provides personalized consultations to help business owners understand coverage options and maintain compliant policies through regular policy reviews. Servicing a diverse array of commercial properties, including single-family homes with employees, apartment complexes, retail stores, and restaurants.
Farmers Insurance - Chantal Ortiz Meza serves local businesses, property managers, and contractors in Elgin, Illinois, who need workers’ compensation insurance. The agency helps clients secure coverage that protects employees against job-related injuries and illnesses. It also guides businesses through policy options to meet state requirements for workplace injury protection. This includes assistance with claims reporting and risk management advice tailored to small and mid-sized employers. The agency additionally provides its services to companies in surrounding Kane County communities, including South Elgin.
Freeway Insurance offers workers’ compensation coverage guidance for businesses seeking to protect their employees and comply with local regulations. It provides access to customized insurance plans and assists with claims management and policy adjustments throughout the coverage period. Ongoing service includes risk evaluation and periodic policy reviews to help maintain appropriate protection as business needs change. The agency works with a variety of property types in the Elgin, Illinois area, including single-family homes, apartments, retail establishments, and restaurants.
Melissa Myers - State Farm Insurance Agent serves the Elgin, Illinois area and its surrounding communities, handling workers' compensation insurance coverage to meet the needs of local businesses. This agency works with employers to provide policies for work-related injuries and occupational illnesses. The typical job is managed by assessing individual business risks and discussing appropriate coverage limits, then offering available policy options from the carrier.
For clients in Elgin, IL, Pro Insurance Group understands the difference between evaluating a one-time policy purchase and managing an ongoing workers’ compensation plan that must be renewed annually. Their coverage addresses employer liability and medical expenses for work-related injuries, ensuring compliance with Illinois state regulations. Ongoing service runs on an as-needed basis to handle claims, policy adjustments, and audits throughout the policy period.
Leo R. Cox Agency specializes in connecting local businesses with workers’ compensation insurance coverage tailored to their specific operational risks. Its general services include policy selection assistance, premium evaluation, and claims support for injured workers. The agency helps employers navigate the complex requirements of Illinois state regulations regarding workplace injuries. It is particularly focused on assisting companies review coverage limits before seasonal employment increases take effect.
As local businesses in Elgin prepare for the winter season, the risk of workplace slips and accidents increases, prompting the need for reliable coverage. Kirkpatrick, Jones & Herzog Insurance Agency, Inc. operates as a workers' compensation insurance agent, helping employers obtain policies that comply with Illinois regulations. They guide clients through coverage options that address payroll classifications and accident response. An initial on-site assessment can be scheduled to evaluate workplace hazards and determine appropriate policy limits.
Serving businesses of all sizes, Magnum Insurance Agency provides workers’ compensation insurance to employers in Elgin, Illinois. The agency helps companies secure coverage that meets state requirements while managing workplace injury risks. Focusing on protecting both employees and employers, it offers policies tailored to various local industries, from manufacturing to retail. Claims support is included to assist businesses through the recovery process. This Workers’ Compensation Insurance Agent also serves nearby communities such as Carpentersville and the greater Fox Valley region.
What Does a a Workers' Compensation Insurance Agent in Elgin Cost?
Typical workers compensation insurance costs in Illinois range from $0.75 to $2.50 per $100 of payroll for low risk office jobs. Higher risk industries like construction can cost $5 to $15 per $100 of payroll. Premiums also depend on your claims history and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Elgin
Workers compensation insurance agents in Elgin Illinois help local businesses obtain coverage required by Illinois law. Under the Illinois Workers Compensation Act most employers with one or more employees must carry this insurance. Agents can explain how rates are set and assist with policy management for small to large companies.
Frequently Asked Questions
What does a workers compensation insurance agent in Elgin do?
An agent helps you find a policy that meets Illinois state requirements. They can compare quotes from different carriers and advise on coverage limits. They also assist with filing claims and managing policy renewals.
Is workers compensation insurance mandatory in Elgin Illinois?
Yes, Illinois law requires most employers with at least one employee to carry workers compensation insurance. Failure to have coverage can result in fines and legal penalties. An agent can help you understand exemptions for certain sole proprietors or corporate officers.
How do Illinois workers compensation rates work for Elgin businesses?
Rates are based on your business classification code and payroll. The Illinois Workers Compensation Commission sets loss costs which insurers use to calculate premiums. An agent can explain experience modifiers and how safety programs may lower your costs.
Workers' Compensation Insurance Agents in Other Illinois Cities
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