The top-rated workers' compensation insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent, JGP Insurance Group, LLC. This directory lists 18 workers' compensation insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center # 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 4 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 5 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 6 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 7 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr #1 | (618) 624-8937 |
| 8 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
| 9 | Nick Miller - COUNTRY Financial Representative | 1603 W Hwy 50 | (618) 233-1043 |
| 10 | Fischer-Going Insurance | 717 W Hwy 50 | (618) 624-2100 |
Scott Huels - State Farm Insurance Agent serves the St. Clair County area including O'Fallon, IL, offering workers' compensation insurance for local businesses. This agent helps employers secure coverage that addresses medical expenses and lost wages for employees injured on the job. Policies are tailored to meet Illinois state requirements for various industries. Scott Huels also provides guidance on workplace safety and payroll classifications. The office handles policy renewals and claims support for business owners in the region.
Rob Isringhausen - State Farm Insurance Agent in O'Fallon, Illinois provides workers’ compensation insurance coverage that assists local businesses in managing the costs of employee injuries and lost wages. The agency also offers review services to help ensure a business’s policy stays aligned with its current payroll and operational needs. Service plans include regular check-ins to address policy adjustments or claim questions as they arise. This office provides coverage for single-family homes, apartments, retail spaces, and restaurants.
Local homeowners, landlords, and small business owners in O'Fallon, IL, can obtain workers’ compensation insurance through Elisa Hager’s State Farm agency. The agency assists employers in securing coverage that meets state requirements while addressing the particular risks of local trades, retail, and service businesses. Policies include help with payroll classification and claim reporting. This agency also serves clients in the Belleville and Fairview Heights areas, providing coverage to employers across the surrounding St. Clair County metro region.
Serving O'Fallon, Illinois, and the surrounding St. Clair County communities, JGP Insurance Group, LLC specializes in securing workers' compensation coverage for local businesses. This agency handles the placement of policies designed to protect employers from the financial impact of workplace injuries and illnesses. It also assists clients with navigating the specific regulatory and compliance requirements of the Illinois workers' compensation system. To manage a typical job, the agency first evaluates the client’s risk profile and payroll, then recommends and secures a suitable policy from its carrier partners.
Jessica Harrison-Wilkins: Allstate Insurance provides workers' compensation coverage to employers in the O'Fallon, IL area. A key distinction exists between one-time policy placements, intended for a single project or a temporary employee, and recurring service options that maintain ongoing protection for a permanent workforce. Both types can help a business meet state-mandated requirements and manage the risks of workplace injuries. This agency offers new policy setups as well as routine policy reviews for existing clients. Service for workers' compensation insurance runs on a scheduled basis, typically aligned with policy renewals.
Burgmann Insurance Group specializes in workers' compensation insurance agent services for employers in O'Fallon, Illinois. The company advises businesses on policy selection, helping them secure coverage that addresses employee injury risks and regulatory compliance. It works to identify appropriate plans tailored to different industry needs and company sizes. During periods of seasonal workforce expansion or construction project surges, the agent can help manage changing exposure levels and ensure adequate protection remains in place to cover temporary or new hires.
As the autumn construction season ramps up in O'Fallon, local contractors often need updated workers' compensation coverage to keep their bids compliant and crews protected. Joe Wallace: Allstate Insurance addresses these needs by guiding small businesses through the policy options specific to Illinois workplace injury requirements. The office focuses on matching employer liability limits with common local risks found in building and warehouse trades. Any new client consultation begins with a walk-through of existing operations, where the agent takes notes on safety protocols and payroll details.
Derrick Lebryk - COUNTRY Financial Representative in O'Fallon, IL, helps local businesses manage the risks associated with workplace injuries. As a workers’ compensation insurance agent, he assists employers in securing coverage that addresses medical expenses and lost wages for employees hurt on the job. He works closely with clients to understand their specific operational exposures and to build appropriate insurance plans. His agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Nick Miller, a COUNTRY Financial representative in O'Fallon, Illinois, assists local homeowners with residential insurance coverage and helps small businesses obtain workers' compensation policies tailored to their workforce needs. He serves clients throughout the O'Fallon area and across the surrounding region. As a workers' compensation insurance agent, he explains coverage options that protect both employers and employees in case of workplace injury. He also ensures clients understand their policy details and recommends adjustments when businesses grow or change operations. Clients often return for periodic policy reviews or updates between annual renewal visits.
Fischer-Going Insurance, a workers' compensation insurance agent in O’Fallon, Illinois, is known for helping local businesses secure coverage that meets state regulations. Its services range from assessing employer risk and filing required forms to comparing policy options from multiple carriers. By focusing on the unique needs of small to midsize enterprises, the agency helps control premium costs while maintaining compliance. A recommended specialty service it can add on is offering employers a payroll audit review to ensure accurate reporting and avoid unexpected adjustments.
What Does a a Workers' Compensation Insurance Agent in O'Fallon Cost?
Typical costs for workers compensation insurance in Illinois range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs up to 15 to 30 dollars per 100 dollars of payroll for high-risk construction work. An O'Fallon agent can provide quotes specific to your business. This is general information and not insurance advice.
About workers' compensation insurance agents in O'Fallon
O'Fallon Illinois businesses need workers compensation insurance to cover employee injuries and illnesses. An agent in O'Fallon can help you understand Illinois requirements like the Illinois Workers Compensation Act and secure the right policy for your industry. Local agents know the specific risks for St. Clair County employers.
Frequently Asked Questions
What does a workers compensation insurance agent in O'Fallon do?
An agent helps you compare policies from different carriers to find coverage that meets Illinois state requirements. They explain how premiums are calculated based on your payroll and industry classification. They also assist with filing claims and managing your policy over time.
Is workers compensation insurance required for all O'Fallon businesses?
Yes, Illinois law requires most employers with one or more employees to carry workers compensation insurance. There are limited exceptions for some agricultural workers and certain family members. An agent can confirm if your business qualifies for an exemption.
How do Illinois workers compensation rates affect my premium in O'Fallon?
Rates in Illinois are set by the National Council on Compensation Insurance and approved by the state. Your premium depends on your payroll, job classifications, and claims history. An agent can help you find ways to lower your rate through safety programs or experience mod adjustments.
Workers' Compensation Insurance Agents in Other Illinois Cities
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