The top-rated workers' compensation insurance agent in St. Charles, Illinois is Bill Nelson - State Farm Insurance Agent, rated 5.0 stars across 311 reviews. Other highly rated options include Chris Knapp - State Farm Insurance, Comparion Insurance Agency, David Meisenheimer - State Farm Insurance Agent. This directory lists 16 workers' compensation insurance agents serving St. Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Nelson - State Farm Insurance Agent | 1309 W Main St | (630) 443-5100 |
| 2 | Chris Knapp - State Farm Insurance | 1103 W Main St | (630) 584-8500 |
| 3 | Comparion Insurance Agency | 2570 Foxfield Rd Suite 202 | (630) 232-8100 |
| 4 | David Meisenheimer - State Farm Insurance Agent | 311 N 2nd St Ste 106 | (630) 377-1300 |
| 5 | Orazio Difruscolo - COUNTRY Financial Representative | 1118 E Main St Ste 1A | (630) 549-7696 |
| 6 | Relation Insurance - Joseph M. Wiedemann & Sons Inc | 303 E Main St STE B | (847) 228-8400 |
| 7 | Rosenberg Insurance & Financial | 1121 E Main St Suite 200 | (630) 576-0009 |
| 8 | Hazen Insurance Agency, Inc. | 1100 W Main St STE B | (630) 485-5100 |
| 9 | Laura Osters - COUNTRY Financial Agent | 2N710 S Randall Rd | (630) 762-1326 |
| 10 | Brian Feltes & Associates, Inc. | 2435 Dean St #2d | (630) 762-9090 |
Bill Nelson - State Farm Insurance Agent serves the St. Charles, Illinois area, specializing in workers' compensation insurance coverage for local businesses. The agency helps employers secure policies that meet state requirements for covering work-related injuries and illnesses. It assists clients in understanding their liability risks and obtaining appropriate protection for their employees. Services include policy selection for various industries, claims support, and premium management strategies. The agency also handles unemployment insurance and employment practices liability for area businesses.
Chris Knapp - State Farm Insurance provides workers’ compensation coverage for businesses, helping employers manage workplace injury claims and compliance requirements. It offers policy consultations and claim support services to guide clients through the insurance process. The agency maintains routine policy review options to adjust coverage as business needs evolve. Its services are available to single-family homes with domestic employees, apartment complexes, retail establishments, and restaurants operating in the St. Charles, Illinois area.
Comparion Insurance Agency serves the St. Charles, Illinois area and surrounding communities in the Fox River Valley. It handles workers' compensation insurance for local businesses, addressing coverage for employee injuries and occupational illnesses. The agency works with clients to evaluate their specific operational risks. It then pairs these exposures with appropriate insurance policies that comply with state regulations. To handle a typical job, it begins by reviewing the client’s payroll and job classifications before recommending a tailored coverage plan.
David Meisenheimer - State Farm Insurance Agent in St. Charles, IL, serves local business owners, property managers, and homeowners who need workers' compensation insurance coverage. This agency helps employers obtain policies that provide medical benefits and wage replacement for employees injured on the job. As a State Farm agent, David Meisenheimer can review a company’s liability risks and tailor coverage to meet state requirements and operational needs. The agency also provides guidance on claims reporting and risk management. It serves clients throughout St. Charles as well as the greater Fox Valley area.
Orazio Difruscolo - COUNTRY Financial Representative in St. Charles, IL, provides workers’ compensation insurance as a recurring service through policy renewals and adjustments, as well as one-time policy consultations for businesses seeking immediate coverage. This service helps employers meet state requirements while managing claims and payroll classification for accurate premiums. Service is provided on a scheduled basis with coverage reviews at renewal and as-needed support for policy changes or claim inquiries.
Serving St. Charles and its surrounding communities throughout the Fox River Valley, Relation Insurance - Joseph M. Wiedemann & Sons Inc specializes in workers' compensation insurance coverage. It handles policies designed to protect businesses from costs associated with workplace injuries and occupational illnesses. The agency evaluates each client’s specific operational risks and loss history to tailor a suitable plan. For a typical job, it reviews the employer’s payroll classifications and safety protocols to align coverage with state regulatory requirements.
Rosenberg Insurance & Financial specializes in securing workers’ compensation coverage for local businesses, focusing on policies that meet state regulations regarding employee injury protection. The firm also assists employers with general risk management and insurance planning, helping clients navigate required coverages and premium structures in St. Charles and surrounding communities. It is well-positioned to advise on obtaining appropriate coverage during peak hiring seasons or following a workplace injury claim that may affect future policy terms.
Spring storms and seasonal layoffs can shift workplace risks in the Fox Valley area, prompting businesses to reevaluate their coverage. Hazen Insurance Agency, Inc., based in St. Charles, IL, serves local employers as a workers’ compensation insurance agent. The firm helps companies identify appropriate policies that address area-specific liability and medical cost concerns. Each engagement typically includes a walkthrough of the work site to review safety protocols and payroll classifications before any policy placement.
Laura Osters - COUNTRY Financial Agent assists businesses with securing workers' compensation insurance in St. Charles, IL, and the surrounding area. This agency specializes in providing coverage that helps protect both employers and employees in the event of a workplace injury or illness. It works with a broad range of local commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in St. Charles Cost?
Workers compensation insurance costs in Illinois vary by industry, payroll size, and claims history. For a small business in St Charles, annual premiums typically range from 500 to 3,000 dollars for low-risk office work, while construction or manufacturing may cost 5,000 to 15,000 dollars or more. Rates are set by insurers based on classification codes and experience modifiers. This is general information, not insurance advice.
About workers' compensation insurance agents in St. Charles
Workers compensation insurance agents in St Charles Illinois help local businesses obtain the required coverage under Illinois law. Illinois requires nearly all employers to carry workers compensation insurance, even those with just one employee. A local agent can guide you through the process of securing a policy that meets state mandates and protects your workforce.
Frequently Asked Questions
What does a workers compensation insurance agent in St Charles do?
An agent helps you compare policies from different insurers to find coverage that fits your business needs. They explain Illinois requirements, such as the Illinois Workers Compensation Act, and assist with policy management and claims support.
Is workers compensation insurance required for all businesses in St Charles Illinois?
Yes, under Illinois law, most employers with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and legal penalties.
How does an agent help with Illinois workers compensation classification codes?
The agent uses the correct class codes from the National Council on Compensation Insurance to determine your premium. Accurate classification is important because Illinois uses these codes to calculate rates based on job risk levels.
Workers' Compensation Insurance Agents in Other Illinois Cities
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