The top-rated workers' compensation insurance agent in Merrillville, Indiana is Crowel Agency, Inc., rated 4.9 stars across 360 reviews. Other highly rated options include Larson Brokerage Insurance Agency, Farmers Insurance - Alicia Radin, Elite Insurance Of Merrillville. This directory lists 16 workers' compensation insurance agents serving Merrillville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crowel Agency, Inc. | 251 W 80th Pl | (219) 756-4707 |
| 2 | Larson Brokerage Insurance Agency | 1595 E 85th Ave | (219) 472-0822 |
| 3 | Farmers Insurance - Alicia Radin | 365 E 84th Dr | (219) 661-9381 |
| 4 | Elite Insurance Of Merrillville | 8045 Cleveland Pl | (888) 411-9715 |
| 5 | Midcoast Insurance | 8585 Broadway ste 470 | (219) 213-2306 |
| 6 | HUB International | 8605 Broadway Suite A | (219) 865-6447 |
| 7 | Gayda & Associates | 6900 Broadway | (219) 793-9900 |
| 8 | The Billy Davis Insurance Group | 5544 Broadway | (219) 980-2886 |
| 9 | Walter Cook Insurance Agency Inc | 7199 Broadway | (219) 769-2387 |
| 10 | Jeremy Yancey: Allstate Insurance | 7870 Broadway # M | (219) 267-0899 |
Crowel Agency, Inc. offers workers' compensation insurance in Merrillville, Indiana, specializing in coverage for local businesses with varying risk levels. The agency works with clients to structure policies that address industry-specific loss exposures and compliance requirements. It serves employers seeking guidance on classification codes and payroll reporting. During the onset of the winter season, the agency helps companies prepare for increased slip-and-fall claims common in the colder months.
Larson Brokerage Insurance Agency serves Lake County and the Merrillville, Indiana area as a workers’ compensation insurance agent. It assists local businesses with securing coverage that meets state-mandated requirements. The agency helps employers navigate policy renewals and claims reporting to maintain compliance. It also advises clients on premium audit preparation and risk management strategies to control costs. Claims assistance and policy review are specific services it handles for area employers.
Farmers Insurance - Alicia Radin provides a range of workers’ compensation insurance coverage and services for local business owners in the Merrillville, Indiana area. Its service approach includes helping employers assess workplace risks and navigate claims processes to maintain compliance with state regulations. The agency offers ongoing policy reviews to adjust coverage as business needs shift. It services such properties as single-family homes with employees, apartments with maintenance staff, retail stores, and restaurants that require protection against employee injuries.
Elite Insurance Of Merrillville serves local businesses and property managers in need of workers’ compensation coverage. The agency helps commercial clients secure policies that provide medical benefits and wage replacement for employees injured on the job. Professionals in construction, manufacturing, and retail can receive guidance on selecting appropriate coverage limits and managing premium costs. The agency works to ensure policyholders remain compliant with Indiana state requirements. In addition to its Merrillville location, Elite Insurance also services clients throughout the greater Gary-Hammond metropolitan area.
Serving Merrillville and the surrounding communities of Northwest Indiana, Midcoast Insurance assists local businesses with workers’ compensation coverage. It handles policy selection, claims management support, and compliance guidance to help employers manage workplace injury risks. For a typical job, the agent first reviews the client’s industry exposure and payroll, then compares insurer options to recommend a suitable policy based on the company’s financial needs.
HUB International in Merrillville, Indiana, addresses workers' compensation needs by distinguishing between one-time policy purchases for a single period and recurring service options that cover annual renewals. These tailored insurance plans protect local businesses from the financial burdens of workplace injuries and lost wages, ensuring compliance with state regulations. The company also facilitates ongoing risk management guidance outside of standard coverage. Service is primarily provided on a scheduled basis through policy renewal cycles, though ad-hoc consultations are available upon request.
Gayda & Associates serves as a workers’ compensation insurance agent in Merrillville, Indiana, helping businesses manage employer liability and medical cost coverage for job-related injuries. The agency focuses on policies that address payroll classification and experience modification factors. It can assist with risk assessments and compliance requirements specific to Indiana regulations. Commercial sectors served include offices, warehouses, and food service operations, each requiring distinct coverage adjustments for their unique workplace hazards.
As summer construction ramps up across northwest Indiana, local businesses often face higher injury risks on job sites in and around Merrillville. The Billy Davis Insurance Group works with employers to secure workers' compensation coverage that meets state requirements and protects their workforce. This agency typically reviews each client’s operations and claims history to tailor a policy that balances cost with adequate protection. After a brief discussion of payroll and job classifications, a representative schedules an on-site inspection to verify workplace safety measures before binding the policy.
Walter Cook Insurance Agency Inc specializes in securing workers' compensation coverage for businesses in Merrillville, IN, tailoring policies to meet legal and operational requirements. It assists local employers in analyzing payroll classifications, managing claim procedures, and navigating risk factors common to this region. The agency can be contacted when a seasonal increase in manual labor turns a standard policy inadequate, or when a winter weather event on company property leads to an unexpected workplace injury requiring immediate claim support.
Jeremy Yancey: Allstate Insurance provides workers’ compensation insurance to businesses in Merrillville, Indiana. Residential insurance services are also offered to local homeowners. Commercial coverage addresses workplace injury liabilities for small and medium-sized companies throughout the region. The agency works with clients to explain policy options and coverage limits. After an initial consultation, the agent handles policy adjustments and claims support. Customers receive follow-up between regular visits to review their business needs and modify coverage as necessary.
What Does a a Workers' Compensation Insurance Agent in Merrillville Cost?
Workers compensation insurance costs in Indiana vary by industry and payroll size. For a small business in Merrillville, annual premiums typically range from 500 to 3,000 dollars per employee. Rates are set by the Indiana Workers Compensation Board and depend on your business classification code. This is general information and not insurance advice.
About workers' compensation insurance agents in Merrillville
Workers compensation insurance agents in Merrillville Indiana help local businesses comply with state laws and secure proper coverage. Indiana requires most employers with at least one employee to carry workers compensation insurance. An agent can explain how Indiana Code 22-3-2 applies to your business and guide you through the process of obtaining a policy.
Frequently Asked Questions
What does a workers compensation insurance agent in Merrillville do?
A workers compensation insurance agent helps you find a policy that meets Indiana state requirements. They review your business risks and payroll to recommend appropriate coverage levels. They also assist with policy renewals and claims questions.
Is workers compensation insurance required for all businesses in Indiana?
Indiana law requires workers compensation insurance for most employers with at least one employee. Certain exemptions apply for sole proprietors and some agricultural workers. An agent can help you determine if your business must carry coverage.
How can I find a workers compensation insurance agent in Merrillville Indiana?
You can search online for licensed agents in Lake County or ask for referrals from other local business owners. Make sure the agent is authorized to sell workers compensation policies in Indiana. Check with the Indiana Department of Insurance to verify their license.
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