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Find Workers' Compensation Insurance Agents in Mishawaka, IN

Directory of workers' compensation insurance agents in Mishawaka, Indiana. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 13 workers' compensation insurance agents in Mishawaka, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McCarthy Insurance Group
802 Lincolnway W, Mishawaka, IN 46544
(574) 259-5622 mccarthyins.com
Backstrom Insurance Group
3006 Lincolnway E, Mishawaka, IN 46544
(574) 360-8182 backstrominsurancegroup.com
HealthMarkets Insurance - Tony Letcher
1736 E Day Rd Suite 400 Suite 400, Mishawaka, IN 46545
(574) 307-8882 healthmarkets.com
DAC Insurance Inc., Michiana's Insurance Agency
1117 Lincolnway E, Mishawaka, IN 46544
(574) 256-6707 dacinsurance.com
Dennis Insurance Agency
2401 Lincolnway W, Mishawaka, IN 46544
(574) 254-1010 bettercoverages.com
Summers Insurance Agency
12415 McKinley Hwy, Mishawaka, IN 46545
(574) 252-0502 summers-insurance.com
HealthMarkets Insurance - Zack Spaulding
1736 E Day Rd Ste 200 #400, Mishawaka, IN 46545
(574) 240-4013 healthmarkets.com
Synergy Insurance Group
13800 Jackson Rd, Mishawaka, IN 46544
(574) 258-5555 synergyinsurancegroup.com
Mike Woods Insurance Agency INC American Family Insurance
105 E Grove St, Mishawaka, IN 46545
(574) 259-4400 amfam.com
American Family Insurance - Mishawaka
105 E Grove St, Mishawaka, IN 46545
(574) 259-4400 amfam.com
Trevino Insurance
1602 N Main St, Mishawaka, IN 46545
(574) 256-5712 trevinoinsurance.com
WalkerHughes Insurance
425 Park Pl Cir Suite 400, Mishawaka, IN 46545
(574) 234-7788 walkerhughes.com
Auto-Owners Insurance Mishawaka Claims
4220 Edison Lakes Pkwy #200, Mishawaka, IN 46545
(574) 243-9225 auto-owners.com

A workers compensation insurance agent in Mishawaka Indiana helps local businesses comply with state law. Indiana requires most employers with one or more employees to carry workers comp coverage. An agent can explain Indiana-specific rules like the exclusive remedy doctrine and help you choose a policy that fits your business.

What Does a Workers' Compensation Insurance Agent in Mishawaka Cost?

Workers compensation insurance costs in Indiana vary by industry and payroll. For a small office-based business in Mishawaka, annual premiums might range from 500 to 2,000 dollars. For construction or manufacturing, costs can be 5,000 to 20,000 dollars or more per year. Each business is rated individually based on its specific risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Mishawaka do?
An agent helps you find a policy that meets Indiana state requirements. They can explain coverage limits, exclusions, and how premiums are calculated based on your payroll and industry classification. They also assist with claims reporting and policy renewals.
Is workers compensation insurance required in Indiana for small businesses?
Yes, Indiana law requires most employers with one or more employees to carry workers compensation insurance. Sole proprietors and partners may be exempt but can still choose coverage. An agent can help you determine your specific obligation under Indiana Code 22-3-2.
How are workers comp premiums calculated in Indiana?
Premiums are based on your payroll, industry classification code, and claims history. Indiana uses the National Council on Compensation Insurance (NCCI) classification system. Your agent can help you estimate costs and find discounts for safety programs or experience mods.