The top-rated workers' compensation insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, McGowan Insurance Group, VanVleet Insurance. This directory lists 18 workers' compensation insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 4 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 5 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 6 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 7 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
| 8 | Tracy Schweizer - State Farm Insurance Agent | 1701 W Nat'l Rd | (765) 935-7373 |
| 9 | Indiana Farm Bureau Insurance | 1330 W Industries Rd | (765) 962-9548 |
| 10 | McQuiston Insurance Agency | 300 S 4th St | (765) 962-4151 |
Angie Witherby - State Farm Insurance Agent serves Richmond and Wayne County, Indiana, providing workers' compensation insurance coverage for local businesses. The agency helps employers meet state requirements by offering policies that cover medical expenses and lost wages for employees injured on the job. They also assist small businesses in managing payroll-based premium calculations and risk management strategies in this area.
Acceptance Insurance provides workers’ compensation coverage to businesses in and around Richmond, Indiana. The agency can tailor policies to meet specific state requirements while offering additional endorsements for medical cost containment and return-to-work programs. A focus on reducing employer liability through risk management helps local companies maintain compliance. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
McGowan Insurance Group serves residential clients in the Richmond, Indiana area who require workers’ compensation coverage for domestic employees. Commercial policies are also available for local businesses seeking to protect their workforce. The agency assists policyholders with risk assessment and claims guidance throughout the policy term. Clients typically schedule follow-up appointments to review coverage needs between regular visits, ensuring their insurance remains appropriate for any changes in staffing or operations.
VanVleet Insurance provides workers’ compensation coverage tailored to meet the needs of local businesses in the Richmond area. Its service plans include initial policy setup, ongoing payroll reporting adjustments, and proactive claims management to reduce employer liability. Maintenance services involve periodic risk assessments and compliance updates with Indiana regulations. The agency works with a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Brian Fuller: Allstate Insurance provides workers' compensation coverage for local businesses, property managers, and homeowners with small commercial operations in Richmond, Indiana. The agency helps employers navigate policy requirements to protect their employees against work-related injuries and lost wages. Claims support and risk management guidance are offered alongside standard policy administration. This insurance firm also extends its services to clients operating in nearby Centerville and the broader Wayne County area.
Affordable Insurance Agency, Division of RMD-Patti Insurance serves Richmond, Indiana, and the surrounding Wayne County communities. It handles workers’ compensation insurance for local businesses, addressing the specific coverage needs required by state regulations. This includes policies that provide medical care and wage replacement for employees injured on the job. To manage a typical risk assessment, the agency reviews a client’s payroll, industry classification, and safety history to determine appropriate coverage limits and premium calculations.
Mike Miller, operating as a State Farm Insurance Agent in Richmond, IN, exclusively specializes in providing workers' compensation insurance agent services tailored to local businesses. In addition to this focused area, the agency offers general insurance solutions designed to protect commercial and personal assets. It assists employers in securing policies that cover employee medical expenses and lost wages following a workplace injury. As the winter season approaches, the agent frequently helps clients navigate the increased risk of slip-and-fall claims on icy commercial properties.
For employers, workers’ compensation coverage can be tailored as a single policy for a one-time job or as a recurring package that protects ongoing operations. Tracy Schweizer - State Farm Insurance Agent in Richmond, IN, provides policies that cover medical expenses and lost wages for employees injured on the job. These policies also help protect the business from lawsuits related to workplace injuries. Such coverage can be arranged on a one-time basis for specific projects or as a scheduled service for regular payroll cycles.
Indiana Farm Bureau Insurance in Richmond, Indiana, provides Workers' Compensation Insurance Agent services for local businesses. The agency helps employers secure coverage for medical expenses and lost wages related to workplace injuries. It guides clients through policy selection that meets state requirements and industry needs. General support includes risk management advice and claims assistance to maintain a safe work environment. A specialty service it can add on is consultation for developing return-to-work programs for injured employees.
As local businesses in Richmond prepare for seasonal shifts in staffing or equipment use, managing workplace risk becomes a priority. McQuiston Insurance Agency assists employers in this area by arranging workers' compensation coverage that meets state requirements. The agency’s role involves guiding clients through policy options designed to cover medical expenses and lost wages following a job-related injury. After an initial consultation regarding the business’s operations and hazard profile, the agent typically coordinates an on-site safety inspection to help properly assess premium exposure.
What Does a a Workers' Compensation Insurance Agent in Richmond Cost?
Workers compensation insurance costs in Indiana vary by industry, payroll, and claims history. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs and up to 15.00 or more for high risk work. Richmond businesses may pay around 1.00 to 3.00 per 100 dollars for typical office or retail operations. This is general information and not insurance advice.
About workers' compensation insurance agents in Richmond
Workers compensation insurance agents in Richmond Indiana help local businesses secure coverage required by state law. Indiana Code 22-3-2-2 mandates that most employers with at least one employee carry workers comp insurance. An agent can guide you through policy options and ensure compliance with Indiana regulations.
Frequently Asked Questions
Do I need workers compensation insurance in Richmond Indiana?
Yes, under Indiana law most employers with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you determine if your business is exempt.
How do I choose a workers compensation insurance agent in Richmond?
Look for an agent licensed in Indiana who has experience with businesses in your industry. They should understand local risks and Indiana specific requirements. Ask about their process for handling claims and audits.
What does workers compensation insurance cover in Indiana?
It covers medical expenses and lost wages for employees injured on the job. Indiana also provides benefits for permanent partial disability and vocational rehabilitation. An agent can explain the specific benefit amounts set by state law.
Workers' Compensation Insurance Agents in Other Indiana Cities
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