The top-rated workers' compensation insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Boudreaux & Associates Insurance Agency, Inc., Terrebonne Insurance Agency, Inc, Zeal Insurance. This directory lists 20 workers' compensation insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 2 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 3 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 4 | Zeal Insurance | 2043 Coteau Rd | (985) 873-8000 |
| 5 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
| 6 | Farm Bureau Insurance | 282 Corporate Dr | (985) 876-2876 |
| 7 | Gautreaux Insurance Agency Inc | 204 Progressive Blvd | (985) 868-7522 |
| 8 | Dabdoub Insurance | 1795 Martin Luther King Blvd F-1 | (985) 868-8958 |
| 9 | Gulf South Risk Services | 250 Barrow St | (985) 868-7070 |
| 10 | ADDvantage Insurance | 4708 W Main St | (985) 873-2337 |
Trinity Insurance Agency, Inc serves the Houma, Louisiana metro area as a local workers' compensation insurance agent. The agency helps employers navigate mandatory coverage requirements and obtain policies that comply with state regulations. It assists businesses in securing protection for workplace injuries and managing premium classifications. A key service includes processing employer experience modification factors to reduce costs. The agency also handles independent contractor exemptions and medical-only claim filings.
Boudreaux & Associates Insurance Agency, Inc. in Houma, Louisiana offers workers' compensation policies for local businesses. The agency helps employers manage coverage and navigate claim procedures. They provide ongoing service to maintain compliance with state regulations and manage policy renewals. Their client base typically includes a variety of commercial operations, such as single-family homes, apartments, retail stores, and restaurants.
Terrebonne Insurance Agency, Inc. serves local businesses and commercial property owners in the Houma, LA, area who require workers' compensation insurance coverage. This agency assists employers in securing policies that meet state regulations and protect their workforce against job-related injuries. Their services include evaluating individual business risks, comparing available coverage options, and guiding clients through the claims process. By working with multiple insurance carriers, they aim to find suitable plans for different industries. They also extend their advisory services to neighboring communities such as Thibodaux and the broader Terrebonne Parish metro region.
Serving Houma, Louisiana, and the surrounding bayou communities, Zeal Insurance handles workers’ compensation coverage for local businesses. It focuses on policies that protect employees from job-related injuries while helping employers manage their legal and financial responsibilities. Each claim is approached by coordinating communication between the employer, the injured worker, and the insurance carrier to facilitate a smooth return-to-work process.
Page Insurance Agency in Houma, LA offers workers’ compensation insurance coverage tailored to local business needs, distinguishing between one-time policy placements for short-term projects and recurring service options for ongoing employee protection. The agency helps employers navigate Louisiana’s requirements to secure appropriate plans from different carriers. Assistance includes evaluating payroll and risk factors to determine suitable policy structures. Service runs on an as-needed basis, allowing clients to request support during renewals, audits, or when new coverage questions arise.
Farm Bureau Insurance provides a full range of workers’ compensation insurance services in Houma, Louisiana, including policy procurement and risk management guidance. Ongoing support is offered through routine policy reviews and claim assistance to help employers maintain compliance and manage workplace injuries. Its services extend to maintaining coverage for a variety of local business properties, including single-family homes, apartments, retail, and restaurants.
Specializing in workers' compensation insurance, Gautreaux Insurance Agency Inc assists local businesses in Houma, LA, with securing essential coverage for work-related injuries and illnesses. It also provides general support for navigating policy options, compliance requirements, and claims management. The agency works with employers of varying sizes to help maintain stable premiums and minimize disruptions during the claims process. As seasonal industries like fishing or construction face increased hazards during hurricane season, it helps clients adjust their coverage to match shifting workforce and risk conditions.
Dabdoub Insurance focuses on securing workers' compensation coverage for employers, integrating specialty endorsements to meet varying operational risks. As an agency situated in Houma, Louisiana, it advises clients on compliance with local regulations while tailoring policies to business needs. The company helps organizations manage employee injury claims and minimize associated costs through appropriate plan structures. Its services extend to commercial operations such as offices, warehouses, and food service establishments.
As local employers navigate the seasonal demands of Louisiana’s coastal industries, Gulf South Risk Services in Houma provides workers’ compensation insurance agent services tailored to those needs. They assist businesses in securing the proper coverage for employees injured on the job, helping to manage claim processes and compliance with state regulations. Their role includes evaluating workplace risks and advising on policies that align with current local labor requirements. An initial on-site inspection of the business’s operations is typically conducted before a policy is issued.
What Does a a Workers' Compensation Insurance Agent in Houma Cost?
Typical workers compensation insurance costs in Louisiana range from 0.50 to 2.50 dollars per 100 dollars of payroll for low risk office jobs and from 5.00 to 15.00 dollars per 100 dollars of payroll for high risk jobs like roofing or offshore work. Actual premiums depend on your specific business class payroll and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Houma
Workers compensation insurance agents in Houma Louisiana help local businesses secure coverage required by state law. Louisiana law mandates that most employers with one or more employees carry workers compensation insurance. An agent can explain the specific rules for industries common in the Terrebonne Parish area such as oil and gas maritime and construction.
Frequently Asked Questions
What are the requirements for workers compensation insurance in Louisiana?
Louisiana law requires employers with at least one employee to carry workers compensation insurance. Sole proprietors and partners can choose to exclude themselves. Coverage must meet state minimum benefit levels for medical care and wage replacement.
How do I find a workers compensation insurance agent in Houma?
You can search online for licensed agents in Terrebonne Parish or contact the Louisiana Department of Insurance for a list of authorized providers. Many local agencies specialize in coverage for small businesses and high risk industries.
What factors affect the cost of workers compensation insurance in Houma?
Costs depend on your business classification payroll size and claims history. Louisiana uses a loss cost rating system where each industry has a base rate. Houma businesses in oil and gas or construction often pay higher premiums due to increased risk.
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