The top-rated workers' compensation insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Terry Romero Wofford - State Farm Insurance Agency, Ideal Insurance, LLC, TSL Insurance Group. This directory lists 20 workers' compensation insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 3 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 4 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 5 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 6 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
| 7 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 8 | Theriot Insurance Agency | 714 E Kaliste Saloom Rd Ste A2 | (337) 289-6880 |
| 9 | BBCO Insurance | 312 Guilbeau Rd Unit 4C | (337) 446-2197 |
| 10 | Quality Plus Insurance | 1921 Kaliste Saloom Rd Suite 210 | (337) 233-9925 |
Leauxcal Insurance Agency, LLC serves the Lafayette, Louisiana, metro area as a workers’ compensation insurance agent. The agency helps local businesses secure and manage coverage for workplace injuries and illnesses. Workers’ compensation policies protect both employers and employees by covering medical costs and lost wages after job-related accidents. Leauxcal Insurance Agency assists businesses in navigating the complex requirements of Louisiana’s workers’ compensation regulations. In this area, it specifically handles policy placement for small contractors and independent workforce solutions tailored to local industries.
Terry Romero Wofford - State Farm Insurance Agency provides a comprehensive range of workers’ compensation insurance products for businesses in the Lafayette area. The agency offers standard coverage plans, helping employers meet legal requirements for employee injury protection, and also assists with policy maintenance, such as updating payroll classifications or handling claims reporting inquiries. These services ensure that business owners comply with state regulations while managing risk. The agency works with various property types, including single-family homes, apartments, retail stores, and restaurants that require employer coverage.
Ideal Insurance, LLC serves businesses, property managers, and contractors in the Lafayette area who need workers’ compensation coverage to protect their employees and operations. The agency guides clients through policy selection, payroll classification, and claims management to help maintain compliance with Louisiana labor requirements. By understanding local industry risks, they assist companies in securing appropriate coverage that meets legal obligations. Their service area extends into neighboring Broussard as well as the broader Lafayette Parish metro region.
TSL Insurance Group serves Lafayette, Louisiana, and the surrounding Acadiana communities, handling workers’ compensation insurance for local employers. The company assists businesses with policy selection, compliance requirements, and claims management for work-related injuries. It focuses on helping clients understand coverage options that meet Louisiana’s legal standards while managing premium costs. A typical job begins with reviewing a business’s operations and risk profile, then recommending appropriate coverage, followed by ongoing support for policy adjustments and claim filings as needed.
Clients may choose between one-time policy consultations for specific coverage needs or ongoing service agreements that monitor changing regulatory and compliance requirements. Complete Insurance Solutions of La, located in Lafayette, assists businesses with workers' compensation insurance, helping to protect employees and employers from workplace injury claims. Policies are tailored to local industry risks and statutory obligations. Service is generally provided on a scheduled or as-needed basis, depending on the client’s preferred service frequency.
Core Insurance Solutions assists businesses in Lafayette with securing workers’ compensation coverage tailored to their specific operational risks. The agency guides employers through the complexities of policy selection, claims management, and compliance with Louisiana’s regulatory requirements. By focusing on safeguarding both employees and company stability, it helps clients reduce financial exposure from workplace injuries. As seasonal employment shifts or new construction projects arise, the agency provides timely adjustments to ensure proper coverage during periods of heightened liability.
In South Louisiana’s active construction and oilfield sectors, securing compliant workers’ compensation coverage is a recurring seasonal challenge for local employers. Kastner Insurance Group LLC, located in Lafayette, helps businesses navigate these requirements by analyzing payroll classifications and claim histories to match them with appropriate carriers. Their work focuses on managing risk and meeting Louisiana’s legal mandates for workplace injury protection. Every new policy process begins with a thorough review of the client’s operational exposure and a scheduled on-site safety inspection of the workplace.
Theriot Insurance Agency in Lafayette, LA provides workers' compensation coverage to local businesses. The agency assists employers by structuring policies that meet state requirements while tailoring endorsements for specific operational risks. It reviews payroll classifications and experience modifiers to help clients manage premiums effectively. Services include claims support and safety program guidance for various commercial sectors. The agency serves offices, warehouses, and food service operations.
BBCO Insurance provides workers' compensation coverage for residential service businesses in Lafayette, LA, such as home health aides and cleaning contractors. The agency also supplies commercial insurance for larger local employers, helping them manage payroll-based premiums. Its service area includes Lafayette and surrounding communities across southern Louisiana. Between annual policy renewals, the office handles amended certificates and claims assistance as needed. Employers often return for follow-up adjustments to coverage when their workforce size changes.
What Does a a Workers' Compensation Insurance Agent in Lafayette Cost?
Typical costs for workers compensation insurance in Louisiana range from 0.75 to 2.50 per 100 dollars of payroll depending on the job risk. A low risk office job may cost around 0.50 per 100 dollars while a construction job can exceed 5.00 per 100 dollars. Premiums are also influenced by your experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Lafayette
Workers compensation insurance agents in Lafayette Louisiana help employers secure coverage required by state law. Louisiana Revised Statute 23:1168 mandates that most businesses with employees carry workers comp insurance. An agent can explain how rates are set by the Louisiana Workers Compensation Corporation and help you find a policy that fits your needs.
Frequently Asked Questions
Who needs workers compensation insurance in Lafayette Louisiana?
Any employer with one or more employees in Louisiana must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some independent contractors may be exempt.
What does a workers compensation insurance agent do in Lafayette?
An agent helps you compare policies from different carriers. They explain Louisiana specific requirements such as the 30 day waiting period for benefits. They also assist with filing claims and managing your policy.
How are workers comp rates determined in Louisiana?
Rates are based on your business classification code and payroll. The Louisiana Workers Compensation Corporation sets base rates. Your claims history and safety record can also affect your premium.
Workers' Compensation Insurance Agents in Other Louisiana Cities
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