The top-rated workers' compensation insurance agent in Kennebunk, Maine is Caryn James - Seaside Insurance Agency, rated 5.0 stars across 87 reviews. Other highly rated options include Cole Harrison Insurance Agency, Lyons Agency for Insurance, Armor Insurance Service. This directory lists 14 workers' compensation insurance agents serving Kennebunk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caryn James - Seaside Insurance Agency | 56 Portland Rd #4 | (207) 985-9754 |
| 2 | Cole Harrison Insurance Agency | 83 Main St | (207) 985-3361 |
| 3 | Lyons Agency for Insurance | 135 Fletcher St # 950 | (207) 985-2901 |
| 4 | Armor Insurance Service | 109 Main St | (207) 640-2797 |
| 5 | Kennebunk Savings Insurance | 50 Portland Rd | (207) 985-2941 |
| 6 | Tracey Bricker - State Farm Insurance Agent | 45 Portland Rd Unit 3b | (207) 985-6969 |
| 7 | Axisassure Insurance Service | 35 Portland Rd | (207) 489-4370 |
| 8 | Nationwide Insurance: James T Harris | 69 York St STE 5 | (207) 985-2525 |
| 9 | Landing Insurance | 2 Christensen Ln | (207) 967-8070 |
| 10 | Norwood Insurance Agency, Inc. | 43 Western Ave | (978) 372-5921 |
Caryn James - Seaside Insurance Agency serves Kennebunk and surrounding York County, Maine, specializing in workers' compensation insurance for local businesses. The agency helps employers secure coverage that meets state requirements while protecting their workforce. Through detailed policy reviews, it assists clients in understanding their premium calculations and risk classifications. This firm handles audit support for experience modification factors and employer liability policies.
Cole Harrison Insurance Agency provides workers’ compensation insurance solutions for businesses in the Kennebunk area, including policy placement, coverage analysis, and claims assistance. The agency offers services such as policy review and renewals to help businesses maintain proper coverage over time. These plans are designed to assist employers in managing risk and complying with state requirements. The agency services a range of commercial properties, including retail stores, restaurants, apartments, and single-family home construction sites.
Lyons Agency for Insurance serves local businesses, independent contractors, and property managers in Kennebunk, Maine, that require workers' compensation coverage. It helps clients secure policies that address workplace injury liabilities and comply with state regulations. The agency works with various carriers to match coverage to each business’s specific risk profile and payroll needs. Its services also extend to employers in communities such as Arundel along the Kennebunkport line.
Serving Kennebunk and the surrounding communities of southern Maine, Armor Insurance Service provides workers' compensation insurance to local businesses. The agency handles coverage for a variety of workplace risks, from physical injuries to occupational illness claims. Its approach typically involves assessing each client’s unique industry exposures to match a policy that meets regulatory requirements and supports a safe return to work.
For a workers’ compensation insurance agent like Kennebunk Savings Insurance in Kennebunk, Maine, a business selects either a one-time policy purchase for a specific project or recurring coverage for ongoing operations. The agent provides access to plans that cover medical expenses and lost wages following a workplace injury. Services here are typically available on an ongoing, as-needed basis to address policy renewals, claims assistance, or compliance updates as situations arise.
Tracey Bricker - State Farm Insurance Agent in Kennebunk, Maine provides workers’ compensation insurance, helping local businesses cover medical expenses and lost wages for job-related injuries. The agency also assists clients with general commercial insurance needs. These policies are essential in coastal communities, as heavy snow and ice in winter months often create hazardous conditions that increase the risk of slip-and-fall accidents for employees who work outdoors or in unmaintained parking areas.
As coastal Maine’s busy summer season approaches, Kennebunk businesses often face increased injury risks from seasonal staffing and outdoor work. Axisassure Insurance Service works with local employers to secure workers’ compensation coverage that addresses those specific operational hazards. Their agents explain how policy terms apply to each client’s industry, focusing on clear communication of coverage limits and compliance requirements. To begin, a representative will visit the workplace to conduct an initial risk assessment and review current safety practices before offering any coverage recommendations.
Nationwide Insurance: James T Harris provides workers' compensation coverage for businesses, specializing in policies that protect employees injured on the job. Located in Kennebunk, Maine, the agency helps employers meet state requirements while managing workplace injury risks. Their services include policy selection and claims support. They serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Landing Insurance provides residential coverage options for homeowners in Kennebunk, Maine, and also serves local businesses by arranging workers’ compensation insurance policies. Their service area encompasses Kennebunk and the surrounding communities, where they assist employers with meeting state coverage requirements and managing workplace risk. After a policy is in place, clients can contact the agency for adjustments, endorsements, or renewal support between the regular annual review visits.
Norwood Insurance Agency, Inc. in Kennebunk, ME is known for helping local businesses manage employee injury risks through workers' compensation coverage. Their service range includes policy placement that supports compliance with Maine's requirements for workplace injury benefits. As experts in this insurance sector, they analyze a company's payroll classifications and claims history to secure appropriate protection. This ensures financial support for medical expenses and lost wages if an accident occurs. A specialty service they offer includes helping businesses implement return-to-work programs for injured employees.
What Does a a Workers' Compensation Insurance Agent in Kennebunk Cost?
Workers compensation insurance costs in Maine vary widely based on your industry, payroll, and claims history. Typical rates range from 0.50 to 5.00 dollars per 100 dollars of payroll for low-risk jobs, and can exceed 15.00 dollars for high-risk work. Factors like your business location in Kennebunk and your safety record also affect the premium. This is general information and not insurance advice.
About workers' compensation insurance agents in Kennebunk
Workers compensation insurance agents in Kennebunk Maine help employers meet state requirements for covering employee injuries. Maine law requires most businesses with one or more employees to carry workers comp insurance. A local agent can guide you through the specific rules and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Kennebunk do?
A workers compensation insurance agent helps you understand Maine state requirements and find a policy that meets your coverage needs. They can explain how premiums are calculated and assist with filing claims or managing policy changes.
Is workers compensation insurance required for all businesses in Kennebunk Maine?
Yes, under Maine law most employers with one or more employees must carry workers compensation insurance. Certain exceptions exist for sole proprietors and some agricultural workers. An agent can clarify if your business qualifies for an exemption.
How do I choose a workers compensation insurance agent in Kennebunk?
Look for an agent licensed in Maine who has experience with businesses in your industry. Ask about their knowledge of Maine Workers Compensation Board rules and their ability to compare policies from multiple carriers.
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