The top-rated workers' compensation insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Diane Newman - State Farm Insurance Agent, MEMIC (Maine Employers' Mutual Ins. Co.), Plummer's Insurance Agency. This directory lists 16 workers' compensation insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 3 | MEMIC (Maine Employers' Mutual Ins. Co.) | 261 Commercial St | (207) 791-3300 |
| 4 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 5 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 6 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 7 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 8 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 9 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
| 10 | United Insurance | 470 Forest Ave | (207) 797-9400 |
Lotfey Dennett Insurance Brokers serves the Portland, Maine metro area as a workers' compensation insurance agent. The company helps local businesses secure coverage that meets state requirements for employee injury protection. It advises clients on policy options tailored to specific industries and workplace risks. The agency also assists with claims support to guide employers through the reporting process. It handles audit preparation services and safety program evaluations to help manage premium costs.
MEMIC, located in Portland, Maine, provides workers’ compensation insurance agent services that guide local employers through policy selection and risk management. The firm offers comprehensive service plans including regular payroll audits and proactive claims administration to help businesses maintain stable coverage. Their maintenance approach focuses on workplace safety consultations and loss prevention strategies tailored to each client’s operational needs. This agent primarily services properties for single-family homes, apartments, retail establishments, and restaurants across the region.
Plummer's Insurance Agency in Portland, Maine handles workers' compensation insurance as a distinct product requiring separate purchase rather than a bundled service, ensuring employers meet legal obligations for employee coverage. The agency guides clients through policy selection that addresses medical expenses and lost wages following workplace injuries. These services are provided on a scheduled basis, typically aligning with annual policy renewals and necessary compliance updates.
Clark Insurance serves Portland, Maine, and the surrounding communities with comprehensive workers' compensation insurance solutions. It handles policy placement for employers, managing the complexities of coverage that protect both workers and businesses from occupational injury costs. The agency also advises on compliance with Maine-specific regulations and risk reduction strategies. For a typical job, it assesses a client's payroll and industry risks, then identifies appropriate carriers, and negotiates terms to secure a policy that meets legal requirements and budget constraints.
Specializing in workers’ compensation insurance placement, the Champlin Agency helps Portland, Maine, employers manage occupational injury risk through tailored policy coverage. It also provides general commercial insurance brokerage services to local businesses. Agents analyze workplace classifications and payroll exposures to secure appropriate premium structures. During seasonal construction projects or winter weather disruptions, the agency assists clients in adjusting coverage to address temporary workforce fluctuations and increased slip-and-fall hazards common in northern New England.
Cross Insurance serves Maine businesses and property managers in the greater Portland area by providing Workers’ Compensation Insurance Agent services. It assists clients with securing coverage to comply with state regulations and protect against workplace injury claims. The company helps organizations manage risk and navigate the complexities of workers’ compensation policies tailored to local industry needs. Cross Insurance also extends its services to neighboring communities throughout Cumberland County and the surrounding Portland metro region.
As Portland businesses prepare for winter weather, slip-and-fall and cold-related workplace injuries become a higher priority. Co Insurance Group LLC serves local employers by designing workers’ compensation insurance policies that cover medical costs and lost wages from job-related accidents. The agent evaluates each company’s unique risk profile, industry hazards, and payroll size to recommend appropriate coverage limits. A thorough initial consultation and workplace safety inspection is then scheduled to identify hazards and help prevent future claims.
Hanover Insurance Co serves as a workers' compensation insurance agent in Portland, ME, offering businesses coverage for work-related injuries and illnesses. The company also provides specialized add-ons for policyholders. These complimentary services include risk assessment consultations, workplace safety training, and return-to-work program coordination. Agents can design customized plans for local commercial sectors such as offices, warehouses, and food service operations.
United Insurance serves Portland, Maine and the surrounding communities in Cumberland County. It handles workers’ compensation coverage for local businesses seeking to protect their employees from job-related injuries and illnesses. The company assists clients in navigating the complexities of classification codes and premium audits to ensure accurate policy structuring. For a typical job, the agent begins with a thorough review of the business’s operations and payroll to identify appropriate coverage options and manage risk exposure.
What Does a a Workers' Compensation Insurance Agent in Portland Cost?
Workers compensation insurance costs in Maine vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and can exceed 10.00 dollars per 100 dollars for high-risk trades like construction. Premiums are also influenced by the employers experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Portland
Workers compensation insurance agents in Portland Maine help businesses meet state requirements for employee injury coverage. Maine law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the specific classifications and rates set by the Maine Workers Compensation Board.
Frequently Asked Questions
What are the workers compensation insurance requirements for businesses in Portland Maine?
Under Maine law, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to carry coverage can result in fines and legal penalties.
How does a workers compensation insurance agent in Portland help with Maine-specific rules?
An agent familiar with Maine law can help you understand classification codes used by the state and ensure your policy meets the requirements of the Maine Workers Compensation Act. They can also assist with audit preparation and policy adjustments.
What is the time limit for reporting a workplace injury in Maine?
In Maine, an employee must report a workplace injury to their employer within 30 days of the incident. The employer then has 14 days to report the injury to their insurance carrier. Missing these deadlines can affect claim eligibility.
Workers' Compensation Insurance Agents in Other Maine Cities
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