The top-rated workers' compensation insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 16 workers' compensation insurance agents serving Danvers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel J. Guarino Insurance Agency, Inc. | 99 Rosewood Dr #111 | (978) 777-5820 |
| 2 | Edgewater Insurance Group | 85 Constitution Ln #2B | (978) 979-6592 |
| 3 | Goodnow Insurance | 16 Park St | (978) 774-2620 |
| 4 | Phil Richard Insurance | 27 Garden St #1b | (978) 774-4338 |
| 5 | Angelo Perrina - GEICO Insurance Agent | 150 Andover St | (978) 326-1850 |
| 6 | Salem Five Insurance Services, LLC | 75 Sylvan St Suite B-202 | (978) 977-4884 |
| 7 | Hurley Insurance Agency | 27 Garden St #1b | (978) 777-9394 |
| 8 | John J Doyle Insurance | 85 Constitution Ln #2h | (978) 777-6344 |
| 9 | Circle Insurance Agency, Inc. | 247 Newbury St | (978) 777-7030 |
| 10 | County Insurance Agency, Inc. | 123 Sylvan St | (978) 774-2463 |
Daniel J. Guarino Insurance Agency, Inc. serves Danvers and the surrounding Essex County area as a dedicated workers' compensation insurance agent. This firm assists local employers in securing coverage that meets state regulatory requirements and provides wage replacement and medical benefits for work-related injuries. It guides businesses through policy choices that align with their specific operations and risk profiles. Support includes policy review, guidance on classification codes, and assistance with audit questions. The agency helps navigate the Massachusetts workers' compensation system.
Edgewater Insurance Group serves local businesses that require workers’ compensation coverage, including small retailers, contractors, and professional offices. The agency specializes in obtaining policies that protect employees and comply with state regulations. It also assists employers in managing claims and controlling insurance costs. Located in Danvers, Massachusetts, Edgewater Insurance Group further serves companies and property managers throughout the North Shore area, including nearby communities such as Salem.
Goodnow Insurance serves Danvers, Massachusetts, and the surrounding North Shore communities with professional workers' compensation coverage services. It handles employer liability protection, medical expense management, and compliance filings required by state mandates for workplace injury claims. The agent ensures businesses secure appropriate policy limits based on their payroll and industry classification. For a typical job, it reviews the client’s operational risks, presents coverage options from multiple carriers, and assists with the necessary paperwork to bind the policy.
Phil Richard Insurance provides workers’ compensation insurance agent services in Danvers, Massachusetts, differentiating between one-time policy placements and recurring coverage options for local businesses. Coverage helps protect employers from financial liabilities related to workplace injuries, medical expenses, and lost wages. The firm operates with a thorough understanding of state regulations and industry-specific risk factors. Their service structure accommodates clients on a recurring, scheduled, or as-needed basis, allowing for flexibility in renewals, policy adjustments, or single-purchase situations.
Angelo Perrina - GEICO Insurance Agent provides workers’ compensation insurance services for businesses in Danvers, Massachusetts, assisting with policy selection, claims guidance, and coverage reviews. Maintenance plans typically include periodic policy assessments to ensure adequate liability protection as business operations evolve. The agent helps clients navigate the specific requirements of this state-mandated coverage, focusing on compliance and risk mitigation. Its professional services serve local commercial property operators, including single-family homes, apartments, retail establishments, and restaurants.
The workers’ compensation insurance agency specializes in securing coverage that meets legal requirements and protects businesses from financial losses due to workplace injuries. As an agent based in Danvers, MA, it assists local employers in navigating complex policies, ensuring compliance with state regulations, and managing risk. These services help companies maintain stable operations and support injured workers through recovery. The agency also addresses seasonal concerns, such as advising on safety protocols for winter conditions that increase slip-and-fall claims in the area.
As local businesses prepare for the winter season with its increased slip-and-fall risks, Hurley Insurance Agency in Danvers, MA provides workers’ compensation insurance agent services to manage such workplace liabilities. This agency helps employers secure coverage that complies with Massachusetts state requirements while protecting both the company and its workforce. Because each business has unique exposure to occupational hazards, a thorough assessment of payroll and job duties is done. A new policy begins with a complete on-site inspection of the worksite to evaluate safety conditions.
John J Doyle Insurance operates as a local workers' compensation insurance agent based in Danvers, Massachusetts, assisting businesses with their required policies and risk management needs. As a focused specialist, the agency also provides tailored coverage support for employers navigating workplace injury claims and regulatory requirements. It serves various commercial operations, including general offices, warehouse and distribution facilities, and food service establishments.
Circle Insurance Agency, Inc. in Danvers, MA handles residential workers' compensation needs for local homeowners and their small household staff. They also offer commercial coverage for area small businesses and independent contractors requiring workplace injury protection throughout the North Shore region. Policies cover medical expenses and lost wages for employees injured on the job. The agency typically follows up with clients after each policy term to review coverage changes and ensure continued protection during regular visits.
County Insurance Agency, Inc. in Danvers, MA is known for guiding local businesses through the complexities of workers’ compensation insurance. The agency helps employers secure coverage that meets state requirements while managing workplace injury risks. It assists with policy selection and claims navigation for a range of industries in the Danvers area. Specialty loss control consultations can add on to help reduce workplace hazards and premium costs over time.
What Does a a Workers' Compensation Insurance Agent in Danvers Cost?
The cost of workers compensation insurance in Massachusetts varies by industry and payroll. For a small office business, rates may start around 50 cents per 100 dollars of payroll. For higher risk work like construction, rates can be 10 to 15 dollars per 100 dollars of payroll. Your agent can provide a quote based on your specific business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Danvers
Workers compensation insurance agents in Danvers Massachusetts help local businesses secure coverage required by state law. Massachusetts General Law Chapter 152 mandates that nearly all employers with one or more employees carry workers comp insurance. An agent can explain how rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts and help you comply with local regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Danvers do?
A workers compensation insurance agent helps Danvers business owners find the right policy for their industry and payroll size. They explain Massachusetts coverage requirements and assist with filing forms. They also help you understand how your experience modification factor affects your premium.
Is workers compensation insurance required for all businesses in Danvers Massachusetts?
Yes, Massachusetts law requires workers compensation insurance for almost all employers with one or more employees, including part time workers. Sole proprietors and partners without employees can choose to exempt themselves. Failure to carry coverage can result in fines and a stop work order from the state.
How do Massachusetts workers comp insurance rates work?
Rates in Massachusetts are set by the Workers Compensation Rating and Inspection Bureau and approved by the state. Your premium is based on your payroll, employee job classifications, and your company safety record. An agent can help you classify employees correctly to avoid overpaying.