The top-rated workers' compensation insurance agent in Dracut, Massachusetts is BETTENCOURT INSURANCE GROUP, INC, rated 4.9 stars across 347 reviews. Other highly rated options include Colleen A Coughlin Insurance Agency Inc., L'Hussier Insurance, Cloutier Insurance Agency. This directory lists 10 workers' compensation insurance agents serving Dracut.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | BETTENCOURT INSURANCE GROUP, INC | 7 Broadway Rd Unit B | (978) 770-0217 |
| 2 | Colleen A Coughlin Insurance Agency Inc. | 1794 Bridge St #5a | (978) 221-6991 |
| 3 | L'Hussier Insurance | 1641 Bridge St | (978) 452-5240 |
| 4 | Cloutier Insurance Agency | 1996 Lakeview Ave | (978) 957-4881 |
| 5 | WellSure Insurance Service | 31 Bolton Ave | (978) 593-3150 |
| 6 | Albert A Daigle Insurance Agency Inc | 313 Willard St | (978) 459-2101 |
| 7 | Szczepanik Stephen J Insurance Agency | 471 Aiken Ave | (978) 454-3106 |
| 8 | Buxton Insurance | 471 Aiken Ave | (978) 454-8636 |
| 9 | Falcons Insurance & Financial | 1049 Lakeview Ave # 9 | (978) 323-4500 |
| 10 | berkshire hathaway insurance guard companies | 11 C, 11 Broadway Rd | (800) 673-2465 |
Bettencourt Insurance Group serves businesses throughout Greater Lowell and Middlesex County from its Dracut, Massachusetts location. As a workers’ compensation insurance agent, the company assists employers with securing coverage mandated by Massachusetts law. They guide clients through policy selection, premium audits, and claims management. Their services include helping contractors, manufacturers, and small businesses obtain required coverage for workplace injuries. They also handle experience modification reviews and annual policy renewals in the Commonwealth.
Colleen A Coughlin Insurance Agency Inc. provides a full range of workers’ compensation insurance services to local businesses in Dracut, MA, including policy placement, risk assessment, and claims support. The agency offers personalized service plans designed to help clients manage coverage adjustments as their operational needs evolve. These plans include routine policy reviews and compliance assistance with state insurance requirements. It services a variety of commercial properties, including single-family home contractors, small apartment complexes, retail storefronts, and local restaurants.
Businesses, commercial property managers, and self-employed contractors in Dracut, MA rely on L'Hussier Insurance for workers’ compensation coverage that protects employees and employers from job-related injury costs. The agency reviews each company’s risk profile and payroll to tailor policies that meet state requirements and safeguard daily operations. Claims support and policy adjustments are handled directly to ensure clients maintain compliance and minimize disruptions. In addition to serving Dracut, L'Hussier Insurance also provides workers’ compensation solutions for companies operating in Lowell and the greater Merrimack Valley region.
Cloutier Insurance Agency serves the Dracut, Massachusetts area and surrounding communities, providing workers’ compensation insurance for local businesses. It handles policies that protect both employers and employees by covering medical costs and lost wages after a workplace injury or illness. Navigating complex state regulations and classification codes is a key part of its daily work. To handle a typical request, it first reviews the business’s specific operations and payroll, then customizes coverage to meet legal requirements while maintaining manageable premiums.
WellSure Insurance Service in Dracut, MA differentiates between one-time policy consultations and recurring account management for workers’ compensation coverage. As an agent, the firm helps employers secure insurance that meets state-mandated requirements for workplace injury benefits. This involves analyzing payroll classifications and claims histories to recommend appropriate protection. General guidance on risk reduction and premium audits may also be provided. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s ongoing compliance needs.
Albert A Daigle Insurance Agency Inc specializes in workers' compensation insurance placement for local businesses in Dracut, MA. Its general work includes assisting employers with policy selection, risk management advice, and claim reporting. The agency helps businesses maintain compliance with state regulations while managing coverage costs. During periods of seasonal workforce expansion, it ensures that temporary or part-time workers are properly covered under appropriate policies.
As local businesses face the increased liabilities of winter slip-and-fall claims and summer construction risks, Szczepanik Stephen J Insurance Agency of Dracut, MA, provides workers' compensation coverage solutions. The agency understands the changing seasonal hazards that affect payroll exposure and claims frequency in this region. Professionals seeking to protect their workforce will find personalized consultation on policy structures that align with state requirements. The process typically begins with an on-site review of the business operations to assess workplace conditions and employee classifications. An in-person inspection of the current safety protocols follows.
Buxton Insurance provides workers’ compensation coverage for businesses in Dracut, Massachusetts. As an insurance agent, it focuses on policies that protect employers from claims related to employee injuries and occupational illnesses. The company can help local businesses navigate state-specific coverage requirements as well as necessary safety and compliance considerations. It assists commercial sectors including professional offices, warehouses, food service operations, and other small to midsize work environments throughout the area.
Falcons Insurance & Financial serves residential clients in Dracut, Massachusetts, with tailored workers' compensation solutions. It also provides commercial coverage for local small businesses and independent contractors throughout the greater region. The firm assists employers in managing their coverage needs by explaining policy requirements and helping with initial filings. After setting up a plan, the agent remains available for follow-up service, including policy adjustments or renewal questions between regular visits.
Berkshire Hathaway Insurance Guard Companies in Dracut, MA, is known for providing workers compensation coverage exclusively for local employers. It serves small businesses and larger enterprises throughout the region, assisting them in managing workplace injury risk and fulfilling state insurance requirements. The firm offers consultation on policy options designed to comply with Massachusetts regulations and reduce employer liability. For a specialty add-on, it provides access to loss prevention services aimed at improving workplace safety protocols.
What Does a a Workers' Compensation Insurance Agent in Dracut Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low-risk jobs, and up to 20.00 or more for high-risk jobs. Your agent can provide quotes based on your specific business. This is general information and not insurance advice.
About workers' compensation insurance agents in Dracut
Workers compensation insurance is required for most employers in Massachusetts. A local agent in Dracut can help you understand state laws and find a policy that fits your business needs. They can also assist with filing claims and managing premiums.
Frequently Asked Questions
Who needs workers compensation insurance in Dracut Massachusetts?
In Massachusetts, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and some family members may be exempt.
What does a workers compensation insurance agent in Dracut do?
An agent helps you compare policies from different carriers to find coverage that meets Massachusetts requirements. They also provide guidance on payroll reporting, premium audits, and claim procedures.
How can I lower my workers compensation insurance costs in Dracut?
You can reduce costs by implementing a workplace safety program and maintaining accurate payroll records. Some agents can help you qualify for experience rating modifications or group rating plans.