The top-rated workers' compensation insurance agent in Memphis, Tennessee is Zach Jaworski - State Farm Insurance Agent, rated 4.8 stars across 239 reviews. Other highly rated options include Fields Insurance, Clay & Land Insurance, Inc., Riskbusters Insurance. This directory lists 16 workers' compensation insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Jaworski - State Farm Insurance Agent | 5501 Murray Ave | (901) 794-3691 |
| 2 | Fields Insurance | 3766 Ridgeway Rd | (901) 465-0011 |
| 3 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 4 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 5 | Sneed Insurance | 4515 Poplar Ave #322 | (901) 372-4580 |
| 6 | Crye-Leike Insurance Agency | 6525 N Quail Hollow Rd #400 | (901) 758-5622 |
| 7 | Chris Jeans - State Farm Insurance Agent | 4593 Elvis Presley Blvd #107 | (901) 346-0300 |
| 8 | Larry E. Crum & Associates | 5165 Poplar Ave #100 | (901) 767-2210 |
| 9 | Pete Mitchell & Associates Insurance, Inc. | 4216 Millbranch Rd | (901) 345-6176 |
| 10 | Mutual Insurance Company | 3932 S Perkins Rd | (901) 215-9800 |
Zach Jaworski - State Farm Insurance Agent serves the Memphis, Tennessee metro area, offering workers' compensation insurance to local businesses. This type of policy helps cover medical costs and lost wages for employees who are injured on the job. In compliance with state requirements, the agency tailors coverage to various industries to protect both employers and workers. The firm assists clients with filing claims and managing premium audits.
Fields Insurance provides workers' compensation insurance agent services for businesses throughout the Memphis, Tennessee area. The company assists local employers with securing coverage for workplace injuries and handling policy compliance requirements. Ongoing service includes claims reporting support and periodic policy reviews to adjust coverage as a client's payroll or risk profile changes. Field Insurance independently represents multiple carriers to find suitable policy options. It works with business clients operating single-family homes, apartment buildings, retail stores, and restaurants.
Clay & Land Insurance, Inc. serves businesses and employers in the Memphis, Tennessee area, specializing in workers’ compensation insurance. The agency helps local employers secure coverage that meets state requirements and protects their workforce from job-related injuries. They assist with policy selection, risk management guidance, and claims support tailored to various industries. By understanding the specific needs of regional employers, the firm provides practical insurance solutions for workplace safety compliance. This coverage extends throughout the Mid-South, including neighboring communities such as Germantown and Collierville.
Riskbusters Insurance serves the greater Memphis, Tennessee area and its surrounding communities, handling workers' compensation insurance needs for local businesses. The agency helps employers secure coverage that addresses medical expenses and lost wages for work-related injuries. It assists clients in navigating policy requirements specific to Tennessee's workers' compensation laws. To manage a typical job, the agency first reviews a business's operations and payroll, then matches it with suitable insurance carriers to ensure compliance and adequate protection.
Sneed Insurance provides workers' compensation coverage on either a one-time or recurring service basis, depending whether a client’s policy requires a single filing for a finite project or annual renewal for ongoing operations. As a local Memphis agent, the firm works with area businesses to structure policies that meet statutory requirements for workplace injury protection. Services are available on an as-needed schedule, allowing employers to request consultation or policy adjustments whenever their specific risk situation changes.
Crye-Leike Insurance Agency in Memphis, TN specializes in securing workers' compensation coverage for local businesses. It navigates the complexities of this mandatory insurance, helping employers find policies that meet Tennessee's regulatory requirements while protecting both workers and company assets. The agency serves a range of industries, tailoring its guidance to the specific risks and payroll structures of each client. It frequently assists businesses with managing policy audits and keeping coverage aligned with seasonal workforce changes, such as during the region's peak summer construction period.
As spring hiring ramps up across Memphis businesses, temporary workers often face elevated injury risks during early training periods. Chris Jeans - State Farm Insurance Agent provides workers’ compensation coverage tailored to help local employers manage those occupational hazards. This agency works with small and mid-size operations to secure policies that address medical costs and lost wages following workplace accidents. A representative reviews current payroll classifications and safety protocols during the initial assessment.
Larry E. Crum & Associates secures workers' compensation insurance for businesses in the Memphis, TN, area. The agency tailors coverage specific to the unique risks of workplace injury and occupational illness, advising clients on policy compliance and premium management. It can serve commercial sectors such as offices, warehouses, and food service establishments, ensuring each operation meets Tennessee’s coverage requirements.
Pete Mitchell & Associates Insurance, Inc. handles workers' compensation insurance locally in Memphis, Tennessee. Residential policyholders obtain coverage tailored for household injuries, while their commercial clients find protection for workplace-related employee claims across the region. As a local agent, they guide each policyholder through the nuances of Tennessee’s workers' compensation laws to ensure appropriate coverage. After a claim or annual renewal, they review the policy details to confirm it remains suitable, scheduling follow-up discussions to adjust coverage before the next regular service visit.
What Does a a Workers' Compensation Insurance Agent in Memphis Cost?
Workers compensation insurance costs in Tennessee vary by industry payroll and claims history. For a small business in Memphis rates typically range from 1.50 to 3.00 per 100 dollars of payroll. High risk industries like construction may see rates above 5.00 per 100 dollars. Premiums are also influenced by the employer experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Memphis
Workers compensation insurance agents in Memphis Tennessee help businesses comply with state law requiring coverage for most employers. Tennessee law mandates that any business with five or more employees must carry workers comp insurance. An agent can guide you through the specific requirements for Shelby County and help you find a policy that fits your operations.
Frequently Asked Questions
Who needs workers compensation insurance in Memphis Tennessee?
In Tennessee any business with five or more employees must have workers compensation insurance. Certain industries like construction have different thresholds. An agent can help determine if your business is required to carry coverage.
What does a workers compensation insurance agent do in Memphis?
A workers compensation agent helps you compare policies from different carriers to find coverage that meets Tennessee state requirements. They also assist with policy changes claims support and audit preparation.
How long do I have to report a workplace injury in Tennessee?
Tennessee law requires employees to report a workplace injury to their employer within 30 days. The employer must then file a claim with their insurance carrier promptly. An agent can help you understand reporting timelines and procedures.
Workers' Compensation Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City