The top-rated workers' compensation insurance agent in Richmond, Virginia is Insurance Doctor, rated 4.8 stars across 557 reviews. Other highly rated options include Brett J Allen Insurance Agency, Insurance Doctor of Eastern Henrico VA, WBA Insurance. This directory lists 40 workers' compensation insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 2 | Brett J Allen Insurance Agency | 5206 Markel Rd Suite 303 | (804) 512-7875 |
| 3 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 4 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
| 5 | Bacon Insurance Group | 3711 Westerre Pkwy suite d | (804) 967-9717 |
| 6 | Insurance Doctor of Short Pump Va | 11638 W Broad St | (804) 723-6830 |
| 7 | OMS Insurance Agency | 4124 Meadowdale Blvd A | (804) 275-4645 |
| 8 | Direct Auto Insurance | 63 S Laburnum Ave | (804) 222-4552 |
| 9 | Usher Insurance | 507 Branchway Rd | (804) 423-5674 |
| 10 | Spherient Advisors | 6802 Paragon Pl Suite 126 | (804) 457-2309 |
Insurance Doctor provides workers' compensation insurance agent services for businesses in the Richmond, VA area. It offers policy placement and ongoing account management to help employers meet state coverage requirements for their workforces. Regular policy reviews and claims support are part of its standard service plan for commercial clients. The company handles coverage for a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Brett J Allen Insurance Agency serves businesses in Richmond, Virginia, that need workers’ compensation insurance to protect their employees and operations. The agency works with companies across various industries to help secure coverage for on-the-job injuries and related liabilities. It assists clients in navigating policy requirements specific to Virginia’s workers’ compensation laws. The firm also provides services to property managers and small business owners seeking compliant insurance solutions. Beyond Richmond, the agency covers surrounding communities such as Chesterfield and Henrico County.
Insurance Doctor of Eastern Henrico VA provides a full range of workers' compensation insurance agent services to businesses throughout the Richmond area. It assists clients in securing coverage for workplace injuries and illnesses, and offers policy reviews to help manage premium costs. Service plans include claims support and guidance through the regulatory requirements specific to Virginia’s workers’ compensation system. The company services a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
For workers' compensation coverage, a local agent provides both a one-time policy setup or an ongoing service for adjusting coverage as a business grows. WBA Insurance operates in Richmond, Virginia, assisting employers with compliance and claims management specific to this area. While a single policy can address immediate needs, recurring service ensures continuous updates for changing payrolls or risk levels. Their support runs strictly on an as-needed basis, triggered by new hires, policy renewals, or a workplace incident.
Bacon Insurance Group provides tailored workers' compensation insurance solutions for businesses in Richmond, Virginia. It offers coverage options to protect employers from the financial impact of workplace injuries and illnesses. The agency serves a diverse client base, helping local companies understand their premium structures and develop risk management strategies. This work supports smoother claims processes and compliance with state regulations. A specific area of assistance includes evaluating coverage adjustments following changes in employee roles or seasonal hiring fluctuations common in the Richmond area.
As local businesses in Richmond prepare for seasonal shifts in workforce or construction activity, their need for reliable workers’ compensation insurance often increases. Insurance Doctor of Short Pump Va helps employers in this area secure coverage that meets regulatory requirements and protects against workplace injury claims. The company focuses on matching policy options to specific operational risks common around the region. Partnering with multiple carriers allows for flexible solutions without overextending budgets. A typical engagement begins with an initial assessment of the business’s current coverage gaps and occupational hazards.
OMS Insurance Agency serves Richmond, Virginia, and the surrounding communities with comprehensive workers' compensation insurance solutions. The company handles coverage for medical expenses, lost wages, and legal liabilities arising from workplace injuries. It works closely with local businesses to navigate Virginia's specific regulatory requirements for this type of insurance. To handle a typical job, OMS Insurance Agency begins by carefully assessing each client's operational risks and then matches those needs with appropriate policy options from a selection of reliable carriers.
Direct Auto Insurance serves Richmond, Virginia, as a Workers' Compensation Insurance Agent. The company helps local businesses secure coverage for employee workplace injuries and related medical expenses. It guides clients through policy options that meet Virginia state requirements and often includes payroll classification. The agency also assists in managing premium audits and provides advice on experience modification ratings to help control long-term costs among Richmond employers. It handles new policy applications for small construction firms and ongoing policy adjustments for growing service companies.
Usher Insurance serves businesses in Richmond, Virginia by offering comprehensive workers' compensation insurance coverage. This company focuses on protecting employers from financial burdens related to workplace injuries and illnesses, while also helping to navigate complex compliance requirements. Workers' compensation policies from Usher Insurance can cover medical expenses, lost wages, and rehabilitation costs for injured employees. Commercial sectors this agent can assist include offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Richmond Cost?
Workers compensation insurance costs in Virginia vary by industry, payroll size, and claims history. Average rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk jobs, while high-risk jobs like construction can cost 5.00 to 15.00 dollars or more. Each policy is unique. This is general information, not insurance advice.
About workers' compensation insurance agents in Richmond
Workers compensation insurance agents in Richmond Virginia help businesses secure coverage required under Virginia law. Virginia Code Title 65.2 mandates that most employers with three or more employees carry workers comp insurance. An agent can guide you through policy options and ensure compliance with state regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Richmond do?
A workers compensation insurance agent helps Richmond businesses find and purchase policies that meet Virginia state requirements. They explain coverage limits, assist with payroll classification, and help file claims if needed.
Is workers compensation insurance required for all businesses in Virginia?
Under Virginia law, most employers with three or more employees must carry workers compensation insurance. Certain industries like construction have different thresholds. An agent can help determine your specific obligations.
How do I choose a workers compensation insurance agent in Richmond?
Look for an agent licensed in Virginia with experience in your industry. Check their knowledge of Virginia Workers Compensation Commission rules. Ask about their process for handling claims and policy renewals.
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