The top-rated workers' compensation insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 16 workers' compensation insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Multiservices between Latinos | 1259 Courthouse Rd #204 | (540) 755-1190 |
| 7 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 8 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 9 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 10 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
Rachel Johnson - State Farm Insurance Agent serves Stafford County, Virginia, offering workers' compensation insurance solutions for local businesses. This agency helps employers secure coverage that addresses medical expenses and lost wages for work-related injuries, ensuring compliance with Virginia state requirements. The agent guides clients through policy selection to match their industry risk and operational size. Policies are designed to protect both the business and its employees during recovery periods. The agency also assists with managing policy audits and claims reporting procedures.
As a workers’ compensation insurance agent, Gary Boxley’s office in Stafford, VA helps local businesses secure coverage for job-related injuries and lost wages. The agency advises on policy options tailored to different industries, including routine policy reviews to ensure compliance with Virginia’s workers’ comp laws. Claims support and risk consultations also form part of the service they offer their business clients. The agency regularly services single-family homes, apartments, retail shops, and restaurants.
Serving homeowners, small businesses, and property managers in Stafford, Virginia, Patricia Grant of Farmers Insurance assists clients with workers’ compensation insurance. This coverage helps protect employers by providing benefits to employees injured on the job, a necessity for local operations. The agent helps assess business risks and policies to meet coverage needs for various industries. Patricia Grant also serves clients in the surrounding Fredericksburg area, extending support throughout the broader region.
J. Green Insurance serves Stafford, Virginia, and the surrounding communities, handling workers' compensation insurance for local businesses. It assists employers in securing coverage that meets state regulations and protects their workforce against job-related injuries. The agency works with businesses to find appropriate policies that balance compliance with practical cost considerations. For each client, it typically begins by evaluating the specific operational risks and payroll details before presenting policy options that fit the company’s needs.
For clients with occasional contractors, Michael C. Smith - State Farm Insurance Agent offers workers' compensation policies on a one-time basis to cover short-term or project-specific work. For businesses with ongoing employees, recurring policies provide continuous liability protection against workplace injuries and lost wages. This Stafford, VA agency tailors each plan to the client’s payroll and risk profile, ensuring compliance with state regulations. Service coordination operates on a scheduled basis, with annual renewals or updates arranged as the business’s coverage needs change.
Multiservices between Latinos specializes in providing workers’ compensation insurance for local businesses. It assists employers in Stafford with securing coverage that addresses work-related injury claims and medical costs. The company offers general risk assessment services tailored to small and mid-sized commercial operations. Throughout the changing construction and service seasons, it helps businesses adjust their policies to accommodate temporary staffing fluctuations and the increased injury risks that arise during peak workload periods.
With Stafford’s growing small-business sector, seasonal hiring and shifting job sites often create new liability exposures for local employers. Chamblin Insurance LLC helps business owners navigate these risks as a workers’ compensation insurance agent. The firm identifies gaps in coverage and compares policy options from multiple carriers to match each client’s payroll and industry class codes. After an initial consultation, the agent schedules a walkthrough of the work premises to confirm job task descriptions and safety protocols before binding coverage.
Virginia Senior Benefits and Family Care operates as a workers’ compensation insurance agent in Stafford, VA, assisting local businesses with coverage for workplace injuries. It specializes in tailoring policies to meet the unique needs of small and mid-sized employers. The agency also provides guidance on premium management and compliance with Virginia’s workers’ compensation requirements. It can serve a range of commercial sectors, including office environments, warehouses with industrial risk, and food service operations such as restaurants and catering kitchens.
EZ FIX INSURANCE AGENCY is known for guiding small and medium businesses through the complexities of workers’ compensation coverage in the Stafford area. The agency helps employers secure policies that meet Virginia’s regulatory requirements while protecting both workers and business finances. By evaluating specific industry risks and payroll factors, it works to find appropriate coverage limits and premium structures. For construction and contracting firms, the agency can also assist with occupational accident insurance as a specialized add-on service.
What Does a a Workers' Compensation Insurance Agent in Stafford Cost?
Workers compensation insurance costs in Virginia typically range from 0.50 to 2.50 per 100 dollars of payroll depending on the job classification. For example office workers may pay less than 0.50 per 100 while construction workers may pay over 2.00 per 100. Your actual premium also depends on your claims history and any available discounts. This is general information and not insurance advice.
About workers' compensation insurance agents in Stafford
Workers compensation insurance agents in Stafford Virginia help local businesses meet state requirements for employee injury coverage. Virginia law mandates that most employers with three or more workers carry workers comp insurance. An agent can guide you through Virginia-specific classifications and premium calculations to ensure proper coverage.
Frequently Asked Questions
Who needs workers compensation insurance in Stafford Virginia?
In Virginia any employer with three or more employees must carry workers compensation insurance. This includes full-time part-time and seasonal workers. Sole proprietors and some independent contractors may be exempt but an agent can clarify your specific situation.
What does a workers compensation insurance agent do in Stafford?
An agent helps you choose a policy that meets Virginia state laws and your business needs. They explain classification codes that affect your premium and assist with claims reporting. They also advise on safety programs that may reduce your insurance costs.
How are workers compensation premiums calculated in Virginia?
Premiums are based on your business payroll the type of work employees do and your claims history. Virginia uses classification codes set by the National Council on Compensation Insurance. An agent can help you estimate costs and find ways to lower your rate.
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