The top-rated auto insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 411 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Stan Faulkner - State Farm Insurance Agent. This directory lists 15 auto insurance agents serving Homewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 191 W Valley Ave #116 | (205) 564-7093 |
| 2 | Freeway Insurance | 430 Green Springs Hwy #18 | (205) 304-1246 |
| 3 | Thomas Waters - State Farm Insurance Agent | 3103 Independence Dr | (205) 879-1988 |
| 4 | Stan Faulkner - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-5626 |
| 5 | Direct Auto Insurance | 68 Green Springs Hwy | (205) 715-8390 |
| 6 | Matt Johnston - State Farm Insurance Agent | 1701 Oxmoor Rd | (205) 879-8887 |
| 7 | Tim Johns - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-8400 |
| 8 | John Carlton: Allstate Insurance | 109 Columbiana Rd | (205) 983-6175 |
| 9 | Seguro Auto Insurance | 103 Broadway St | (205) 870-8100 |
| 10 | Shane Cone: Allstate Insurance | 832 Green Springs Hwy # 103 | (205) 941-1800 |
Acceptance Insurance in Midfield, Alabama provides auto insurance agent services. Its representatives help customers choose appropriate coverage levels and manage policy updates or claims filing. The agency offers guidance on liability and full-coverage options to meet state requirements. Necessary paperwork is handled, and renewals are coordinated throughout the policy term. The office services local drivers, including those who own single-family homes, rent apartments, operate retail businesses, or manage restaurants.
Freeway Insurance serves homeowners, drivers, and local business owners in Homewood, Alabama, seeking personal auto coverage. It also provides policies for those needing protection on multiple vehicles, such as families or individuals with commuter cars. The agency assists clients by comparing rates from various carriers to find suitable plans. It helps customers understand coverage options including liability, collision, and comprehensive insurance. Freeway Insurance also extends its auto insurance services to residents across the greater Birmingham metro, including the nearby community of Mountain Brook.
Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama, metro area, focusing on auto insurance for local drivers. The agency helps customers find coverage that meets both state requirements and personal needs. Policies can be tailored to protect against common risks on area roads. An agent can review existing plans or build new ones entirely. The office specifically handles liability coverage and uninsured motorist protection for Homewood residents.
Stan Faulkner - State Farm Insurance Agent serves the Homewood, AL area with a range of personal auto insurance policies tailored to individual driving needs. Their service options include liability, collision, and comprehensive coverage plans designed to protect against common roadway risks. Regular policy reviews and claims assistance are provided to help maintain appropriate protection levels. The auto insurance agent services properties including single-family homes, apartments, retail establishments, and restaurants locally.
Direct Auto Insurance serves the Homewood, Alabama area and its surrounding communities. The agency handles auto insurance policies for local drivers, helping them find coverage that meets their individual needs. Each policy is explained clearly so customers can understand their protection options. The company recommends coverage amounts based on typical driving patterns and local requirements. To handle a typical job, the agent reviews the driver's history and vehicle details before comparing quotes to find an appropriate policy.
Matt Johnston – State Farm Insurance Agent serves drivers in Homewood, Alabama, and the surrounding Birmingham-area communities. The office handles personal auto insurance policies, including liability, collision, and comprehensive coverage, along with available roadside assistance options. When a customer comes in with an existing policy or for a new quote, the agent reviews driving history and coverage needs to explain different plans clearly. The team then works to match available policy options to the client’s specific circumstances and budget.
At Tim Johns - State Farm Insurance Agent in Homewood, AL, area homeowners, renters, and auto drivers can receive personalized coverage for their vehicles and property needs. Services include policy review, claims assistance, and adjusting protection to match changing customer circumstances. This auto insurance agent regularly helps clients understand liability limits and deductibles during annual check-ins. The office also serves residents and commuters in nearby Mountain Brook.
For homeowners seeking annual renewal reviews and those needing immediate post-accident support for an auto insurance policy, John Carlton: Allstate Insurance in Homewood, AL provides both recurring and one-time service options. As an agency in this region, it helps clients compare different levels of collision coverage, liability limits, and comprehensive plans. This office ensures policyholders understand deductibles and uninsured motorist protections for local driving conditions. Service availability is offered on both a scheduled appointment and as-needed basis for claim assistance.
Seguro Auto Insurance specializes in providing liability coverage and comprehensive protection for drivers in the Homewood, Alabama area. As an auto insurance agent, it helps residents obtain policies that meet state-mandated requirements and protect personal vehicles. The agency guides clients through coverage options suited to their daily commuting and family transportation needs. Before the back-to-school season, the company assists families with reviewing policies to ensure adequate protection for young drivers heading to campus or learning to drive.
As storm season arrives in Homewood, drivers often review their coverage to ensure it meets their needs. Shane Cone: Allstate Insurance assists local auto owners in choosing liability, collision, and comprehensive plans that align with Alabama driving conditions. Agents explain how deductibles affect premiums and describe available add-ons like roadside service or rental reimbursement. Each policy requires a clear understanding of state minimum requirements versus full protection. The process typically concludes with a review of the driver's personal vehicle information to complete an initial assessment of coverage needs.
What Does an a Auto Insurance Agent in Homewood Cost?
The average cost of full coverage auto insurance in Alabama is around 1500 to 2000 dollars per year. Minimum liability coverage may cost 400 to 700 dollars annually. Actual rates vary based on your personal factors and the insurance company. This is general information and does not constitute insurance advice.
About auto insurance agents in Homewood
Auto insurance agents in Homewood Alabama help drivers find coverage that meets state requirements. Alabama law mandates minimum liability coverage of 25/50/25 for all drivers. Local agents can explain policy options and help you compare quotes from different carriers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Alabama?
Alabama requires liability coverage of at least 25000 dollars per person for bodily injury and 50000 dollars per accident. Property damage liability must be at least 25000 dollars. Uninsured motorist coverage is also required in most cases.
How do I find a good auto insurance agent in Homewood Alabama?
You can search online for independent agents or captive agents in Homewood. Check their license status with the Alabama Department of Insurance. Ask for referrals from neighbors or local business owners.
What factors affect auto insurance rates in Homewood Alabama?
Rates depend on your driving record, age, vehicle type, and credit history. Your location in Homewood and annual mileage also matter. Alabama allows insurers to use credit scores when setting premiums.
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