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Compare Auto Insurance Agents in Destin, FL

Directory of auto insurance agents in Destin, Florida. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 auto insurance agents in Destin, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Morrow: Allstate Insurance
3997 Commons Dr W Ste H, Destin, FL 32541
(850) 650-0600 agents.allstate.com
Liufau McCall Insurance Group
36008 Emerald Coast Pkwy Suite 601B, Destin, FL 32541
(850) 460-7490 destininsuranceagent.com
The Baldwin Group (formerly Affordable Home insurance)
4008 Legendary Dr Suite 400, Destin, FL 32541
(850) 654-1567 baldwin.com
Lucleon Insurance
305 Mountain Dr Ste G, Destin, FL 32541
(850) 361-2882 lucleoninsurance.com
Jim Liufau - State Farm Insurance Agent
36008 Emerald Coast Pkwy Ste 401, Destin, FL 32541
(850) 837-1329 jimliufau.com
Health Care Exchange
225 Main St Ste 12, Destin, FL 32541
(850) 376-3459 myhealthcareexchange.com
Aqua Bay Insurance
4507 Furling Ln STE 201, Destin, FL 32541
(850) 269-0686 aquabayins.com
Norton Insurance of Florida
4012 Commons Dr W STE 118, Destin, FL 32541
(850) 244-1574 norton-insurance.com
Asshield Insurance
415 Mountain Dr STE 3, Destin, FL 32541
(850) 684-0164 asshield.com
Acentria Insurance
4634 Gulfstarr Dr, Destin, FL 32541
(850) 650-1950 acentria.com
Defender Insurance Group
4460 Legendary Dr Suite 300A, Destin, FL 32541
(850) 979-5225 defenderinsurance.rocks
Smile Insurance Agency
529 US-98, Destin, FL 32541
(850) 470-1646
Destin Insurance Group
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242 destininsurance.com
Waterfield & Associates Inc.
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242 destininsurance.com
Flexible Insurance FL
36120 US-98, Destin, FL 32541
(850) 790-0426

What Does a Auto Insurance Agent in Destin Cost?

Typical annual auto insurance costs in Florida range from $1,200 to $2,500 for minimum coverage and $2,000 to $4,000 for full coverage. Rates vary based on your driving record, vehicle type, age, and location in Destin. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida requires at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers medical expenses regardless of fault. PDL covers damage you cause to another persons property.
Do I need uninsured motorist coverage in Destin Florida?
Uninsured motorist coverage is not required by Florida law but is strongly recommended. It protects you if you are hit by a driver without insurance. Many agents suggest adding this coverage for extra financial protection.
How can an auto insurance agent in Destin help me save money?
An agent can compare quotes from multiple insurance companies to find a competitive rate. They can also identify discounts such as multi-policy, safe driver, or low mileage discounts. Working with an agent saves you time and ensures you understand your options.