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Auto Insurance Agents in Fernandina Beach, FL

Looking for a auto insurance agent in Fernandina Beach? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 auto insurance agents in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300 brightway.com
Brightway Insurance, The Tarzia Agency
960185 Gateway Blvd STE 107, Fernandina Beach, FL 32034
(904) 491-7622 brightway.com
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664 fernandinafern.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515 8flags.com
Compass Group Insurance
11 S 11th St, Fernandina Beach, FL 32034
(904) 746-4648 compassgroupinsurance.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736 agents.estrellainsurance.com
Nelson & Associates Insurance, LLC.
1890 S 14th St #301, Fernandina Beach, FL 32034
(904) 326-3288 nelsonandassociatesinsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707 morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606 ameliainsurance.com
Patriot Growth Insurance Services, LLC
911 S 8th St, Fernandina Beach, FL 32034
(904) 730-7343 shapiroinsurancegroup.com
Llerandi Insurance Group
474384 E State Rd 200, Fernandina Beach, FL 32034
(904) 310-3803 content.naic.org
Tatum Insurance Agency of Amelia Island
5317 S Fletcher Ave #3, Fernandina Beach, FL 32034
(904) 729-4575 tatumagency.com
Amelia Underwriters
117 Centre St, Fernandina Beach, FL 32034
(904) 261-2306 ameliaunderwriters.com
Farm Bureau Insurance - Fernandina Beach
1890 S 14th St Suite 301, Fernandina Beach, FL 32034
(904) 261-4355
Harper Insurance Agency Inc.
714 Beech St, Fernandina Beach, FL 32034
(904) 406-0887 harperinsuranceagencyinc.com
McGriff Insurance Services
5211 S Fletcher Ave STE 100, Fernandina Beach, FL 32034
(904) 261-9828 mcgriffinsurance.com
Raulerson Insurance Group
1901 Island Walkway #113, Fernandina Beach, FL 32034
(904) 267-1585 raulersoninsurance.com
A & B Insurance
1471 S 8th St, Fernandina Beach, FL 32034
(904) 388-6446 aandbinsurance.com
CM SR22 Insurance Group
3321 S Fletcher Ave, Fernandina Beach, FL 32034
(855) 698-0461 cmsr22insurancegroup.com
Insurance Office of America
6 N 2nd St #202, Fernandina Beach, FL 32034
(904) 261-3330 ioausa.com

Auto insurance agents in Fernandina Beach Florida help drivers find coverage that meets Florida law requirements. Florida requires all drivers to carry at least 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Local agents can also explain optional coverages like collision and comprehensive for vehicles driven on Amelia Island roads.

What Does a Auto Insurance Agent in Fernandina Beach Cost?

Auto insurance costs in Florida vary by driver age vehicle and coverage level. Average annual premiums in Florida are around 2300 but Fernandina Beach rates may differ based on local risk factors. Minimum liability coverage costs less than full coverage. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida law requires 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Agents in Fernandina Beach can help you add uninsured motorist coverage and other options.
How do I find a local auto insurance agent in Fernandina Beach?
You can search online for agents in Nassau County or visit local offices in Fernandina Beach. Agents must be licensed by the Florida Department of Financial Services.
Does Florida require proof of insurance at all times?
Yes, Florida law requires you to carry proof of insurance in your vehicle. You must show it during traffic stops or after an accident. Failure to do so can result in fines.