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HomeAuto Insurance AgentsFlorida › Fernandina Beach

Find Auto Insurance Agents Near You in Fernandina Beach, FL

Browse auto insurance agents serving Fernandina Beach, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 241 reviews. Other highly rated options include Brightway Insurance, The Tarzia Agency, Fernando Cevallos - State Farm Insurance Agent, 8 Flags Insurance Agency. This directory lists 20 auto insurance agents serving Fernandina Beach.

Showing 20 auto insurance agents in Fernandina Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brightway Insurance, The Coastal Agency5472 1st Coast Hwy Suite 12(904) 712-6300
2Brightway Insurance, The Tarzia Agency960185 Gateway Blvd STE 107(904) 491-7622
3Fernando Cevallos - State Farm Insurance Agent474418 E State Rd 200(904) 261-2664
48 Flags Insurance Agency1411 S 14th St STE M(904) 310-6515
5Compass Group Insurance11 S 11th St(904) 746-4648
6Estrella Insurance474268 E State Rd 200(904) 432-8736
7Nelson & Associates Insurance, LLC.1890 S 14th St #301(904) 326-3288
8Amelia Insurance2384 Sadler Rd(904) 261-3606
9Morrow Insurance Group, Inc.1896 S 14th St STE 5(904) 261-0707
10Tatum Insurance Agency of Amelia Island5317 S Fletcher Ave #3(904) 729-4575
BI
5472 1st Coast Hwy Suite 12
Brightway Insurance, The Coastal Agency
Auto Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Coastal Agency serves Nassau County and the surrounding northeast Florida region from its base in Fernandina Beach. This independent agency specializes in helping local drivers secure auto insurance coverage suited to their individual needs and budget. Policyholders can work directly with an agent to compare multiple insurance carriers for their personal vehicles. The agency also handles requests for policy adjustments, including adding a new vehicle or updating an existing driver to the policy.

BI
960185 Gateway Blvd STE 107
Brightway Insurance, The Tarzia Agency
Auto Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Tarzia Agency offers a range of personal and commercial auto insurance policies in Fernandina Beach, FL. It assists clients in selecting appropriate coverage levels and helps explain the details of liability, collision, and comprehensive plans. The agency also reviews and adjusts existing policies as needs change. Service includes processing policy changes and guiding claims submissions. In addition to standard auto coverage, the agency services insurance needs for single-family homes, apartments, retail spaces, and restaurants.

FC
474418 E State Rd 200
Fernando Cevallos - State Farm Insurance Agent
Auto Insurance Agent · Fernandina Beach, FL

Homeowners and vehicle owners in the community can turn to Fernando Cevallos - State Farm Insurance Agent for auto insurance coverage. This local agency works to help clients protect their vehicles while navigating the requirements of Florida driving laws. Personalized attention is offered to assist with selecting appropriate policy options and managing account changes when necessary. In addition to serving Fernandina Beach, this agent also provides its services to nearby Yulee.

8F
1411 S 14th St STE M
8 Flags Insurance Agency
Auto Insurance Agent · Fernandina Beach, FL

8 Flags Insurance Agency serves Fernandina Beach and the surrounding communities of Nassau County. The agency handles a full range of auto insurance policies for area drivers. It works to find coverage options that fit individual needs and budgets. When handling a typical job, the agent reviews each client's driving history and vehicle details to provide clear policy comparisons for informed decisions.

CG
11 S 11th St
Compass Group Insurance
Auto Insurance Agent · Fernandina Beach, FL

When selecting an auto insurance agent, clients can choose between a single purchase for immediate coverage or ongoing service with periodic policy reviews. Compass Group Insurance, located in Fernandina Beach, FL, assists drivers in securing liability, collision, and comprehensive protection tailored to individual needs. This agency also helps navigate coverage options for personal vehicles, ensuring compliance with Florida regulations. Service is provided on an as-needed basis, with clients contacting the office whenever they require new policies, policy updates, or claims assistance.

EI
474268 E State Rd 200
Estrella Insurance
Auto Insurance Agent · Fernandina Beach, FL

Estrella Insurance in Fernandina Beach, Florida, provides auto insurance for area residents, helping ensure personal vehicles meet local coverage requirements. The agency also extends its services to commercial auto policies for businesses operating in Nassau County and nearby communities. Working with drivers throughout the Fernandina Beach region, the office assists clients in reviewing their policies as needs change. After securing initial coverage, the agent follows up to address any questions or adjustments that arise between regular visits, supporting long-term account maintenance.

NA
1890 S 14th St #301
Nelson & Associates Insurance, LLC.
Auto Insurance Agent · Fernandina Beach, FL

As an auto insurance agent in Fernandina Beach, FL, Nelson & Associates Insurance, LLC. offers liability and collision coverage tailored to local driving patterns. It also provides general policy reviews and claims assistance to help clients manage routine coverage needs. The agency helps drivers select appropriate limits for uninsured motorist protection and medical payments. During hurricane season, it advises residents on how comprehensive coverage relates to storm damage

AI
2384 Sadler Rd
Amelia Insurance
Auto Insurance Agent · Fernandina Beach, FL

Amelia Insurance works with clients to find personal auto policies that meet their needs, including specialty coverages such as roadside assistance and rental reimbursement. The agency serves drivers in Fernandina Beach and throughout the surrounding Nassau County area. Policies can be tailored to protect individual vehicles, family cars, or commercial fleets. The company also handles insurance for a range of business operations, including local offices, warehouses, and food service establishments.

MI
1896 S 14th St STE 5
Morrow Insurance Group, Inc.
Auto Insurance Agent · Fernandina Beach, FL

As Fernandina Beach residents prepare for hurricane season or the daily commute across the Amelia River bridges, Morrow Insurance Group, Inc. provides auto insurance coverage tailored to local driving conditions. This agency focuses on matching policyholders with appropriate liability and comprehensive plans. They understand coastal humidity and storm threats that can affect vehicle safety and claims. After an initial consultation, a representative schedules a brief inspection of the vehicle to verify its condition before finalizing the policy terms.

TI
5317 S Fletcher Ave #3
Tatum Insurance Agency of Amelia Island
Auto Insurance Agent · Fernandina Beach, FL
LI
474384 E State Rd 200
Llerandi Insurance Group
Auto Insurance Agent · Fernandina Beach, FL
(904) 310-3803
content.naic.org
PG
911 S 8th St
Patriot Growth Insurance Services, LLC
Auto Insurance Agent · Fernandina Beach, FL
(904) 730-7343
shapiroinsurancegroup.com
FB
1890 S 14th St Suite 301
Farm Bureau Insurance - Fernandina Beach
Auto Insurance Agent · Fernandina Beach, FL
(904) 261-4355
AU
117 Centre St
Amelia Underwriters
Auto Insurance Agent · Fernandina Beach, FL
(904) 261-2306
ameliaunderwriters.com
HI
714 Beech St
Harper Insurance Agency Inc.
Auto Insurance Agent · Fernandina Beach, FL
(904) 406-0887
harperinsuranceagencyinc.com
MI
5211 S Fletcher Ave STE 100
McGriff Insurance Services
Auto Insurance Agent · Fernandina Beach, FL
(904) 261-9828
mcgriffinsurance.com
RI
1901 Island Walkway #113
Raulerson Insurance Group
Auto Insurance Agent · Fernandina Beach, FL
(904) 267-1585
raulersoninsurance.com
BI
1471 S 8th St
A & B Insurance
Auto Insurance Agent · Fernandina Beach, FL
(904) 388-6446
aandbinsurance.com
CS
3321 S Fletcher Ave
CM SR22 Insurance Group
Auto Insurance Agent · Fernandina Beach, FL
(855) 698-0461
cmsr22insurancegroup.com/locations/fernandina-beach-fl
IO
6 N 2nd St #202
Insurance Office of America
Auto Insurance Agent · Fernandina Beach, FL
(904) 261-3330
ioausa.com

What Does an a Auto Insurance Agent in Fernandina Beach Cost?

Auto insurance costs in Florida vary by driver age vehicle and coverage level. Average annual premiums in Florida are around 2300 but Fernandina Beach rates may differ based on local risk factors. Minimum liability coverage costs less than full coverage. This is general information and not insurance advice.

About auto insurance agents in Fernandina Beach

Auto insurance agents in Fernandina Beach Florida help drivers find coverage that meets Florida law requirements. Florida requires all drivers to carry at least 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Local agents can also explain optional coverages like collision and comprehensive for vehicles driven on Amelia Island roads.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida law requires 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Agents in Fernandina Beach can help you add uninsured motorist coverage and other options.

How do I find a local auto insurance agent in Fernandina Beach?

You can search online for agents in Nassau County or visit local offices in Fernandina Beach. Agents must be licensed by the Florida Department of Financial Services.

Does Florida require proof of insurance at all times?

Yes, Florida law requires you to carry proof of insurance in your vehicle. You must show it during traffic stops or after an accident. Failure to do so can result in fines.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.