The top-rated auto insurance agent in Jacksonville Beach, Florida is First Beaches Insurance, rated 5.0 stars across 145 reviews. Other highly rated options include We Insure Jacksonville Beach - Matt Moss & Chris Crafton, Florida Home Insurance Network, Russ Vorhis - State Farm Insurance Agent. This directory lists 15 auto insurance agents serving Jacksonville Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Beaches Insurance | 1617 Beach Blvd | (904) 249-4324 |
| 2 | We Insure Jacksonville Beach - Matt Moss & Chris Crafton | 220 14th Ave S | (904) 428-1052 |
| 3 | Florida Home Insurance Network | 1301 Penman Rd ste c | (904) 900-7245 |
| 4 | Russ Vorhis - State Farm Insurance Agent | 1538 The Greens Way # 103 | (904) 834-4282 |
| 5 | GreatFlorida Insurance: Alex Bigale | 314 2nd Ave S Suite 101 | (904) 694-0741 |
| 6 | Ocean State Insurance | 203 3rd St S | (904) 246-1829 |
| 7 | Blue Marlin Insurance | 2029 3rd St N | (904) 712-3470 |
| 8 | State Insurance Agency | 803 3rd St N | (904) 247-5599 |
| 9 | All American Insurance Systems | 209 3rd St S | (904) 241-5300 |
| 10 | Fletcher & Company Insurance | 1211 3rd St N | (904) 249-2345 |
First Beaches Insurance serves the Jacksonville Beach, Florida area as a local auto insurance agent. The company helps clients secure vehicle coverage that meets Florida’s legal requirements. It works with drivers to find policies tailored to individual needs, including liability and collision protections. The agency assists with claims guidance and policy updates throughout the year. It specifically handles comprehensive coverage for damage from theft or weather events and uninsured motorist protection.
We Insure Jacksonville Beach - Matt Moss & Chris Crafton provides a full spectrum of auto insurance agent services, including policy selection guidance and coverage plan adjustments. The company works with local drivers to explain policy options and helps update existing plans when life events occur. Routine policy reviews are offered to ensure ongoing insurance needs are met. Their team in Jacksonville Beach primarily assists clients with personal automobile policies, including those insuring vehicles for single-family homes, apartments, retail locations, and local restaurants.
Homeowners, business owners, and property managers in Jacksonville Beach rely on this agency for auto insurance guidance and policy placement. The team helps clients evaluate their personal and commercial vehicle coverage needs, comparing liability limits and deductibles to find appropriate protection. As a local auto insurance agent, Florida Home Insurance Network assists with claims support, policy updates, and managing multi-vehicle households. They also extend their services to the greater Jacksonville metro area, including nearby communities such as Neptune Beach and Atlantic Beach.
Serving Jacksonville Beach and the surrounding communities in Duval County, Russ Vorhis - State Farm Insurance Agent handles auto insurance policies tailored to individual driving needs and local traffic conditions. The agency assists clients in comparing liability limits, collision coverage, and comprehensive options to secure appropriate financial protection on the road. To address a typical job, the agent conducts a thorough review of a driver’s specific situation and recommends a balanced plan that suits their budget and coverage requirements.
GreatFlorida Insurance: Alex Bigale specializes in personal auto insurance coverage, including liability, collision, and comprehensive protection. It works with commercial drivers needing business-use policies. The agency serves the Jacksonville Beach area by helping clients compare coverage options and adjust deductibles to fit individual transportation needs. During hurricane season, it assists policyholders in verifying flood coverage and understanding comprehensive claims for storm-related vehicle damage.
Ocean State Insurance provides auto insurance services to Jacksonville Beach, Florida, and the surrounding beachside communities along the coast. The agency handles coverage for standard personal vehicles, including cars, trucks, and SUVs, for local residents seeking to meet state requirements or add protection. To handle a typical client job, the agent assesses individual driving patterns and vehicle details in a brief consultation before presenting suitable policy options.
Blue Marlin Insurance works with clients in Jacksonville Beach, Florida to secure personal auto policies that provide essential liability and collision coverage. The agency also helps drivers add optional protections, such as roadside assistance and rental car reimbursement. These additional coverages can be tailored to fit individual commuting and travel needs. For commercial clients, the agency can structure vehicle insurance policies to serve different business environments, including offices, warehouses, and food service operations.
At State Insurance Agency in Jacksonville Beach, Florida, auto insurance agents help clients choose between a single policy purchase or an ongoing relationship with scheduled policy reviews to adjust coverage as needs change. They assist with required liability, collision, and comprehensive options tailored to local driving conditions. Guidance is provided on state mandates and common risks like coastal weather. Service runs on a one-time or as-needed basis, though scheduled check-ins are available for those wanting regular coverage evaluations.
As coastal storms and seasonal traffic surges challenge drivers in Jacksonville Beach, All American Insurance Systems provides personalized guidance to help local motorists maintain compliant coverage. Operating as an auto insurance agent in this region, the company works with area carriers to match policies with specific driving needs and budget considerations. Each consultation focuses on understanding a driver’s daily commute, vehicle type, and risk exposure before presenting available options. An initial policy review and vehicle inspection are scheduled during the first appointment to confirm accurate coverage placement.
Residents of Jacksonville Beach and the surrounding areas with personal auto insurance needs can rely on Fletcher & Company Insurance for coverage solutions. The agency also serves local businesses, offering commercial auto insurance policies to protect company vehicles. Service extends throughout the Jacksonville Beach area and nearby communities. Clients appreciate the straightforward policy reviews and support available between regular visits, making it easy to update coverage when life or driving circumstances change.
What Does an a Auto Insurance Agent in Jacksonville Beach Cost?
The average cost of full coverage auto insurance in Florida is around 2300 dollars per year, but rates vary widely by driver. Minimum liability coverage may cost between 600 and 1200 dollars annually. Factors like your driving record, age, vehicle type, and ZIP code in Jacksonville Beach affect the final price. This is general information and not insurance advice.
About auto insurance agents in Jacksonville Beach
Auto insurance agents in Jacksonville Beach Florida help drivers find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all vehicles. Local agents can explain how Jacksonville Beach traffic and weather conditions may affect your policy options.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires 10000 dollars in Personal Injury Protection (PIP) and 10000 dollars in Property Damage Liability (PDL). PIP covers medical expenses regardless of fault. An agent can help you add collision or comprehensive coverage for more protection.
How do I choose an auto insurance agent in Jacksonville Beach?
Look for an agent licensed by the Florida Department of Financial Services. Ask about their experience with Florida insurance laws and local claims processes. Compare quotes from multiple agents to find a policy that fits your needs.
Does my credit score affect my auto insurance rate in Florida?
Yes, Florida insurers may use your credit-based insurance score to set rates. A higher score can lead to lower premiums. An agent can explain how your credit history impacts your quote and suggest ways to improve your score.
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