The top-rated auto insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 478 reviews. Other highly rated options include Insurance World, GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE). This directory lists 19 auto insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Insurance World | 18400 NW 75th Pl Unit 119 | (305) 418-0222 |
| 3 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 4 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 5 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 6 | United Automobile Insurance Company | 1313 NW 167th St | (305) 940-5022 |
| 7 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 8 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 9 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 10 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
Estrella Insurance in Miami Gardens, Florida, serves homeowners, businesses, and property managers who need reliable personal or commercial vehicle coverage. The agency works with local drivers to secure liability, collision, and comprehensive auto policies that meet state requirements and individual needs. Clients receive guidance on coverage limits and deductible options to fit their budgets. The company also provides service to nearby communities in northern Miami-Dade County, including the city of Opa-locka.
Insurance World provides auto insurance coverage and policy management services for drivers in Miami Gardens, Florida. Its offerings include liability, collision, and comprehensive options tailored to meet varying needs. Service plans consist of routine policy reviews and claims assistance to help clients maintain continuous protection. The agent works with single-family homeowners, apartment dwellers, retail businesses, and restaurants to secure appropriate auto insurance solutions.
GoldenTrust Insurance Miami Gardens assists homeowners and drivers in Miami Gardens, Florida, by offering auto insurance policies tailored to individual needs. The agency helps clients navigate coverage options, including liability and collision protection, ensuring compliance with local requirements while considering budget constraints. Its services focus on finding suitable plans for a variety of vehicles. The agency also serves the nearby communities of North Miami Beach and Opa-locka, extending its availability across the northern reaches of the Miami metropolitan area.
Serving Miami Gardens and the surrounding communities of Miami-Dade County, AJM Agencies Auto Insurance (PROGRESSIVE) handles personalized auto insurance policies for local drivers. This agency provides clients with tailored coverage options that meet varying needs and budgets. It reviews individual driving histories and vehicle requirements to recommend suitable plans. The agent works directly with Progressive’s tools to compare deductibles and liability limits. For each customer, the agency starts by assessing their current coverage gaps and then presenting clear policy choices that match their specific situation.
Brightway Insurance in Miami Lakes offers both one-time policy selections and ongoing service adjustments for auto coverage. Clients in Miami Gardens can choose liability, collision, or comprehensive plans tailored to their driving needs. The agency helps compare options from multiple carriers to find suitable protection. Because driving conditions vary throughout the year, service is available on an as-needed basis for policy updates, claims assistance, or annual reviews.
United Automobile Insurance Company serves Miami Gardens, Florida, and the surrounding Miami-Dade County area as a local auto insurance agent. The company focuses on helping drivers secure essential car insurance coverage tailored to Florida’s specific regulatory and road environment. Policies are designed to provide financial protection against common risks such as accidents and vehicle damage. The agency assists clients in navigating coverage options to meet both liability requirements and personal needs. Services handled include processing new policy applications and managing existing policy updates for local residents.
Univista Insurance serves Miami Gardens and the surrounding South Florida communities, providing auto insurance coverage for local drivers. The agency handles policies for standard vehicles, including personal cars and light trucks, to meet state requirements and individual needs. It addresses common client concerns such as liability limits and comprehensive protection. For a typical job, it explains coverage options to match a driver's budget and vehicle use, then completes the necessary paperwork to bind the policy.
Del Toro Insurance provides auto insurance for clients in Miami Gardens, Florida, offering both one-time policy purchases and recurring monthly installment plans to suit different financial preferences. Coverage options include liability, collision, and comprehensive protection designed to meet local driving requirements. As a licensed agent, the company assists customers in comparing insurance carriers to find appropriate policy limits and deductibles. Service is available on either a scheduled or as-needed basis, allowing policyholders to adjust their coverage or make payments according to their individual needs.
Gardens Insurance Inc in Miami Gardens, Florida provides auto insurance policies that help drivers meet liability requirements while protecting their vehicles. It offers assistance with selecting coverage options based on individual driving habits and vehicle types. The agency also handles policy changes, claims guidance, and renewal questions for local customers. During Florida’s hurricane season, it helps clients review comprehensive and collision coverage to ensure adequate protection against storm damage and flooding.
What Does an a Auto Insurance Agent in Miami Gardens Cost?
The average cost of full coverage auto insurance in Florida is around $2,300 per year, but rates vary widely. Minimum liability coverage can cost as little as $800 to $1,200 per year for some drivers. Factors like your driving record, credit history, age, and vehicle type all affect your premium. This is general information and not insurance advice.
About auto insurance agents in Miami Gardens
An auto insurance agent in Miami Gardens can help you find coverage that meets Florida state requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability (PDL) of at least $10,000. A local agent understands the specific driving conditions and insurance needs of the Miami Gardens area.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle or injuries to others beyond the limits.
How can an auto insurance agent in Miami Gardens help me?
An agent can explain different coverage options like collision and comprehensive. They can also help you compare rates from multiple insurance companies to find a policy that fits your budget and needs.
Do I need uninsured motorist coverage in Florida?
Uninsured motorist coverage is not required by Florida law but is strongly recommended. It helps pay for your injuries if you are hit by a driver who has no insurance or not enough insurance.
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