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Find Auto Insurance Agents Near You in Niceville, FL
Looking for a auto insurance agent in Niceville? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 auto insurance agents in Niceville, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Cabaniss - State Farm Insurance Agent
296 Bayshore Dr, Niceville, FL 32578
(850) 678-7878
nicevilleneighbor.com
Cooke Insurance Agency
1189 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4643
cookeinsuranceniceville.com
Niceville Insurance Agency
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131
nicevilleinsurance.com
Medicare Supplement Services
110 Partin Dr N, Niceville, FL 32578
(850) 208-3557
medicaresupplementservices.us
Love Insurance Services Inc
4400 FL-20 STE 314, Niceville, FL 32578
(850) 279-6806
loveinsuranceservices.com
Bo Burns - State Farm Insurance Agent
1811 E John Sims Pkwy, Niceville, FL 32578
(850) 678-3441
boburnsagency.com
Williams Insurance Agency
299 Government Ave, Niceville, FL 32578
(850) 678-4333
williamsinsuranceflorida.com
Frances Faille: Allstate Insurance
917 Hospital St, Niceville, FL 32578
(850) 678-5642
agents.allstate.com
Lenny Coughlin: Allstate Insurance
4524 E Hwy 20, Niceville, FL 32578
(850) 678-0996
agents.allstate.com
Niceville Insurance: Skinner Louis D
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131
nicevilleinsurance.com
Florida Southern Insurance - Wilson Agency
774 E John Sims Pkwy, Niceville, FL 32578
(850) 279-6787
floridasoutherninsurance.com
Auto insurance agents in Niceville, Florida help drivers meet state requirements and find suitable coverage. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL). Agents can explain local factors like hurricane risk and uninsured motorist options.
What Does a Auto Insurance Agent in Niceville Cost?
Auto insurance costs in Florida are among the highest in the nation. The average annual premium for full coverage is around $2,300, while minimum coverage averages about $1,100 per year. Rates in Niceville may vary based on your driving record, vehicle type, and credit history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage is needed.
How can an auto insurance agent in Niceville help me save money?
Agents can compare quotes from multiple insurers to find competitive rates for your situation. They may also identify discounts for safe driving, bundling policies, or completing a defensive driving course. Florida law does not require collision or comprehensive coverage, which can lower costs.
Do I need uninsured motorist coverage in Florida?
Uninsured motorist coverage is not required by Florida law, but it is strongly recommended. About 20% of Florida drivers are uninsured. An agent can explain how this coverage protects you if you are hit by a driver without insurance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.