The top-rated auto insurance agent in Niceville, Florida is Ryan Cabaniss - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Cooke Insurance Agency, Niceville Insurance Agency, Medicare Supplement Services. This directory lists 11 auto insurance agents serving Niceville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Cabaniss - State Farm Insurance Agent | 296 Bayshore Dr | (850) 678-7878 |
| 2 | Cooke Insurance Agency | 1189 E John Sims Pkwy | (850) 279-4643 |
| 3 | Niceville Insurance Agency | 109 Bullock Blvd | (850) 729-2131 |
| 4 | Medicare Supplement Services | 110 Partin Dr N | (850) 208-3557 |
| 5 | Love Insurance Services Inc | 4400 FL-20 STE 314 | (850) 279-6806 |
| 6 | Williams Insurance Agency | 299 Government Ave | (850) 678-4333 |
| 7 | Bo Burns - State Farm Insurance Agent | 1811 E John Sims Pkwy | (850) 678-3441 |
| 8 | Frances Faille: Allstate Insurance | 917 Hospital St | (850) 678-5642 |
| 9 | Lenny Coughlin: Allstate Insurance | 4524 E Hwy 20 | (850) 678-0996 |
| 10 | Niceville Insurance: Skinner Louis D | 109 Bullock Blvd | (850) 729-2131 |
Ryan Cabaniss - State Farm Insurance Agent serves Okaloosa County and the greater Niceville, FL area, primarily offering auto insurance policies. The agency assists local drivers with coverage options to meet minimum state requirements and personal asset protection needs. Routine services include helping clients compare liability, collision, and comprehensive plans for their vehicles. Staff also handle policy updates, claims assistance, and coverage reviews tailored to changing driving patterns in the region. The office specifically works with customers to add rental car reimbursement and roadside assistance to their auto policies.
Cooke Insurance Agency provides auto insurance policies tailored to meet the basic coverage needs and legal requirements for drivers in Niceville, Florida. The company offers personal service to help clients understand their liability, collision, and comprehensive options, along with routine policy reviews to adjust coverage as vehicles age. Account maintenance includes processing claims, updating policy information, and providing proof of insurance cards. Its services cover a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Niceville Insurance Agency serves homeowners, renters, and local drivers looking for auto insurance coverage in the Niceville, Florida area. The agency assists clients in comparing various policy options to suit their individual driving needs and budget requirements. Its team helps explain coverage details and handles questions about claims or policy updates directly with customers. The agency also provides its auto insurance services to drivers in the neighboring community of Valparaiso and across broader Okaloosa County.
Located in Niceville, Florida, Medicare Supplement Services provides auto insurance guidance to clients across that city and the surrounding communities of the Emerald Coast. An auto insurance agent, it handles quotes, policy selection, and claims support for local drivers. It works with individuals to find coverage that meets standard state requirements. For a typical job, it begins by reviewing a client's driving history and vehicle details, then presents a concise comparison of available options.
Love Insurance Services Inc in Niceville, FL distinguishes between one-time policy purchases and recurring coverage adjustments, offering annual auto insurance plans that protect against liability, collision, and comprehensive risks. Clients can customize their deductibles and limits during each renewal cycle. Service appointments run on either a one-time or scheduled basis, depending on whether a new policy is being issued or an existing contract requires review.
As the Gulf Coast hurricane season inches closer each summer, residents of Niceville know the value of reviewing their auto policies for flood and wind coverage. Williams Insurance Agency helps drivers assess their current protection, then explains the differences between comprehensive and collision options for their specific vehicles. Their work focuses on finding affordable liability limits that meet Florida’s requirements without gaps. Every new client begins with a free consultation that examines their driving record and typical commute routes to identify necessary endorsements.
Bo Burns - State Farm Insurance Agent in Niceville, FL provides auto insurance policies that include liability, collision, and comprehensive coverage. The agency serves local drivers by helping them select appropriate protection for their vehicles. It also assists with other general insurance needs, such as homeowners and renters policies. During the hurricane season common to the Gulf Coast region, this agent can help ensure auto policies cover storm-related damage and offer guidance on filing claims after a weather event.
Frances Faille: Allstate Insurance in Niceville, FL, helps drivers with their personal auto coverage needs, including liability, collision, and comprehensive protection. The agency can also assist customers in adding roadside assistance or rental car reimbursement to their policies to ensure greater convenience during unforeseen events. Beyond personal vehicles, this agent is equipped to handle insurance for commercial operations, such as small offices, warehouses, and food service businesses.
Lenny Coughlin: Allstate Insurance in Niceville, FL provides auto insurance service for local homes and personal vehicles. Commercial vehicle coverage is also available, serving drivers throughout Niceville and the surrounding area. Policies are tailored to match individual driving habits and coverage needs. Clients seeking protection against accidents, theft, or liability can discuss their requirements during an initial consultation. After a policy is set, customers often contact the agency to update their coverage plans between standard renewal visits.
Niceville Insurance: Skinner Louis D in Niceville, FL, is known for providing automobile coverage tailored to local driving conditions. Its service range includes liability, collision, and comprehensive policies that help protect area drivers. Agents assist clients in understanding policy terms and coverage limits. The agency also works to bundle vehicle coverage with related plans for greater convenience. A specialty service offered is roadside assistance add-on, which provides help for breakdowns and flat tires.
What Does an a Auto Insurance Agent in Niceville Cost?
Auto insurance costs in Florida are among the highest in the nation. The average annual premium for full coverage is around $2,300, while minimum coverage averages about $1,100 per year. Rates in Niceville may vary based on your driving record, vehicle type, and credit history. This is general information, not insurance advice.
About auto insurance agents in Niceville
Auto insurance agents in Niceville, Florida help drivers meet state requirements and find suitable coverage. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL). Agents can explain local factors like hurricane risk and uninsured motorist options.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage is needed.
How can an auto insurance agent in Niceville help me save money?
Agents can compare quotes from multiple insurers to find competitive rates for your situation. They may also identify discounts for safe driving, bundling policies, or completing a defensive driving course. Florida law does not require collision or comprehensive coverage, which can lower costs.
Do I need uninsured motorist coverage in Florida?
Uninsured motorist coverage is not required by Florida law, but it is strongly recommended. About 20% of Florida drivers are uninsured. An agent can explain how this coverage protects you if you are hit by a driver without insurance.
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