The top-rated auto insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,314 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 17 auto insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 7 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 8 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 9 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 10 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
Estrella Insurance provides auto insurance services to residents in North Miami Beach and the surrounding Florida communities. The agency also offers commercial coverage options for local businesses needing vehicle protection. Serving clients throughout the area, they assist with policy selection and claims guidance to meet individual needs. Follow-up contact is made after service to ensure customer satisfaction, and returning clients can receive ongoing support between regular office visits.
Mercado Insurance Agency North Miami provides a full range of auto insurance options for drivers throughout North Miami Beach, Florida. Its standard services include helping clients select appropriate liability, collision, and comprehensive coverage while ensuring compliance with state requirements. The agency also offers ongoing policy reviews and simple claims assistance to help maintain adequate protection over time. It serves individual drivers, families with multiple vehicles, and area businesses that rely on cars or trucks, including local retail stores and restaurants with delivery fleets.
Del Toro Insurance in North Miami Beach, Florida, is known for helping drivers find coverage that fits their daily commute and local driving conditions. The agency serves clients seeking personal auto insurance policies tailored to South Florida’s busy roadways and weather patterns. It provides assistance with understanding required liability limits, uninsured motorist protection, and comprehensive coverage. Additionally, customers can explore add-on options such as roadside assistance to protect themselves against unexpected breakdowns, flat tires, or lockout situations near home or on longer trips.
Skylake Insurance serves the North Miami Beach, Florida area and the surrounding Miami-Dade County region as an auto insurance agent. It helps drivers find policies that meet Florida's mandatory coverage requirements, providing essential options like liability and personal injury protection. The agency also assists clients in evaluating additional protections suited to local traffic conditions. Customers can explore comprehensive coverage or uninsured motorist protection through Skylake Insurance.
Michelle Priestman Desjardins: Allstate Insurance serves homeowners, drivers, and renters in North Miami Beach, Florida, by providing personal auto insurance policies and related coverage options. The agency helps clients navigate deductible choices, liability protection levels, and comprehensive or collision coverage needs. Policyholders receive guidance on state-required minimums and additional endorsements suited to local driving conditions. Claims assistance and policy reviews are also available to ensure proper protection. The agency additionally covers the surrounding areas of Aventura and the broader Miami metropolitan region.
Univista Insurance serves the North Miami Beach, Florida, metro area by offering auto insurance coverage to local drivers. The agency helps clients navigate Florida’s insurance requirements, including personal injury protection and property damage liability. It works with individuals seeking policies that meet state minimums or higher liability limits. Drivers can rely on the agency for assistance with uninsured motorist coverage and comprehensive plans. Univista Insurance handles policy renewals and coverage adjustments for customers in North Miami Beach.
Serving North Miami Beach and the surrounding communities of Aventura, Sunny Isles Beach, and Hallandale Beach, Assure-Us The Insurance Agency handles personal auto insurance policies for local drivers. It works with clients to review required liability coverage and common optional protections. The agency explains different policy limits and deductibles clearly so drivers understand their options. To handle a typical insurance job, it first gathers basic driving and vehicle details, then compares pricing and coverage from multiple carriers to find a suitable fit for the customer's budget and needs.
Ma-Cuervo Insurance Group, an auto insurance agent in North Miami Beach, Florida, distinguishes between one-time policy purchases for short-term needs and recurring coverage plans for ongoing vehicle protection. Their services address mandatory liability requirements as well as optional comprehensive and collision coverage that safeguard against accidents, theft, and weather damage common in the region. Service is available on both a one-time basis for temporary policies and a scheduled, recurring basis for standard annual renewals, with as-needed consultations for policy adjustments.
AllStar Direct Insurance & Financial Services provides personal and commercial auto insurance policies, along with tailored maintenance and renewal support for existing clients. As a local North Miami Beach agency, it helps drivers secure coverage that meets Florida’s minimum liability, collision, and comprehensive requirements. The team assists with policy adjustments, claim guidance, and periodic plan reviews to ensure ongoing coverage. It services single-family homes, apartments, retail, and restaurants in the surrounding area.
Homeowners, business owners, and property managers in North Miami Beach turn to Royalty Insurance Agency for their auto insurance needs. This local provider assists drivers in securing policies that meet Florida’s coverage requirements while offering personalized advice on liability and collision options. The agency works with clients to compare plans from multiple carriers, helping them find suitable protection for their vehicles and driving habits. Its service area extends to nearby Aventura, ensuring accessibility for residents throughout the northeast Miami-Dade metro region.
What Does an a Auto Insurance Agent in North Miami Beach Cost?
The average cost of full coverage auto insurance in Florida is around $2,300 per year, but rates in North Miami Beach can vary based on your driving record, vehicle type, and coverage limits. Minimum liability coverage may cost as little as $800 to $1,200 annually for some drivers. Costs are also influenced by local factors such as traffic density and accident rates. This is general information and not insurance advice.
About auto insurance agents in North Miami Beach
An auto insurance agent in North Miami Beach can help you understand Floridas no-fault insurance laws and the required Personal Injury Protection (PIP) coverage. Florida law mandates that all drivers carry at least $10,000 in PIP and $10,000 in Property Damage Liability. A local agent can also explain optional coverages like collision and comprehensive to protect your vehicle in this busy coastal area.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires every driver to carry at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers your medical expenses regardless of fault, while PDL covers damage you cause to another persons property.
How can an auto insurance agent in North Miami Beach help me?
An agent can compare quotes from multiple insurance companies to find a policy that fits your budget and needs. They can also explain Florida-specific rules, such as the 14-day deadline to seek medical treatment after an accident to qualify for PIP benefits.
Do I need uninsured motorist coverage in Florida?
Uninsured motorist coverage is not required by Florida law, but it is highly recommended. It protects you if you are hit by a driver who has no insurance or insufficient coverage. An agent can help you decide if this optional coverage is right for your situation.
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