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HomeAuto Insurance AgentsFlorida › Palm Bay

Find Auto Insurance Agents Near You in Palm Bay, FL

Browse auto insurance agents serving Palm Bay, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,306 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance. This directory lists 19 auto insurance agents serving Palm Bay.

Showing 19 auto insurance agents in Palm Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amber Smith - GEICO Insurance Agent620 Malabar Rd SE Unit 8(321) 327-6022
2Jeff Thummel - State Farm Insurance Agent4951 Babcock St NE Ste 5(321) 727-3992
3Ryan Hill - State Farm Insurance Agent1460 Baytree Dr Suite D(321) 723-1444
4Space Coast Family Insurance2105 Palm Bay Rd NE Unit 3 215(321) 655-3920
5Patriot Growth Insurance Service, LLC1430 Palm Bay Rd NE Suite A and B(321) 725-1440
6Joe Raley - State Farm Insurance Agent5030 Minton Rd #1(321) 723-0333
7Weston Johnson - State Farm Insurance Agent590 Malabar Rd SE #6(321) 541-1433
8Sarpoolaki Insurance Center,LLC277 Malabar Rd SE(321) 914-0303
9GreatFlorida Insurance: Sabrina Lee4651 Babcock St NE # 17(321) 724-4409
10Direct Auto Insurance4700 Babcock St NE B(321) 757-9100
AS
620 Malabar Rd SE Unit 8
Amber Smith - GEICO Insurance Agent
Auto Insurance Agent · Palm Bay, FL

Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida metro area and surrounding Brevard County as an independent auto insurance agent. The agency provides personalized assistance in selecting and adjusting personal vehicle coverage to meet local drivers’ needs and budgets. Clients can receive help understanding policy options, including liability, collision, and comprehensive protection. The office also handles filing claims and modifying existing policies to accommodate changes in driving patterns or vehicle circumstances for area residents.

JT
4951 Babcock St NE Ste 5
Jeff Thummel - State Farm Insurance Agent
Auto Insurance Agent · Palm Bay, FL

Jeff Thummel - State Farm Insurance Agent provides auto insurance coverage along with homeowners, renters, and life insurance policies for individuals and families in Palm Bay, FL. The agency offers comprehensive policy reviews, helping clients understand their coverage needs and adjust plans as life circumstances change. Claim assistance is available to guide policyholders through the process after an accident or loss. This agency services single-family homes, apartments, retail locations, and restaurants.

RH
1460 Baytree Dr Suite D
Ryan Hill - State Farm Insurance Agent
Auto Insurance Agent · Palm Bay, FL

Serving the Palm Bay area and surrounding communities, Ryan Hill - State Farm Insurance Agent provides auto insurance coverage for local drivers. This office handles policy options including liability, collision, and comprehensive plans to meet various needs. A typical job begins with a review of a client's driving profile and vehicle details, followed by an explanation of available coverage choices. The agency then customizes a policy based on personal requirements and budget constraints. Its approach involves discussing deductibles and potential discounts to find a suitable balance of protection and affordability.

SC
2105 Palm Bay Rd NE Unit 3 215
Space Coast Family Insurance
Auto Insurance Agent · Palm Bay, FL

Space Coast Family Insurance in Palm Bay, FL, helps clients distinguish between one-time liability filings for temporary needs and recurring auto insurance policies that maintain continuous coverage on the road. Their agents handle standard offerings, from collision and comprehensive protection to uninsured motorist coverage required by local driving conditions. Clients may address specific incidents once or arrange scheduled policy reviews to update deductibles and limits. Services run on both a one-time basis for single events and an as-needed schedule for ongoing policy adjustments.

PG
1430 Palm Bay Rd NE Suite A and B
Patriot Growth Insurance Service, LLC
Auto Insurance Agent · Palm Bay, FL

Patriot Growth Insurance Service, LLC serves homeowners, businesses, and property managers in Palm Bay, Florida, with personalized auto insurance agent services. They help clients compare coverage options and secure policies tailored to individual driving needs and vehicle types. Their agents guide customers through the process of selecting appropriate liability and protection levels. The company also extends its auto insurance services to the neighboring community of Melbourne and the surrounding Brevard County metro area.

JR
5030 Minton Rd #1
Joe Raley - State Farm Insurance Agent
Auto Insurance Agent · Palm Bay, FL

As an auto insurance agent in Palm Bay, FL, Joe Raley - State Farm Insurance Agent provides coverage plans tailored to individual driving needs. The agency also offers home, life, and renters insurance to help protect clients with a broader set of financial solutions. For drivers navigating Florida’s busy roads and unpredictable weather, the office assists with reviewing policies before hurricane season to ensure adequate protection against storm-related damages.

WJ
590 Malabar Rd SE #6
Weston Johnson - State Farm Insurance Agent
Auto Insurance Agent · Palm Bay, FL

As hurricane season approaches in Palm Bay, many residents review their vehicle coverage to ensure they are prepared for storm-related claims. Weston Johnson - State Farm Insurance Agent provides personalized guidance, helping local drivers understand their policies and match their needs to appropriate liability and comprehensive protection options. With a focus on clear explanations, the office assists customers in navigating changes in risk and lifestyle. An initial consultation typically includes a review of current coverage limits, followed by a practical discussion of necessary endorsements and an inspection of any recent vehicle modifications.

SI
277 Malabar Rd SE
Sarpoolaki Insurance Center,LLC
Auto Insurance Agent · Palm Bay, FL

Sarpoolaki Insurance Center, LLC in Palm Bay, FL assists clients with their essential auto insurance needs and offers tailored coverage options such as roadside assistance and rental car reimbursement. Policies help protect personal vehicles and drivers against liability and physical damage risks common in the region. The agency can serve local commercial operations that require insurance for company vehicles, including offices, warehouses, and food service establishments.

GI
4651 Babcock St NE # 17
GreatFlorida Insurance: Sabrina Lee
Auto Insurance Agent · Palm Bay, FL

GreatFlorida Insurance Sabrina Lee offers personalized coverage options for standard and high-risk drivers, helping residents of Palm Bay and the surrounding areas meet their unique needs. The agency guides clients through the process of comparing liability, comprehensive, and collision policies. It also provides assistance with SR-22 filings and other state-required documentation. As the Atlantic hurricane season approaches, the agency helps local drivers review their policies to ensure they have adequate coverage for storm-related vehicle damage.

DA
4700 Babcock St NE B
Direct Auto Insurance
Auto Insurance Agent · Palm Bay, FL

Hurricane season in Palm Bay brings frequent tropical storms, making reliable auto insurance an essential consideration for local drivers. Direct Auto Insurance serves as an auto insurance agent in the area, helping community members find appropriate coverage for their vehicles. They work with clients to understand policy options that suit varying driving needs and budgets. The typical process begins with an initial conversation to review the driver's current situation and vehicle details, followed by a policy inspection or an assessment of coverage requirements.

MM
820 Palm Bay Rd NE Ste 111
Monty McCart: Allstate Insurance
Auto Insurance Agent · Palm Bay, FL
(321) 724-8851
agents.allstate.com/monty-mccart-palm-bay-fl.html
BI
3200 Dixie Hwy NE Ste 7
Brightway Insurance, The DeJesus Legacy Agency
Auto Insurance Agent · Palm Bay, FL
(321) 257-4045
brightway.com/agencies/FL/Melbourne-Palm-Bay/0330
AO
1900 Palm Bay Rd NE
Access One Insurance (AOI)
Auto Insurance Agent · Palm Bay, FL
(321) 676-4118
4aoi.com
RI
4961 Babcock St NE STE 7
Renegade Insurance - Palm Bay
Auto Insurance Agent · Palm Bay, FL
(321) 450-3076
renegadeinsurance.com/agency/palm-bay
CI
190 Malabar Rd SW #122
Clover Insurance Agency
Auto Insurance Agent · Palm Bay, FL
(321) 725-6837
cloverinsuranceagency.com
DF
4640 Lipscomb St STE 19
Drive Florida Insurance & Services, LLC
Auto Insurance Agent · Palm Bay, FL
(772) 448-0946
dflinsuranceservices.net/%20%20%20%20%20%[email protected]
SF
1037 Cepheus Pl NW
South Florida Insurance Brokers - Medicare Experts now also in Central Florida
Auto Insurance Agent · Palm Bay, FL
(786) 303-8065
sfib.net/palm-bay-florida
AI
6050 S Babcock St #17
Advanced Insurance Net
Auto Insurance Agent · Palm Bay, FL
(321) 255-1077
ainsurance.biz
EI
2475 Palm Bay Rd NE Suite 145 #15-16
Ecko Insurance
Auto Insurance Agent · Palm Bay, FL
(321) 878-3256
eckoinsurance.com

What Does an a Auto Insurance Agent in Palm Bay Cost?

The average cost of auto insurance in Florida is around $2,300 per year for full coverage, but rates in Palm Bay can vary. Minimum liability coverage may cost between $800 and $1,200 annually. Factors such as your driving record, vehicle type, and coverage limits affect the final price. This is general information and not insurance advice.

About auto insurance agents in Palm Bay

Auto insurance agents in Palm Bay, Florida help drivers find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability coverage. Agents can explain local options and help you compare policies from different carriers.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). Bodily injury liability is not mandatory but is often recommended. An agent can help you understand these requirements.

How do I find a licensed auto insurance agent in Palm Bay?

You can search the Florida Department of Financial Services website for licensed agents in Palm Bay. Local agents often have offices in the city and can meet with you in person to discuss your coverage needs.

Does my credit score affect my auto insurance rate in Florida?

Yes, insurance companies in Florida may use credit-based insurance scores to determine rates. A higher score can lead to lower premiums. An agent can explain how this factor applies to your specific situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.