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Directory of auto insurance agents in Palm Coast, Florida. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 auto insurance agents in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angel Hall - State Farm Insurance Agent
800 Belle Terre Pkwy Suite 114, Palm Coast, FL 32164
160 Cypress Point Pkwy C-102, Palm Coast, FL 32164
(386) 446-0317
palmcoast.greatflorida.com
East Coast Insurors, Inc
4845 Belle Terre Pkwy, Palm Coast, FL 32164
(386) 446-3426
eastcoastinsurors.com
Legacy Insurance & Associates
4869 Palm Coast Pkwy NW, Palm Coast, FL 32137
(904) 800-1711
Flagler County Insurance Agency
12 Office Park Dr, Palm Coast, FL 32137
(386) 445-4640
fciains.com
An auto insurance agent in Palm Coast, Florida can help you navigate the states unique insurance laws. Florida requires drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability of $10,000. A local agent understands the specific risks for drivers in Flagler County and can explain how uninsured motorist coverage works in Florida.
What Does a Auto Insurance Agent in Palm Coast Cost?
The average cost of full coverage auto insurance in Florida is around $2,300 per year, but rates in Palm Coast can vary. Minimum liability coverage may cost between $600 and $1,200 annually depending on your age, driving record, and vehicle. Factors like your ZIP code in Palm Coast, annual mileage, and claims history also affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires every driver to have at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage like collision or comprehensive is right for you.
How can a Palm Coast auto insurance agent help me?
A local agent can review your driving history and vehicle type to find coverage options from multiple insurance companies. They can explain Florida-specific rules like the 14-day rule for seeking medical treatment after an accident to maintain PIP benefits. They also assist with claims and policy changes.
Does my credit score affect my auto insurance rate in Florida?
Yes, in Florida insurance companies may use your credit-based insurance score to help determine your premium. This is allowed under Florida law. A higher score can lead to lower rates. An agent can explain how this factor applies to your specific situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.