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Browse auto insurance agents serving Panama City, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 auto insurance agents in Panama City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer Koppel - GEICO Insurance Agent
1314 N Tyndall Pkwy, Panama City, FL 32404
(850) 785-0538
geico.com
Direct Auto Insurance
704 W 11th St, Panama City, FL 32401
(850) 763-2274
local.directauto.com
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785
johndouglasinsurance.com
Harry Grizzle Insurance
2104 W 23rd St, Panama City, FL 32405
(850) 598-0450
harrygrizzleinsurance.com
Michael Lovchuk - State Farm Insurance Agent
3477 FL-77 a, Panama City, FL 32405
(850) 769-9919
lovchuk.com
Acceptance Insurance
609 E 23rd St, Panama City, FL 32405
(850) 204-3793
locations.acceptance.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047
pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627
ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383
standrewsins.com
Direct Auto Insurance
7902 Beach Road, Panama City, FL 32407
(850) 234-0563
local.directauto.com
Lori Pons - State Farm Insurance Agent
429 S Tyndall Pkwy suite a, Panama City, FL 32404
(850) 769-1617
loripons.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183
daffininsurance.com
Freeway Insurance
669 W 23rd St Unit 31, Panama City, FL 32405
(850) 204-3697
locations.freeway.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888
huttinsurance.com
Acentria Insurance
501 W 11th St, Panama City, FL 32401
(850) 257-2990
acentria.com
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959
specialtyinsgroup.net
A Action American Insurance
1106 Harrison Ave D, Panama City, FL 32401
(850) 872-0123
aactionamericaninsurance.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828
browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000
hollomoninsurance.com
Affordable Insurance Group of Panama City
2104 W 11th St, Panama City, FL 32401
(850) 769-5050
affordableinspc.com
An auto insurance agent in Panama City Florida can help you find a policy that meets state requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least 10000 dollars and Property Damage Liability of at least 10000 dollars. A local agent understands the specific needs of drivers in Bay County and can explain how factors like hurricane risk affect your coverage.
What Does a Auto Insurance Agent in Panama City Cost?
The average cost of auto insurance in Florida is around 2000 dollars per year for full coverage, but rates vary widely. In Panama City, factors such as your driving record, age, vehicle type, and credit history affect your premium. Minimum coverage policies may cost as little as 600 dollars per year, while high-risk drivers might pay over 3000 dollars. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires 10000 dollars in Personal Injury Protection (PIP) and 10000 dollars in Property Damage Liability. PIP covers your medical expenses regardless of fault, while Property Damage Liability covers damage you cause to another persons property. An agent can help you decide if additional coverage like collision or comprehensive is right for you.
How do I find a reputable auto insurance agent in Panama City?
You can search for licensed agents through the Florida Department of Financial Services website or ask for referrals from friends and family. Look for an agent who is familiar with Panama City and can explain different policy options clearly. It is wise to compare quotes from multiple agents to find a policy that fits your budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.