The top-rated auto insurance agent in Panama City Beach, Florida is Brian Taylor Insurance, rated 4.9 stars across 402 reviews. Other highly rated options include Andrew Reuther - State Farm Insurance Agent, Mark Kinkade - State Farm Insurance Agent, Highland Finance. This directory lists 12 auto insurance agents serving Panama City Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Taylor Insurance | 2605 Thomas Dr # 210 | (850) 249-8060 |
| 2 | Andrew Reuther - State Farm Insurance Agent | 8804 Front Beach Rd | (850) 234-5454 |
| 3 | Mark Kinkade - State Farm Insurance Agent | 16821 Panama City Beach Pkwy | (850) 249-5990 |
| 4 | Highland Finance | 7923 Panama City Beach Pkwy | (850) 359-5989 |
| 5 | Joe Brown: Allstate Insurance | 17206 Panama City Beach Pkwy | (850) 238-8921 |
| 6 | Lay's Insurance Agency | 12118 Panama City Beach Pkwy Suite 22 | (850) 271-2710 |
| 7 | Hall Insurance Agency | 5 Miracle Strip Loop UNIT 9 | (850) 234-2434 |
| 8 | We Insure The Emerald Coast | 7923 Panama City Beach Pkwy | (850) 399-9050 |
| 9 | Coastal Community Insurance Now Proudly Partnered with Acentria Insurance | 12129 Panama City Beach Pkwy | (850) 230-0800 |
| 10 | Brightway Insurance, The PPG Agency | 17651 Panama City Beach Pkwy Ste 1 | (850) 630-4020 |
Brian Taylor Insurance serves the Panama City Beach, Florida metro area as a local auto insurance agent. The agency helps drivers obtain personal auto coverage to meet state requirements and protect their vehicles on local roads. It assists customers in comparing policy options from multiple carriers to find suitable liability and collision protection. In this coastal market, the agent handles both standard auto policies and specialized coverage for vehicles in high-traffic tourist zones.
Andrew Reuther - State Farm Insurance Agent offers comprehensive auto insurance coverage for customers in Panama City Beach, Florida. Its services include customized policies designed to protect vehicles and drivers against common risks on local roads. The agency provides ongoing policy reviews and claims assistance to help clients manage their coverage over time. It serves a variety of local properties, including single-family homes, apartments, retail storefronts, and restaurants with available business insurance options.
Homeowners, families, and local business owners in Panama City Beach, Florida turn to Mark Kinkade - State Farm Insurance Agent for their auto insurance needs. The agency helps customers select personal auto policies tailored to their driving habits and vehicle coverage requirements. It also provides guidance on liability limits and deductible options to fit different budgets. This agent serves the greater Panama City metro area as well as nearby communities such as Lynn Haven and Callaway.
Highland Finance in Panama City Beach, FL assists clients with both one-time policy comparisons and ongoing coverage management. Their auto insurance agents help drivers select liability, collision, or comprehensive plans suited to local driving conditions. Service appointments and policy renewals are handled on either a scheduled or as-needed basis, depending on the client’s preference for regular check-ins or occasional support.
Joe Brown: Allstate Insurance serves Panama City Beach, Florida, and the surrounding communities along the Gulf Coast. As an auto insurance agent, the office handles standard coverage options like liability, collision, and comprehensive plans, as well as additional protections such as uninsured motorist coverage and roadside assistance. To complete a typical job, the agent evaluates each customer's driving habits and vehicle details, then compares policy bundles to match specific needs and state requirements for a tailored, consistent solution.
Lay's Insurance Agency specializes in tailoring auto insurance policies to meet the diverse needs of drivers in Panama City Beach, FL, offering coverage that addresses both standard liability and collision protection. The agency works closely with clients to compare options from multiple carriers, ensuring each driver finds a plan that fits their budget and lifestyle. For those navigating the busy tourist season or preparing for potential hurricane-related vehicle damage, it provides guidance on comprehensive coverage to stay protected year-round.
With Panama City Beach’s seasonal influx of tourists and unpredictable coastal weather, Hall Insurance Agency in Panama City Beach, FL helps local drivers find auto coverage that accounts for year-round traffic changes and storm risks. The agency works with clients to explain liability limits, uninsured motorist protection, and comprehensive options suited for Gulf Coast road hazards. They begin by scheduling a personal policy review to examine each driver’s current coverage gaps and accident history.
We Insure The Emerald Coast provides auto insurance coverage to residential clients in Panama City Beach and its surrounding neighborhoods. Commercial auto policies are also offered for small businesses operating within the local area. As a dedicated auto insurance agency, their team works directly with clients to understand specific driving needs and policy requirements. They make a point of following up after each policy is issued to ensure coverage remains appropriate, and they welcome repeat service from customers between regular visits to update their protection.
Coastal Community Insurance Now Proudly Partnered with Acentria Insurance provides auto insurance policies for drivers in the Panama City Beach area. Its agents help clients select appropriate liability and collision coverage options. The agency also offers related add-ons such as roadside assistance and rental reimbursement for greater peace of mind. This office serves a variety of commercial sectors, including local offices, warehouses, and food service establishments that require vehicle protection for their business operations.
Brightway Insurance, The PPG Agency in Panama City Beach, FL, is known for helping local drivers find suitable auto insurance coverage that meets their individual needs. Serving the Panama City Beach area, the agency works with multiple carriers to offer a range of policy options. It assists clients in comparing liability limits, collision, and comprehensive plans to protect their vehicles. For added flexibility, the agency can include roadside assistance coverage as an optional add-on to a standard policy.
What Does an a Auto Insurance Agent in Panama City Beach Cost?
In Florida, the average cost of full coverage auto insurance is around $2,300 per year, but rates in Panama City Beach can range from $1,500 to $3,500 depending on your driving record, vehicle type, and coverage limits. Minimum liability coverage may cost $600 to $1,200 annually. Many factors affect your premium including age, credit score, and claims history. This is general information, not insurance advice.
About auto insurance agents in Panama City Beach
An auto insurance agent in Panama City Beach can help you navigate Florida insurance requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability of $10,000. A local agent understands the specific risks of driving in a beach community and can tailor a policy to your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers your medical expenses regardless of fault. PDL covers damage you cause to another persons property.
How do I find a reliable auto insurance agent in Panama City Beach?
You can search online directories or ask for referrals from friends and neighbors. Look for agents licensed in Florida who have experience with local driving conditions and hurricane-related claims. Many agencies offer free quotes and consultations.
Does my auto insurance cover damage from hurricanes or flooding in Panama City Beach?
Standard auto insurance policies do not cover flood damage. Comprehensive coverage is required to pay for damage from hurricanes, flooding, or other non-collision events. An agent can help you add comprehensive coverage to your policy.
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